English (US)

At Remitly, we know Australia is a hugely popular relocation destination for professionals and students across the world. We also know that it will take some getting used to. That’s why we’ve created this quick, one-stop list of tips for really making yourself comfortable Down Under. From understanding the visa application process to navigating the local job market, knowing how to relocate to Australia can make a significant difference in your experience. We’ve compiled essential advice on finding accommodation, enrolling in healthcare, and immersing yourself in the vibrant Australian culture. With our tips, you can embrace your new adventure with confidence and ease.

Finding a place to live

Picking the right property is an all-important consideration if you plan to settle in Australia. The good news is you don’t need to spend days going between real estate agents. Thanks to online listings sites, you can seek out places that meet your specifications from the comfort of the couch. Sites such as Realestate.com.au and Domain put the latest properties at your fingertips.

Whether on your desktop, laptop, or mobile device, you can quickly get browsing for potential candidates. Look out for filters that can narrow the field and save you time. As well as searching within a certain area and price range, you may be able to filter for more specific attributes. Whether pets are allowed, for example, and whether there are built-in wardrobes. The sites mentioned above also let you search for rooms in shared properties. This can be a great way to meet new people in Australia. Plus, it’s likely to be cheaper than renting an entire flat.

Regardless of how good the photos are, you’ll want to arrange an in-person viewing. This is the only way to be sure the property matches your expectations. The rental application process will involve showing some documents. These can include your passport, foreign driver’s licence, and recent payslips or bank statements. A security deposit and some advance rent will also probably need to be paid.

Like some more detailed information on the whole process, and how regulations differ in different parts of the country? Check out our dedicated guide to renting in Australia.

Setting up a bank account

It’s always a good idea to set up a local bank account when you move to a new country. For one thing, you’ll avoid international banking charges which may apply if you carry on using your home country account. Plus, certain formal transactions – like paying rent or receiving salary – may be much easier with an Australian bank account.

There are a variety of banks popular with Australians. These include NAB (National Australia Bank), ANZ, and CommBank. Creating an account is generally straightforward, as long as you’re able to provide the right documents. These may include your birth certificate, passport, and recent utility bill. Bear in mind that different banks may require different combinations of documents. You can find out more about banking options in Australia with our quick overview here.

Finding a job

Depending on your Australian visa requirements, you may not be entitled to change your job if you plan to settle in Australia. However, if you are free to switch roles, there are a number of websites that can help. These include SEEK, Indeed, and the government-run Jobs Hub.

According to the latest research by professional social network LinkedIn, some of the most in-demand roles in Australia include:

• Senior human resources officers, leading junior HR staff members
• Machine learning engineers, developing AI systems for products and apps
• Data engineers, maintaining IT data storage systems
• B2B sales reps, especially within the IT sector
• Digital content designers, specialising in content strategy and user experience
• Cybersecurity specialists, protecting data from hacking and ransomware attacks

When job hunting, it’s essential that your CV/résumé is as polished and accurate as possible. If English isn’t your first language, it’s worth having an Australian friend read it over. Maintaining an active presence on LinkedIn can also be invaluable for staying aware of possible opportunities.

Exploring Your New Home

Australia is a truly vast country. In terms of land mass, it’s significantly larger than Europe. As a result, there’s a wealth of things to see and do. The cities get a lot of international attention, with good reason. Sydney, for example, boasts one of the world’s most iconic skylines, thanks to the Sydney Harbour Bridge and Opera House. Whether you live in the city or are just visiting, you should make time for the Rocks. This is the oldest part of Sydney: an atmospheric warren of cobbled streets and heritage buildings, packed with pubs and restaurants.

Foodies should certainly make a pilgrimage to Melbourne. Regularly touted as Australia’s culinary capital, it has numerous trailblazing restaurants to explore. From dim sum you can eat on the go, to impeccable high-end cuisine, it’s all on the menu in Melbourne.

The natural beauty of Australia should also be explored. The country has over 10,000 beaches, and many have their own distinct feel. You can enjoy the famous camel rides on Cable Beach in Western Australia. Or, if you’re feeling very active, go surfing at Bondi Beach in New South Wales.

You can also head into the interior of the country to explore the legendary outback. Also known as the Red Centre, it’s a sprawling zone of epic landscapes and fascinating wildlife. It’s where you’ll find Uluru, the sandstone monolith that’s one of the great natural wonders of the world. While climbing Uluru is forbidden, you can go camping in the vicinity and soak in the magical landscape.

Getting Used to Cultural Changes

If you plan to settle in Australia, you’ll be glad to know that this is a very welcoming nation, with a famously friendly and laid-back culture. People take things easy in Australia, and are always ready to greet a stranger with a jovial ‘G’day mate’. One thing you may have to get used to is Australia’s take on English. Slang is deeply embedded in the language, with words frequently shortened. So, instead of ‘afternoon’, an Australian may say ‘arvo’. Firefighters are known as ‘firies’, and Australia itself is often simply called ‘Straya’.

Whether you love sport or don’t, you may well find yourself swept up by local passions while living in Australia. That’s because sport is a huge part of life in the country. Rugby and cricket are massive, and then there’s the home-grown phenomenon of Australian Rules Football. It’s an intensely physical contact sport, and beloved by millions of Australians. The AFL Grand Final every September, which determines the winners of the Australian Football League, is the country’s answer to the Super Bowl.

Sending Money Home

While Australia is far removed from most places in the world, you can easily send money home to loved ones. Banks and high street remittance companies can get the job done, but you should shop around online for potential deals. You may find that online-only transfer companies like Remitly provide the most value for money.

Remitly offers low transfer fees and great exchange rates whenever you send money abroad from Australia. Every transaction takes place behind multiple layers of security. Our app also takes the hassle out of transfers, whether you’re sending a one-off payment or providing regular financial support. Wherever you settle in Australia, Remitly puts the power to help your family and friends at your fingertips.

Visit the homepage, download our app, or check out our Help Center to get started.

Key Highlights

• Discover the best side hustles for 2025, from online gigs to local services, to boost your extra income.
• Learn how you can turn your existing skills into a profitable side gig, whether you’re a beginner or an expert.
• Explore trending opportunities like AI training and sustainable businesses that are in high demand.
• Find out how to generate passive income through ventures like digital products and rental properties.
• Leverage social media platforms as a content creator to build a brand and earn money.
• Get practical advice on choosing the right hustle based on your skills, time, and financial goals.

Introduction

Are you looking for ways to earn extra income and move closer to financial independence? A side hustle could be the perfect solution. More than just a second job, a side hustle allows you to pursue your passions, build a new skill set, and create a business model that works for you. Whether you want to pay off debt, save for a big purchase, or build a safety net, the right opportunity can help you achieve your goals without quitting your day job. This guide will explore the best options to help you find a profitable venture.

Best Side Hustles 2025: Top Picks for Extra Income This Year

As we look ahead to 2025, the landscape of side hustle opportunities is broader and more exciting than ever. Technology has opened doors to countless online ventures, while the demand for local, personalized services continues to grow. Finding the best side hustles means identifying a profitable venture that aligns with your passions and schedule.

This list is curated to give you a comprehensive look at the most promising ways to make extra income this year. From creative pursuits to service-based work, there is a side gig here for everyone. Let’s explore the top picks that can help you boost your earnings.

