A SWIFT code, also known as a Bank Identifier Code (BIC), is a standard format of 8 to 11 characters used to identify a bank and branch for international money transfers. It ensures your payment arrives at the correct destination anywhere in the world.
Example SWIFT code
AAAA
Bank code
BB
Country code
C1
Location code
22D
Branch code
Verify your SWIFT code
Already have a code? Use Remitly's SWIFT code checker to confirm the format before sending money abroad.
You’ll usually find your SWIFT/BIC code on your bank statement or inside your online banking app. If not, your bank can confirm it directly. For a faster option, try our SWIFT code finder tool at the top of this page.
For almost all international bank transfers, a SWIFT/BIC code is required to route your payment to the correct bank and branch. Without it, your transfer may be delayed, rejected, or returned.
Looking for a reliable way to send money abroad? Remitly makes it simple to transfer funds securely worldwide.
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Get help with SWIFT codes
Remitly FAQ
How do I find my SWIFT/BIC code?
You can find your SWIFT code using the checker by selecting your country, bank, and city.
Alternatively, you will usually find it:
On your bank statement
In your online banking portal
By contacting your bank directly
Are SWIFT codes required to send money internationally?
Yes, in most cases. A SWIFT/BIC code is required to send or receive international transfers. Without it, your transfer may be delayed, rejected, or returned.
No. While both are used for international transfers, they serve different purposes. An IBAN (International Bank Account Number) identifies your individual bank account, while a SWIFT code identifies the bank and branch handling the transfer.
How does a SWIFT code work for international payments?
When you send money abroad, your bank uses the SWIFT code to ensure the funds are routed to the correct bank and branch. It acts like the "address" of your bank in the global financial system.