Quick answer: To send a larger amount, start a transfer in the Remitly app and enter how much you want to send. The app will show you what’s available for your transfer and guide you through any extra steps. Eligible customers can send up to $100,000 per transfer where supported, but the amount available to you depends on your transfer.
If you need to send a larger amount of money, you may have a few more things to think about than you would with an everyday transfer.
The Remitly app helps you work through those steps as part of the transfer you’re making. You don’t need to apply for a higher verification tier before you start. Instead, enter the amount you want to send and follow the information and instructions shown in the app.
Here’s what to look for.
Start by entering the amount in the Remitly app
Start a transfer in the Remitly app and enter how much you want to send.
Eligible customers can send up to $100,000 per transfer where supported. But the amount available for your transfer can depend on:
- Where you’re sending money from
- Where you’re sending money to
- How you pay
- The receiving partner
Because of this, don’t assume the maximum amount will be available for every transfer.
The Remitly app will show you what applies to the transfer you’re trying to make.
Follow the steps the app shows you
You no longer need to apply for a higher verification tier before starting a larger transfer. Instead, the Remitly app guides you through any extra steps that may be needed for your transfer.
You may be asked for more information about your identity, documents, or the money you’re sending. If that happens, you’ll see a request explaining what you need to provide. Follow the instructions carefully. If you’re asked to upload a document, make sure it’s complete and easy to read.
After you send the information, Remitly may need some time to review it. You may also be asked for additional documentation.
If you need the money to arrive by a certain date, it’s a good idea to start early in case extra steps are needed.
Check how you can pay in the app
When you’re sending a larger amount, it’s important to check how you can pay for it.
Your bank or card may have its own limits, even if the Remitly app allows you to enter the amount you want to send. The app will show the payment options available for your transfer. Review them before choosing how you want to pay.
For some larger transfers, you may see an option to pay by wire. If you choose it, Remitly will give you the information you need to arrange the wire with your bank. Follow the instructions and reference details carefully so your payment can be matched to your transfer.
Your bank may have its own wire fees, limits, and processing times.
Compare your options in the app
If you have more than one way to pay, look at the full transfer before choosing.
Check:
- The exchange rate
- Any fees
- How much you’ll pay
- How much your recipient will receive
- When the money is expected to arrive
- Any extra steps you need to complete
Changing how you pay can change other parts of your transfer, including the rate, fees, or expected delivery time.
Use the information shown in the app for your transfer rather than assuming an option you’ve used before will work the same way for a larger amount.
Look for a chance to prepare ahead of time
The Remitly app may also help some customers prepare for a larger transfer before they’re ready to make it.
Eligible customers in the United States may see an invitation to provide verification information ahead of time. This may appear on Home or after you complete another transfer. If you see one of these prompts, you can follow the steps in the app and provide the information requested.
Doing this ahead of time may mean there’s less for you to do when you’re ready to send a larger amount. It doesn’t guarantee that a future transfer will be approved or that you won’t be asked for more information later.
Check the app for anything that needs your attention
Once you’ve started your larger transfer, keep an eye on the Remitly app.
If Remitly needs something from you, the app can show you what needs your attention and take you to the next step. Open the request and follow the instructions shown. If you’ve already provided information, check the app for the latest update.
Sometimes there may be nothing for you to do while Remitly reviews your transfer. At other times, you may need to provide more information before it can continue.
Checking the latest update in the app can help you tell the difference.
Find help with your larger transfer
If you have a question while making a larger transfer, check the support options available to you.
Eligible customers may have access to additional help with larger transfers through chat, WhatsApp, or phone.
For example, you may want help understanding how to pay by wire or what information you’ve been asked to provide. The support options available can vary. Use the options shown in your Remitly account or transfer to find the help available to you.
Support can help you understand the process, but it doesn’t replace any required checks or guarantee that a transfer will be approved or arrive at a particular time.
Review everything in the app before you send
Before you confirm a larger transfer, check the details shown in the Remitly app.
Make sure:
- You’re sending to the right person
- The recipient’s details are correct
- You’re sending the right amount
- Your chosen way to pay works for the amount
- You’ve completed any requests for information
- The exchange rate and fees are what you expect
- You know how much your recipient will receive
- You’ve checked when the money is expected to arrive
If you change something, review the updated details before sending.
Let the Remitly app guide you through your larger transfer
A larger transfer may need some extra steps, but you don’t have to work them out before you begin.
Start with the amount you want to send in the Remitly app. The app will show you what’s available for your transfer and guide you through any information, payment, or verification steps that apply.
If you’re planning a larger transfer for a particular date, starting early can give you more time to complete anything that’s needed.
Open the Remitly app to see the options available for your larger transfer.
Frequently Asked Questions (FAQs)
How do I start a larger transfer in the Remitly app?
Start a transfer as you normally would and enter the amount you want to send. The app will show you what’s available and guide you through any extra steps that apply to your transfer.
How much can I send in the Remitly app?
Eligible customers can send up to $100,000 per transfer where supported. The amount available to you depends on things such as where you’re sending from, where you’re sending to, how you pay, and the receiving partner. Check the app for the amount available for your transfer.
Do I need to apply for a higher limit before I start?
You no longer need to go through the old verification-tier upgrade process before starting a larger transfer. Enter the amount you want to send in the app, and Remitly will guide you through any additional steps that apply.
Will the app tell me if Remitly needs more information?
Yes. If more information is needed for your account or transfer, follow the request shown in the app. You may be asked for identity information, documents, or information about the money you’re sending.
How do I know how I can pay for a larger transfer?
Check the payment options shown for your transfer in the app. For some larger transfers, wire funding may be available. Your own bank or card may also have limits that apply.
Can I prepare in the app before making a larger transfer?
Some eligible customers in the United States may see an invitation in the app to provide verification information ahead of a future larger transfer. Completing those steps early may reduce what you need to do later, but further checks may still be required.