1. Freelance Writing and Editing

If you have a way with words, freelance writing and editing is one of the most accessible side hustles to start. Businesses of all sizes need high-quality content for their websites, blogs, and marketing materials. You can begin by offering to write blog posts, website copy, or email newsletters for small businesses to build your portfolio.

As you gain experience, you can specialize in a niche you’re passionate about, such as tech, finance, or health. Specialization allows you to command higher rates, with experienced writers earning $100-$500 or more per article. Building a solid client base is key to turning this side hustle into a steady stream of income.

Platforms like Upwork and Fiverr can help you find your first few clients, but don’t forget to network within your community. Many local businesses need content creation help and prefer working with someone local. Could your writing skills be your ticket to extra earnings?

2. Virtual Assistant Services

Have you ever considered offering your organizational or administrative skills to others? As a virtual assistant (VA), you can provide remote support to busy entrepreneurs and businesses. This is one of the most flexible online side hustles, as you can offer a wide range of services, from managing emails and scheduling appointments to social media management and bookkeeping.

To get started, identify the tasks you excel at and enjoy. Are you great at research? Do you have experience with specific software? Market these skills to potential clients in industries you’re familiar with. This will help you stand out and attract clients who value your expertise.

Setting competitive rates is important, but don’t undervalue your services. As you build your side business and gather positive testimonials, you can increase your prices. A successful virtual assistant can create a reliable income stream while working from the comfort of home.

3. Social Media Management

In today’s digital world, a strong social media presence is crucial for businesses, but many owners don’t have the time or expertise to manage it effectively. This is where you can step in. As a social media manager, you can help businesses grow their online presence, engage with their audience, and execute a winning content marketing strategy.

Your services can vary depending on the client’s needs. You might be responsible for:

• Creating and scheduling posts across various social media platforms.
• Engaging with followers by responding to comments and messages.
• Analyzing performance metrics to refine the marketing strategy.

This side hustle offers a fantastic way to earn extra income if you are creative and understand the nuances of platforms like Instagram, TikTok, and Facebook. You can start by offering your services to local businesses or finding clients on freelance websites. With a few clients, you can build a stable monthly income.

4. Online Tutoring and Coaching

Do you have expertise in a particular academic subject, a musical instrument, or a professional skill? Online tutoring and coaching allows you to share your knowledge and earn extra cash. This side hustle idea has grown significantly, with platforms like WyzAnt making it easy to connect with students from all over the world.

You can set your own hours and rates, making it a flexible option to fit around your current commitments. Some tutors have successfully scaled their business to earn over $1,000 a week. The key is to identify your area of expertise and market yourself to the right audience.

Beyond one-on-one sessions, you could also develop an online course. This allows you to package your knowledge into a digital product that can be sold repeatedly, creating a source of passive income. By helping others learn, you can build a rewarding and profitable client base.

5. Print-on-Demand Products

If you have a creative flair but don’t want to deal with inventory or shipping, the print-on-demand (POD) business model is an excellent choice. With POD, you create designs for products like t-shirts, mugs, and posters, and a third-party company handles the printing and shipping whenever an order is placed. This eliminates upfront costs and risk.

Your main focus is on creating compelling designs and marketing them. You can set up an online store on platforms like Etsy or Shopify and integrate it with a POD service. When a customer buys a product, the order is automatically sent to the provider, who then ships it directly to the customer.

This model is a fantastic way to generate passive income. Once your designs are uploaded and your store is set up, you can earn extra money with minimal ongoing effort. The more appealing and unique your digital products are, the greater your potential for success.

6. Dropshipping and eCommerce

Dropshipping is another popular eCommerce business model that lets you sell products online without holding any inventory. You partner with a supplier who stores and ships products directly to your customers. Your job is to set up an online storefront, manage marketing campaigns, and handle customer service.

This approach significantly lowers the barrier to entry for starting an online retail business. You don’t need a large investment for inventory, which helps maintain a healthy cash flow in the early days. Success in dropshipping often comes down to finding a profitable niche and mastering digital marketing to drive traffic to your store.

While it may sound simple, building a successful dropshipping business requires dedication. You’ll need to research products, find reliable suppliers, and create effective ads. However, for those willing to put in the work, it can become a highly profitable venture.

7. Affiliate Marketing

Affiliate marketing is a powerful way to generate passive income by promoting other companies’ products or services. When someone makes a purchase through your unique affiliate link, you earn a commission. This is one of the best side hustle opportunities for bloggers, content creators, and anyone with a strong social media presence.

To get started, you need a platform to share your affiliate links. This could be:

• A personal blog or niche website.
• A YouTube channel reviewing products.
• Social media accounts on platforms like Instagram or Pinterest.

The key to a successful marketing strategy is authenticity. Promote products you genuinely believe in and that are relevant to your audience. Over time, as your audience grows and trusts your recommendations, your affiliate income can become a significant and consistent part of your earnings.

8. Amazon FBA and Retail Arbitrage

Have you ever found a great deal at a store and thought you could sell it for more online? That’s the core idea behind retail arbitrage, and Amazon’s Fulfillment by Amazon (FBA) program makes it easier than ever. With retail arbitrage, you buy discounted products from retail stores and resell them on Amazon for a profit.

The Amazon FBA program streamlines the process. You ship your products to an Amazon warehouse, and they handle the storage, packing, shipping, and customer service for you. This frees you up to focus on finding profitable products to sell, turning this hustle into a source of potentially significant income.

Success requires a good eye for deals and an understanding of the Amazon marketplace. Using Amazon’s seller app, you can scan barcodes in stores to check an item’s selling price, fees, and demand. With competitive rates of return, many have turned this into a full-time business.

9. Pet Sitting and Dog Walking

If you’re an animal lover, pet sitting or dog walking is a fun and rewarding way to earn extra cash. Many pet owners need reliable help to care for their furry friends while they are at work or on vacation. This side hustle allows you to spend time with animals and get paid for it.

You can start by offering your services to friends, family, and neighbors. To expand your client base, consider signing up for platforms like Rover.com, which connects pet owners with local sitters and walkers. Some people report earning over $1,000 a month in their free time, making it a great way to improve your cash flow.

This gig is perfect for someone looking for flexibility. You can choose to offer services like daily dog walks, drop-in visits, or overnight stays in your home or the client’s. With low startup costs and high demand, it’s an easy business to launch.

10. Rideshare Driving and Delivery Apps

Rideshare and delivery services have become go-to side hustles for a reason: they offer incredible flexibility. With apps like Uber, Lyft, DoorDash, and Instacart, you can decide exactly when and how much you want to work. All you need is a reliable vehicle and a smartphone to start earning extra money.

Whether you’re driving people around town or delivering food and groceries, you can turn your free time into cash. Earnings are typically deposited directly into your bank account weekly or even daily, providing a quick financial boost when you need it. The average hourly wage generally falls between $14 and $25, depending on your location and the time of day.

This flexible part-time work is ideal for people with unpredictable schedules. You can work for a few hours in the evenings, on weekends, or whenever you have a spare moment. It’s a straightforward way to supplement your income without a long-term commitment.

11. Real Estate Rental (Airbnb, short-term rentals)

Investing in real estate has long been a path toward financial independence, and modern platforms have made it more accessible than ever. If you have a spare room, an accessory dwelling unit, or an entire property, listing it as a short-term rental on sites like Airbnb can generate substantial extra income.

The demand for unique, comfortable places to stay is consistently high, especially in tourist areas or cities with a lot of business travel. Managing a rental property requires effort, from communicating with guests to ensuring the space is clean and well-maintained. However, the financial rewards can be significant.

If buying a whole property isn’t feasible, you can explore creative options. Platforms like Arrived allow you to buy fractional shares of rental properties with as little as $100, letting you earn passive income from real estate without the responsibilities of being a landlord.

12. Content Creation (YouTube, Podcasting, Blogging)

Do you have a passion or expertise you’d love to share with the world? Content creation on platforms like YouTube, podcasting apps, or a personal blog can be a highly rewarding side hustle. As a content creator, you can build an audience around a topic you love and monetize it in several ways.

Once you have an established audience, you can earn extra income through:

• Advertising revenue and sponsorships.
• Affiliate marketing for products you recommend.
• Selling your own digital or physical products.

Starting a YouTube channel, podcast, or writing blog posts requires consistency and patience, as building an audience takes time. However, it’s a field where your unique voice and perspective are your greatest assets. With the rise of the Amazon Influencer Program and other similar opportunities, monetizing your content on social media platforms is more achievable than ever.

13. Selling Digital Products (courses, templates, ebooks)

Creating and selling digital products is one of the most powerful ways to earn passive income. Unlike physical goods, a digital product can be created once and sold an infinite number of times without any additional production costs. This could include ebooks, online courses, printable planners, or design templates.

Think about a skill or knowledge you have that others would find valuable. Could you create a short course on graphic design, sell budget spreadsheets, or write an ebook about your favorite hobby? Platforms like Etsy and Gumroad make it easy to set up an online store and start selling your digital creations to a global audience.

The potential is immense. For example, some creators earn thousands of dollars a month selling printables or spreadsheets on Etsy. While you’ll need to invest time upfront in creation and initial marketing campaigns, the long-term payoff can be a steady stream of extra income.

14. Graphic Design and Digital Art

If you have a knack for visual creation, a side hustle in graphic design or digital art could be perfect for you. Businesses and individuals are always in need of logos, website graphics, social media content, and custom illustrations. As a graphic designer, you can offer your creative services on a project basis.

Building a strong portfolio that showcases your previous work is the most important step. This allows potential clients to see your style and capabilities. Even if you’re just starting, you can create personal projects to demonstrate your skills. Your portfolio is your best marketing tool.

You can find work on freelance platforms like Fiverr or Upwork, or by networking with local businesses. As you build a reputation for quality work and reliability, you can increase your rates and attract higher-paying clients. This creative outlet can easily become a significant source of income.

15. Selling Handmade Goods Online

Do you enjoy crafting, knitting, woodworking, or making jewelry? You can turn your hobby into a profitable small business by selling your handmade goods online. Platforms like Etsy have made it simple for artisans to open an online store and reach customers who appreciate unique, handcrafted items.

The key to success is to find a niche and create high-quality products that stand out. Great photography and compelling product descriptions are essential to attract buyers. Think about what makes your items special and highlight that in your shop.

Developing a smart marketing strategy is also crucial. Share your creative process and finished products on social media platforms like Instagram and Pinterest to build a following and drive traffic to your online store. With dedication, your creative passion can provide a rewarding source of extra income.

16. Website and App Testing

You don’t need to be a tech guru to make money in the digital world. Companies are willing to pay for your feedback on their websites and apps before they launch. As a tester, your job is to use a website or app as a typical user would and report on your experience, identifying any bugs or confusing features.

This is a simple side gig that requires no special skills beyond being comfortable with a computer or smartphone and having a reliable internet connection. You’ll typically be asked to record your screen and voice your thoughts as you navigate the site or complete specific tasks.

Platforms like UserTesting.com connect testers with companies looking for feedback. While it might not replace a full-time income, it’s an easy way to earn extra cash in your spare time. A typical test takes about 20 minutes and can pay $10 or more, with some opportunities paying up to $60 an hour.

17. Online Surveys and Market Research

Participating in online surveys and market research studies is one of the easiest ways to make extra money from home. Companies are constantly seeking consumer opinions to improve their products and services, and they are willing to pay for your time and thoughts.

While it won’t make you rich, it’s a flexible way to earn a little extra in your downtime, like while watching TV or waiting in line. Many side hustlers use these earnings to supplement their income for small goals. Some popular platforms include:

• Swagbucks: Earn rewards for surveys, watching videos, and shopping online.
• Survey Junkie: A dedicated survey site where you can earn up to $40 a month.
• User Interviews: Participate in higher-paying studies and focus groups, often paying $50-$150 an hour.

This type of work is similar to data entry in its simplicity, making it accessible to nearly everyone. It’s a great option for those looking for a low-commitment side hustle.

18. Remote Customer Support

With the rise of remote work, many companies are hiring part-time customer support agents who can work from home. This is one of the best side hustle opportunities if you have strong communication skills and enjoy helping people solve problems. You’ll typically handle customer inquiries via phone, email, or chat.

These roles often offer flexible hours, making it possible to work evenings or weekends around your primary job. Companies across various industries, from retail to tech, need customer support, so you can often find a position related to an area you’re interested in.

To find these opportunities, you can check job boards like FlexJobs, which specializes in remote and flexible work. Having a reliable internet connection and a quiet workspace is usually all you need to get started. This can be a stable way to earn extra income and build your professional experience without leaving your house.

19. Transcription and Translation Services

If you have a good ear and fast typing skills, transcription can be a great side business. Transcriptionists convert audio or video recordings into written text. This service is needed by doctors, lawyers, journalists, and content creators who produce podcasts or videos.

Similarly, if you are fluent in more than one language, you can offer translation services. Translators work on converting written documents, website content, or other materials from one language to another. Both skills are in high demand in our increasingly global and digital world.

You can find gigs on freelance platforms, where you can set competitive rates based on your speed, accuracy, and expertise. With practice, you can increase your efficiency and earn a solid extra income. This is a flexible side hustle you can do from anywhere with a computer.

20. Childcare or Senior Care

Providing care for children or seniors is a side gig that is not only in high demand but also deeply rewarding. Many families need reliable help with childcare after school or on weekends, while the aging population has created a growing need for senior companionship and assistance.

If you enjoy working with people and are responsible and compassionate, this could be the perfect fit for you. You can start by offering your services within your local community or use platforms like Care.com to connect with families who are looking for help.

The work can range from babysitting for a few hours to providing regular companionship for an elderly person. The hours are often flexible, and the work can provide a steady source of extra money. It’s a great way to make a positive impact on someone’s life while boosting your income.

21. Lawn Care and Landscaping Services

If you enjoy working outdoors and don’t mind a bit of physical labor, starting a lawn care or landscaping service can be a very profitable small business. Many homeowners are happy to pay for help with tasks like mowing, weeding, planting, and seasonal cleanups.

You can start small with basic equipment you may already own, like a lawnmower and a trimmer. As your business grows, you can invest in more specialized tools to offer a wider range of services. Marketing your services in your local neighborhood through flyers or a simple social media page is a great way to get your first clients.

This side hustle has the potential to earn good money, especially during the spring and summer months. One teenager even built his lawn care business to $70,000 in profit while in school. With hard work, you can generate a significant extra income.

22. Cleaning and Organizing Services

A clean and organized space can make a huge difference in someone’s life, and many people are willing to pay for that service. Starting a side gig offering cleaning services or professional home organization can be a low-cost venture with high-profit potential.

You can offer residential cleaning for homes, commercial cleaning for businesses, or specialize in home organization to help people declutter and create functional living spaces. The startup costs are minimal—you just need some basic cleaning supplies to get started.

Marketing your services on local social media groups or through word-of-mouth can quickly build your client list. One entrepreneurial couple even grew their cleaning business to $25,000 a month by contracting with other professionals. It’s a straightforward way to earn extra cash that goes directly into your bank account.

23. Mobile Car Wash and Detailing

A mobile car wash and detailing service is a fantastic side hustle idea because you bring the service directly to the customer. People love the convenience of having their car cleaned at their home or workplace. This business requires some physical work but has low startup costs and can be quite profitable.

You can start with basic supplies like buckets, sponges, soap, and a vacuum. As you earn more, you can invest in professional equipment like a pressure washer or a buffer for detailing services. Targeting office parks, shopping centers, or local businesses can help you serve multiple clients in one location.

This side hustle is great for those without special skills, as the basics of car washing are easy to learn. With a focus on quality and customer service, you can build a loyal client base and generate a steady stream of extra income.

24. Event Planning and Coordination

Are you the person who loves organizing parties, weddings, or corporate gatherings? If so, you can turn your passion for planning into a side business. Event planners help clients with everything from choosing a venue and hiring vendors to managing the event on the day itself, ensuring everything runs smoothly.

This side hustle is perfect for individuals with strong organizational and communication skills. You can start by helping friends and family with their events to build a portfolio. As you gain experience, you can market your services to a wider client base and take on larger events.

A successful event planning business can be very rewarding, both personally and financially. It offers the opportunity to be creative and help people celebrate important moments. Over time, this side business can provide significant income and even lead to long-term financial security.

25. Fitness Instruction and Personal Training

If you are passionate about health and fitness, you can share your enthusiasm and knowledge by becoming a fitness instructor or personal trainer. This is a great way to earn good money while helping others achieve their health goals. You can offer one-on-one training sessions, lead group fitness classes, or even provide online coaching.

To start, you may need to get a certification, which adds credibility and ensures you are providing safe and effective advice. You can then train clients at a local gym, in their homes, or even in a public park. Online training has also become incredibly popular, allowing you to reach clients from anywhere.

A solid marketing strategy is key to building your client list. Use social media to share fitness tips, client success stories, and your unique approach to training. This can be a fulfilling side hustle that not only provides extra income but also promotes a healthy lifestyle.

26. Sell Stock Photos and Videos

Do you have a good eye for photography or a knack for shooting video clips? You can turn your visual content creation skills into a source of passive income by selling your work on stock photo websites like Getty Images, Shutterstock, and Adobe Stock.

Businesses, marketers, and publishers are constantly looking for high-quality images and videos to use in their projects. When they purchase a license to use your content, you earn a royalty. The more photos and videos you upload, the greater your potential to earn.

This side gig is perfect for those who already enjoy photography as a hobby. You can shoot photos of landscapes, cityscapes, people, food, or anything else you find interesting. Once your content is uploaded, it can continue to generate income for years with no additional effort, making it a true form of passive income.

27. Voiceover Work

If you have a clear and pleasant voice, you might have what it takes to succeed in voiceover work. This unique side gig involves lending your voice to commercials, animated videos, audiobooks, and corporate training materials. It’s a key part of content creation and digital marketing that many people overlook.

To get started, you’ll need a quality microphone and a quiet space to record. You can create a demo reel showcasing your vocal range and style to send to potential clients. Platforms like Voices.com and Bodalgo are dedicated marketplaces for voice actors to find work.

As you gain experience and build a portfolio, you can start charging higher rates for your services. This is a fun and creative way to earn extra income, especially if you have a passion for performance. Could your voice be your next money-making asset?

28. Influencer Partnerships and Brand Collaborations

If you’ve built a dedicated following on social media, you can monetize your social media presence through influencer partnerships and brand collaborations. Companies are willing to pay influencers to promote their products or services to an engaged audience. This can be a lucrative way to earn extra income.

You don’t need millions of followers to get started. Many brands are interested in working with “micro-influencers” who have a smaller but highly engaged community in a specific niche. Authenticity is key; your followers trust your recommendations, so it’s important to partner with brands you genuinely like and believe in.

To attract potential clients, create a media kit that showcases your audience demographics, engagement rates, and previous collaborations. You can also proactively reach out to brands that align with your personal brand. This side hustle allows you to be creative and get paid for sharing what you love.

29. AI Training and Data Annotation

One of the most unique and trending side hustles is AI training and data annotation. As artificial intelligence models become more advanced, they need human assistance to learn and improve. This is where you can come in. You can get paid to help train AI by evaluating its responses or labeling data.

This side hustle idea requires no special background, just attention to detail and good judgment. Some common tasks include:

• Evaluating the quality and relevance of AI-generated text.
• Labeling images to help computer vision models learn.
• Checking the accuracy of data used to train algorithms.

Companies like Outlier.ai hire people for these tasks, and you can earn competitive rates, often around $15 an hour or more. It’s a fascinating look into the world of digital marketing and technology, and a flexible way to earn money from home.

30. Renting Out Equipment or Tools

Do you have tools, camera gear, or party equipment sitting in your garage collecting dust? You can turn those items into a source of passive income by renting them out to others. Many people need specific equipment for a one-time project but don’t want to buy it outright.

You can rent out anything from power tools and landscaping equipment to portable hot tubs and bounce houses. The return on investment can be surprisingly high. For example, some people buy a hot tub for $2,000 and rent it out for $400-$500 a month. This can be a great way to generate extra cash with items you already own.

List your items on local marketplaces like Facebook or specialized rental apps. This side hustle can be particularly profitable if you offer items that are in high demand in your area or cater to local businesses. It’s a smart way to make your assets work for you and boost your bank account.

How to Choose the Right Side Hustle in 2025

With so many options available, how do you choose the right side hustle for you? The best way to find a profitable venture is to look inward first. A successful side gig should align with your skills, interests, and the amount of time you can realistically commit.

Choosing wisely from the start will help you stay motivated and avoid burnout. The following sections will guide you through assessing your personal strengths, estimating potential earnings, and considering the practicalities of starting a new venture. This will help you find a great fit that supports your financial goals.

Assessing Your Skills and Interests

The first step in finding the perfect side hustle idea is to conduct a personal skills assessment. What are you good at, and what do you enjoy doing? The most sustainable side hustles are those that leverage your existing talents and passions, so the work doesn’t feel like a chore.

Take some time to brainstorm. Make a list of your professional skills from your previous work, as well as your hobbies and interests. To help you think, ask yourself:

• What do friends and family ask for my help with?
• What subjects could I talk about for hours?
• What skills have I developed at my job that could be applied elsewhere?

Once you have a list, you can start to see which side hustles align with your strengths. This self-reflection will help you identify a business model that not only has earning potential but is also something you’ll be excited to work on. This is crucial for long-term success with your target audience.

Estimating Earning Potential

Once you have a few side hustle ideas, it’s important to set realistic expectations for your extra income. Researching the earning potential of each option will help you decide which one best aligns with your financial goals. Look at what others are charging for similar services or products to understand the market’s competitive rates.

Some side hustles, like taking online surveys, offer a small but easy way to earn cash. Others, like freelance web design or real estate rentals, have the potential for much higher earnings but may require more skill or upfront investment. Understanding this will help you manage your cash flow expectations and create accurate financial statements for your new venture.

Here’s a look at the potential earnings for a few popular side hustles:

Side Hustle	Typical Hourly Rate	Monthly Earning Potential (Part-Time)
Freelance Writing	$25 – $100+	$500 – $2,000+
Pet Sitting	$15 – $30	$400 – $1,000+
Rideshare Driving	$14 – $25	$300 – $800
Virtual Assistant	$20 – $50+	$400 – $1,500+

Considering Time Commitment

One of the most critical factors in choosing a side hustle is figuring out how much time you can dedicate to it. Be honest with yourself about your current schedule, energy levels, and personal commitments. A side hustle should enhance your life, not overwhelm it.

Are you looking for something you can do for a few hours each week, or do you have a larger chunk of time available on weekends? Some side hustlers prefer flexible part-time gigs like delivery driving, which allow them to work whenever they want. Others might choose a project-based hustle like graphic design, which has clear deadlines but more autonomy over when the work gets done.

Finding the right work-life balance is key to avoiding burnout and sticking with your hustle long-term. Choose an option that fits realistically into your life so you can earn extra income without sacrificing your well-being.

Analyzing Startup Costs

Before you launch your side gig, it’s essential to analyze the potential startup costs. While many side hustles can be started with little to no money, some require an initial investment in equipment, software, or marketing. Understanding these costs upfront will help you plan accordingly and avoid financial stress.

For example, a freelance writing or graphic design business might only require a computer and internet connection, which you likely already have. However, a mobile car detailing business will require an investment in cleaning supplies and equipment. Create a simple budget that outlines any necessary expenses.

Don’t let startup costs deter you. There are many low-cost options available, and you can often start small and reinvest your earnings to grow your small business. Avoid using a credit card for large purchases unless you have a clear plan to pay it back quickly with your new income.

Evaluating Flexibility and Work-Life Balance

A side hustle should complement your life, not complicate it. Evaluating the flexibility of a potential gig is crucial for maintaining a healthy work-life balance. Think about when and where you want to work. Do you need a hustle you can do from home, or are you happy to be out and about?

Remote work opportunities like virtual assistance or freelance writing offer incredible flexibility, allowing you to work from anywhere. On the other hand, service-based gigs like pet sitting or event planning may require you to be at specific locations at specific times. Consider which style of work best suits your lifestyle and personality.

Choosing a side hustle that aligns with your desired level of flexibility will help you stay motivated and avoid feeling overwhelmed. The right balance will allow you to earn extra income and work toward your goals of financial security without sacrificing your personal time and well-being.

Fastest-Growing and Trending Side Hustles for 2025

The world of work is always changing, and the side hustle economy is no exception. As we move into 2025, new and exciting opportunities are emerging, driven by technological advancements and shifting consumer values. Staying ahead of these trends can give you a competitive edge.

The fastest-growing side hustles often tap into high-demand markets with less competition. From AI training to eco-friendly services, these trending side hustle ideas offer a glimpse into the future of work. Let’s look at some unique options that are predicted to grow rapidly in the coming year.

AI-Powered Microservices

As artificial intelligence becomes more integrated into our daily lives, a new wave of side hustle opportunities is emerging. AI-powered microservices involve using AI tools to offer specialized, efficient, and affordable services to businesses and individuals. This is a rapidly growing field with immense potential for extra income.

For example, you could use AI writing assistants to offer content creation and editing services at a faster pace. You could leverage AI design tools to create logos and social media graphics for small businesses. The key is to combine the power of AI with your human creativity and oversight to deliver a superior product.

This business model allows you to take on more projects and work more efficiently, boosting your earning potential. As businesses continue to adopt AI, those who can skillfully use these tools to solve real-world problems will be in high demand. This is a chance to get in on the ground floor of a major technological shift.

Sustainable and Eco-Friendly Gigs

As consumers become more environmentally conscious, the demand for sustainable and eco-friendly products and services is booming. This shift in values has created a wealth of side hustle opportunities for those who are passionate about protecting the planet. These gigs allow you to earn money while making a positive impact.

You could start a business that focuses on upcycling furniture, reselling vintage clothing, or creating handmade goods from sustainable materials. Another option is to offer green consulting services, helping individuals or businesses reduce their environmental footprint. Even local services like organic gardening or eco-friendly cleaning are in high demand.

Tapping into this market allows you to connect with a loyal customer base that is willing to pay a premium for products and services that align with their values. This is not just a trend; it’s a movement. Starting a sustainable side hustle can be a fulfilling and profitable way to contribute to a better world.

Niche Online Communities and Memberships

Finding niche online communities and memberships can significantly enhance your side hustle journey. By engaging with like-minded individuals, you’ll discover valuable insights and support while building a target audience that shares your interests. These forums offer excellent opportunities for collaboration, whether through affiliate marketing or joint content creation. Participating actively can help you establish credibility, opening doors to new clients and profitable ventures. Many of these communities also provide resources such as workshops and webinars, making them a great way to deepen your skills and boost your income potential in the ever-evolving digital marketplace.

Remote Tech Support and Troubleshooting

Providing remote tech support and troubleshooting is becoming an increasingly popular side hustle. Many individuals and small businesses are on the lookout for tech-savvy side hustlers who can assist with software issues, network setups, or even device malfunctions. This creates an opportunity for service-oriented individuals to cater to a growing client base. By leveraging social media platforms and online forums, tech support providers can showcase their expertise and attract potential clients. It’s also a great way to enhance one’s digital marketing skills while earning extra cash and building a reputable brand in the tech community.

Content Monetization on New Platforms

Emerging platforms offer side hustlers exciting opportunities for content monetization. Whether through live streaming, podcasting, or video sharing, these digital spaces attract diverse audiences and potential clients. Creators can engage their target audience by utilizing strategies such as affiliate marketing and content marketing, making it a great way to earn extra cash. Monetizing content on these new platforms involves understanding their unique algorithms and user preferences. Focusing on quality content creation can lead to a thriving client base, ensuring a consistent cash flow for those willing to adapt to evolving trends.

Easy Side Hustles to Start from Home

Starting a side hustle from the comfort of home can be an enjoyable way to supplement your income. Becoming a virtual assistant or offering pet sitting services allows you to work with minimal setup, tapping into your skills while building a client base. Creating content for social media platforms or marketing campaigns can also offer flexibility. Many side hustlers are turning to online courses or opening an online store to sell digital products, with minimal investment required. These easy side hustle ideas provide an excellent opportunity to generate extra cash on your schedule.

Low-Cost Online Hustles

Exploring low-cost online hustles can be an exciting adventure for budding side hustlers. Options like virtual assistance or freelance graphic design require minimal startup investment while offering the potential for good money. Creating digital products, such as e-books or online courses, allows for greater scalability and passive income over time. A well-defined marketing strategy on social media platforms can enhance visibility, connecting you with potential clients and generating extra cash. By leveraging these opportunities, anyone can gradually build a client base without the need for significant financial commitment. Your journey to financial independence starts here!

Passive Income Ideas

Exploring passive income ideas can pave the way for financial independence and extra cash flow. Creating digital products is a great way to generate income with minimal ongoing effort. Think about developing online courses or e-books that align with your interests; once set up, they can yield money long after the initial work is done. Another option involves affiliate marketing through a well-curated blog or social media presence. Promoting products and earning commissions can be a lucrative side hustle. Ultimately, diversifying income streams with these strategies enhances your journey toward significant income with little day-to-day commitment.

No-Experience-Required Opportunities

Opportunities that don’t require specific experience can be the perfect way for aspiring side hustlers to make extra cash. Many roles, such as virtual assistant positions or basic data entry jobs, provide excellent entry points into the gig economy. These paths typically involve straightforward tasks that help build a client base and enhance skills while generating income. Moreover, platforms like social media are teeming with people seeking help for small projects like graphic design or content creation. With minimal investment and a little creativity, anyone can find a lucrative venture that fits their schedule and interests.

Flexible Part-Time Side Hustles

Exploring flexible part-time side hustles opens up a world of opportunities tailored to fit your lifestyle. Many side hustlers enjoy options like virtual assistant roles or freelance graphic design, allowing them to manage their time effectively while bringing in extra income. Crafting digital products or offering online courses can be fulfilling ventures that yield financial security without consuming much time. Engaging with local businesses through services like social media marketing can further enhance your client base. With the right marketing strategy, anyone can turn their passions into side gigs, creating that extra cash flow while maintaining work-life balance.

Turning Your Side Hustle Into a Full-Time Income

Transitioning from a side hustle to a full-time income can be an exciting journey. Identify the paths that align with your passion and amplify your skills. Developing a brand presence on social media can help attract a target audience, enhancing your client base. Consider implementing effective marketing strategies, such as affiliate marketing and content marketing, to boost visibility. As your venture grows, managing finances and keeping track of cash flow becomes essential. Embracing automation and outsourcing will free up your time, allowing you to focus on scaling your business model for a sustainable and profitable future.

Scaling Up: When to Take the Leap

Identifying the right moment to scale a side hustle can feel daunting, yet it’s pivotal for growth. Watching your client base expand or noticing a steady cash flow indicates your side gig’s potential. Achieving financial stability often opens the door to taking that leap. Consider factors like demand for your services and your capacity to manage increased workload without compromising quality. Approaching growth with a strategic marketing plan, such as enhancing your social media presence, can ensure you attract the right audience while keeping up with your current commitments. Feel ready? Embrace the journey!

Building a Personal Brand

Creating a personal brand serves as a powerful foundation for any side hustle. Authenticity plays a crucial role in building trust with your target audience, positioning you as an expert in your niche. Sharing your journey allows you to connect on a deeper level with potential clients, fostering a loyal community around your content. Utilizing social media platforms effectively can amplify your reach and engage followers. Regularly posting valuable content, such as tips or stories from your side hustle, enhances your credibility and draws in organic followers. This connection can lead to valuable opportunities, turning your side gig into a sustainable source of income.

Managing Finances and Taxes

Keeping tabs on finances and taxes is essential for anyone engaged in side hustles. Documenting income and expenses helps track growth and profitability, making it easier to manage cash flow. Using simple accounting software can streamline this process, allowing side hustlers to generate financial statements effortlessly. Consider setting aside a percentage of income for taxes throughout the year to avoid surprises later. Being proactive about financial planning can empower individuals to reinvest in their side business or pursue passive income opportunities. A solid financial strategy not only enhances cash flow but also supports long-term goals of financial independence.

Leveraging Automation and Outsourcing

Streamlining your side hustle through automation and outsourcing can significantly enhance efficiency and free up time for tasks that matter most. Tools like social media scheduling apps and project management software help handle day-to-day operations, allowing you to focus on growth. Outsourcing tasks, such as graphic design or customer support, taps into skilled professional services while managing costs. By creating a robust client base, you can scale up your side hustle with less effort. This approach not only maximizes cash flow but also positions your business model for long-term success and financial independence.

Conclusion

Embracing side hustles offers an exciting pathway to financial independence and personal fulfillment. From the myriad of easy side hustles to start from home to those opportunities that require little to no experience, there’s something for everyone. Whether it’s using social media to build a personal brand or diving into content creation, these avenues not only generate extra income but also pave the way for potential full-time ventures. So, consider your passions and interests when exploring these best side hustle ideas, and get ready to embark on a journey toward greater financial security and flexibility.

Frequently Asked Questions

What side hustles can realistically make $2,000 per month from home in 2025?

In 2025, side hustles like freelance writing, virtual tutoring, e-commerce through dropshipping, and affiliate marketing can realistically generate $2,000 monthly from home. Focus on building your skills and leveraging online platforms for maximum reach and income potential.

What is the best side hustle for beginners in 2025?

For beginners in 2025, the best side hustle often involves low-cost online opportunities like freelance writing or virtual assistance. These options require minimal investment and can easily fit into a busy schedule, allowing newcomers to hone their skills while earning extra income.

Is content creation still a profitable side hustle in 2025?

Yes, content creation continues to be a profitable side hustle in 2025. With the rise of new platforms and monetization opportunities, creators can reach diverse audiences, enhance their skills, and generate substantial income through various formats like videos, blogs, and social media.

What are the most popular side hustles?

Some of the most popular side hustles include freelance writing, graphic design, dropshipping, and online tutoring. These ventures require minimal investment and can often be started quickly from home, making them accessible for anyone looking to boost their income in 2025.

Moving to the US brings excitement and new opportunities, but it can also mean stretching every dollar a little further as you settle into your full-time job. If you’re balancing rent, daily expenses, and the costs of building a life here, finding ways to earn extra money can give you more breathing room. The good news is that there are plenty of flexible ways to make extra money that can fit around your existing schedule.

At Remitly, we understand the challenges immigrants face when managing finances in a new country. That’s why we’ve put together this guide full of practical tips on how to earn extra income while working a full-time job. We’ll cover side hustle ideas, passive income streams, and time-saving strategies to help you boost extra income without burning out.

Why Americans choose to earn extra income while working full-time

If you’re working a full-time job and thinking about starting a side hustle, you’re not alone. Nowadays, a lot of salaries don’t stretch to cover expensive extras or future savings. So it’s become common for people, including young workers, parents, and immigrants working hard to build a better future, to take on extra work to boost their income. In fact, over a third of Americans are working on building an additional source of income.

The key is to start small. Even setting aside a few hours a week can make a difference over time. Whether it’s freelancing, selling something you’re passionate about, or driving a few hours on weekends, every little bit counts.

To keep things manageable, it helps to stay organized. Try using a calendar app or a simple planner to schedule your job, side hustle, and – don’t forget – your rest time. Boundaries are important. A healthy routine will make it easier to stay consistent without burning out. With a good balance, both your regular job and your side hustle can support your financial goals.

Advantages of extra income streams 

• More financial stability: Extra income can give you peace of mind, especially if you’re sending money home or saving for important goals.
• A safety net: Relying on just one paycheck can be risky. A side hustle helps you stay afloat during slow periods or if you get an unexpected bill.
• Room to grow: Side hustles let you explore passions or skills that could turn into something bigger in the future.
• New skills and experience: Juggling different types of work can help you build confidence and learn things that support your long-term goals.
• More control over your future: Having more than one source of income gives you options and helps you feel more in charge of your financial journey.

Common side hustle ideas

Building a successful side hustle often starts with leveraging skills you already have. Everyone is sure to have a skill they can monetise that feels manageable, enjoyable, and sustainable with their current routine. There are so many different routes to choose from, especially with more digital options popping up recently. 

Freelancing 

Freelancing is flexible and can be done on your own time. If you’re organized or have skills like writing, design, or translation, you can start offering services such as:

• Resume and cover letter writing
• Document translation or transcription
• Admin support, data entry, or social media scheduling
• SEO content writing
• Graphic design

Try platforms like Upwork, Fiverr, or PeoplePerHour to find your first clients.

Selling on Facebook Marketplace, Depop, or eBay

You can earn money by selling things you no longer need. Some easy ways to get started include:

• Selling clothes, shoes, or accessories on Depop
• Using Facebook Marketplace to sell locally
• Flipping items like electronics, furniture, or tools on eBay

Cleaning, organizing, or handywork

These classic side hustles are always in demand. You could offer:

• House cleaning or office tidying
• Helping people move or pack
• Assembling furniture or minor home repairs

Advertise on TaskRabbit, Nextdoor, or local Facebook groups.

Tutoring

Tutoring is a great option if you’re fluent in English or strong in a subject area. You can offer:

• Homework help for school-aged kids
• English conversation or basic grammar tutoring
• Prep for tests like the GED, TOEFL, or citizenship exams

Teach online via Preply, Wyzant, Superprof, or locally in your neighborhood.

Online side hustles

The internet offers countless ways to earn money online. Some are quick, while others take time to build toward passive income streams.

Participate in online surveys and focus groups

If you have a phone or a laptop, you can make a little extra money just by sharing your thoughts. Sites like Survey Junkie, UserTesting, or Swagbucks pay you to answer surveys or test websites and apps.

These aren’t full-time jobs, but they’re a nice way to earn a few extra dollars during breaks, your commute, or while watching TV. If you’re interested in better-paying options, look into online focus groups. Sites like FocusGroup often pay more for in-depth feedback on new products or ads.

It’s easy to get started, and you don’t need special skills, just your opinion and a bit of time.

Start an online course or YouTube channel

Everyone has something they can teach. Whether it’s cooking traditional recipes, giving fashion advice, or explaining how to fix things around the house, your knowledge is valuable.

You can turn that knowledge into an online course using platforms like Teachable or Udemy. Record your lessons once, and they can keep earning money every time someone signs up. This is known as passive income.

Or you could start a YouTube channel or TikTok account. You don’t need fancy equipment to begin. With helpful, honest content, you can grow an audience and eventually earn money from ads, sponsors, or affiliate links. You can even reuse your videos as blog posts, e-books, or short guides.

Earn commissions through affiliate marketing

Affiliate marketing is a simple way to make money by recommending products you actually like. When someone clicks your link and makes a purchase, you earn a small commission, without doing any selling yourself.

You can start with platforms like Amazon Associates, ShareASale, or Rakuten Advertising. All you need is a basic blog, social media page, or YouTube channel where you share your reviews, tips, or tutorials.

It takes time to build up, but with consistency, affiliate income can become a steady stream that works in the background, even while you sleep.

Digital product side hustle ideas

Building passive income means upfront effort pays off later, which is ideal if you want earnings that don’t rely on continuous time investment.

Creating and selling digital products

This is a great side hustle if you enjoy working on your computer and want something that can earn income passively over time. Examples of digital products include:

• Printable planners, journals, or worksheets
• Resume or cover letter templates
• E-books, guides, or recipe collections
• Digital art or design assets, such as social media templates

You can sell digital products on platforms like Etsy, Shopify, or your own website. Once created, they require little maintenance and can continue earning money while you focus on other things.

Print-on-demand with platforms

Print-on-demand services such as Printful or Printify let you design T-shirts, mugs, and more. You upload artwork, and the platform handles production, shipping, and customer service.

This side hustle shines if you enjoy graphic design or have a niche audience in mind. By marketing your products on social media or via your personal website, you can earn extra money whenever an order comes in.

Creative side hustle ideas

Tap into your creative side and find ways to sell your art, photography, or expert services. Many of these can be done online without leaving your home, or in your local community. 

Social media for small businesses

If you’re active on Instagram or TikTok and enjoy making content, offer to manage social media for local businesses. Many small business owners don’t have time or know-how and will happily pay for help with:

• Creating content calendars
• Ideas and content strategy
• Creating posts for different platforms

Start by helping someone you know and build up from there. It’s always a good idea to ask any existing clients to recommend you to their friends or colleagues.

Peer-to-peer services 

Apps like Turo and Rover let you rent out your car or pet-sit for neighbors. This can give you control over your schedule and allow you to earn more than traditional odd jobs.

By setting clear rates and availability, you can rely on these income streams during weekends or evenings. Plus, these services often have built-in rating systems to help you attract repeat clients.

Home-cooked food or baked goods

Many communities love authentic home-cooked meals. If you’re comfortable in the kitchen, consider:

• Selling lunchboxes to workers or students
• Baking pastries or snacks for weekend markets
• Cooking for small events or special occasions

Start with friends or local groups, and always check local food safety rules if you’re selling publicly.

Photography or videography

If you enjoy taking photos or videos, even a decent phone camera is enough to get you started. Consider offering affordable services for:

• Birthdays, weddings, or family gatherings
• Product photos for online sellers
• Social media content for small businesses

It might be worth offering a few free or low-cost sessions at first to build your portfolio.

Tips for managing extra income with a full-time job

Balancing a side hustle with a full-time job isn’t always easy, but it is doable. Many immigrants take this path to earn extra income, send money home, or build something of their own. The key is to be realistic, stay organized, and take care of yourself to avoid burnout.

Set a routine that works for you

You don’t need to work 24/7 to make a side hustle work. What matters is consistency.

• Choose realistic hours: Maybe early mornings, evenings, or a few hours on weekends. Even just 5–10 focused hours a week can make a big difference.
• Stick to your schedule like it’s a real job: This helps you stay on track without letting your side hustle take over your life.
• Protect your rest: Burnout helps no one. Set boundaries so you still have time for family, friends, or just relaxing. You deserve that balance.

Focus on side hustles that fit your lifestyle

If your job is physically demanding, consider a side hustle that lets you work from home, like online tutoring, freelancing, or selling digital products. If your job is more sedentary, maybe a physical activity like weekend cleaning or deliveries could be a good change of pace.

Ask yourself:

• Does this fit around my full-time hours?
• Does it drain me or energize me?
• Can I do it without sacrificing my health or peace of mind?

Use your extra income wisely

Once you start earning extra money, it’s tempting to spend it quickly. But having a plan will help you make the most of it. You can:

• Save for long-term goals like starting your own business or moving into a better home
• Pay off debts or reduce financial pressure
• Reinvest in your side hustle (buy tools, take courses, upgrade your setup)

Managing both a job and a side hustle takes courage, energy, and commitment. It’s okay if things move slowly, what matters is that you’re moving forward. You’re building something valuable for yourself and your future.

FAQs

What’s the easiest side hustle to start while working full-time?

The easiest place to start is with something you already know, like tutoring, translation, or selling unused items online. These low-risk options help you ease into earning extra money without overwhelming your schedule.

How do I find time for a side hustle with a job and personal life?

Start small. Just a few focused hours a week in the early morning, evenings, or weekends. The key is setting a realistic routine and choosing a side hustle that fits your lifestyle, not the other way around.

Can I really make money online without special skills?

Yes. You can earn from surveys, selling items, customer service gigs, or even teaching your native language. Many platforms are beginner-friendly and don’t require advanced tech skills to get started.

What’s a smart way to use extra income from my side hustle?

Use it to reduce debt, build savings, or invest back into your side hustle to grow it over time. Even small amounts can create long-term security when managed with a clear goal in mind.

Key Highlights

Losing a job can be overwhelming, but understanding severance pay can provide some clarity. Here are the key takeaways to keep in mind:

• Severance pay is compensation and benefits an employer might offer when your job ends.
• Federal law does not require employers to offer a severance package; it’s a matter of agreement.
• Your eligibility is often determined by an employment contract or official company policy.
• The amount of severance pay is typically calculated based on your salary and years of service.
• Receiving severance pay can sometimes affect your eligibility for unemployment benefits, depending on state law.

Defining Severance Pay: An Overview

What exactly is severance pay? It is a package of pay and benefits that an employer may provide to an employee after the termination of employment. This typically happens when you lose your job through no fault of your own, such as during layoffs, downsizing, or a company merger.

While the Fair Labor Standards Act (FLSA) doesn’t mandate it, severance is often outlined in an employment contract or a severance agreement. It serves as a bridge to help you financially while you search for a new position. The following sections will explain the purpose of severance, what it includes, and how it differs from other types of pay.

Purpose and Importance of Severance Pay

Employers offer severance benefits for several important reasons. First and foremost, it is often a gesture of goodwill and compassion. Losing a job is stressful, and a severance payment can help ease the financial burden on a departing employee, especially one with many years of loyal service.

Another key purpose is legal protection. Providing severance can reduce feelings of resentment that might lead a former employee to file a wrongful termination lawsuit. By having an employee sign an agreement in exchange for severance, a company can mitigate its legal risks. This makes the severance payment a worthwhile investment in preventing costly litigation.

Finally, offering employee benefits like severance helps with brand and reputation management. A company that treats its departing employees well maintains positive morale among the remaining staff and builds a good reputation in the job market, which is crucial for future recruitment efforts.

Severance Pay vs. Separation Pay

You might hear the terms “severance pay” and “separation pay” used and wonder if they are different. In most situations, these terms are used interchangeably to describe the compensation offered to an employee upon termination. Any distinction between them is usually an internal decision specific to a company’s policies.

Regardless of the term used, your company’s policies should clearly outline what compensation you will receive upon termination. This pay is separate from your final regular pay and can be distributed as a lump sum or over a set period of time. It is designed to support you after your employment ends.

Other common phrases you might encounter that mean the same thing include:

• Exit package
• Severance offer
• Severance benefits
• Severance allowance

Common Terms Associated with Severance

A severance package is more than just a final check; it can include a variety of benefits. The details are typically laid out in a severance agreement, which you will be asked to sign to receive the package. The amount of severance pay is a core component, but there are other elements to look for.

Understanding these components helps you see the full value of the offer. For instance, continued health insurance coverage can be a major relief during a job transition. These benefits are designed to support you financially and professionally as you move forward.

A typical severance package can include:

• A severance payment: Money provided as a lump sum or in periodic payments.
• Payout for unused vacation time: Required in some states.
• Continuation of health insurance coverage: Often through COBRA, where you pay the premium.
• Outplacement services: Help with resume writing and job searching.
• Stock options: The right to exercise vested stock options.

How Severance Pay Works in the United States

In the United States, there is no federal law, including the Fair Labor Standards Act, that requires private employers to provide severance pay. As the U.S. Department of Labor states, “Severance pay is a matter of agreement between an employer and an employee.” This agreement is often formalized in an employment contract or company policy.

Because it is a matter of policy rather than law, the specifics can vary greatly from one company to another. While federal rules are minimal, some state and local laws may have their own regulations, particularly in cases of mass layoffs. The following sections will cover who is eligible for severance and how different termination scenarios are handled.

Eligibility Criteria for Severance Pay

So, are you automatically entitled to severance pay if you are laid off? Generally, no. Eligibility for severance pay is typically determined by your employer’s policies. It is most often available to employees who are let go for reasons beyond their control, such as a layoff or business restructuring. Employees who are fired for cause or who resign voluntarily are usually not eligible.

Your right to severance is often established in writing. It is important to check your company documents to understand your eligibility. The number of years of employment is also a common factor in determining both eligibility and the amount of pay.

Key documents that define eligibility criteria include:

• An official employment contract
• The company’s employee handbook
• A union or collective bargaining agreement
• State-specific laws for business closures

Layoffs, Terminations, and Severance Pay Scenarios

The circumstances of your termination of employment often dictate whether severance is offered. During layoffs or workforce reductions, many companies provide severance benefits to help ease the employee’s transition and maintain goodwill. In the event of a mass layoff, the federal WARN Act may require severance pay if the employer fails to provide the mandated 60-day notice.

Company mergers and acquisitions present another scenario. In these cases, your severance might be determined by the policies of the new employer. Some employment contracts include a “change of control” clause that can trigger enhanced severance benefits if your job is eliminated due to a sale.

In any termination, a severance package is often contingent on signing an agreement that releases the company from future legal action, such as a wrongful termination lawsuit. This protects the employer while providing the departing employee with financial support.

Role of Employment Contracts in Severance Arrangements

Your employment contract is the most important document when it comes to severance. If your contract contains a severance clause, your employer is legally obligated to honor it. This clause will specify the conditions under which you receive severance and often outlines how the amount is calculated.

If you do not have a formal contract, check the employee handbook. Many companies detail their severance policies there. While perhaps not as binding as a contract, a written policy in a handbook can create an expectation and, in some cases, an obligation for the employer to follow it consistently.

Ultimately, a severance offer is a matter of agreement. When an employer presents you with a severance agreement, it is a formal offer that details the pay and benefits in exchange for you waiving your right to sue. It is always a good idea to carefully review this document before signing.

Legal Requirements for Severance Pay

Are companies required by law to offer severance? The short answer is generally no. Federal law does not mandate severance pay for departing employees in most situations. However, this does not mean there are no rules. Specific federal and state laws can come into play, creating obligations for employers under certain circumstances.

Because employment law can be complex, understanding these exceptions is crucial. The legal landscape varies by state, and certain events, like a mass layoff, trigger specific requirements. The next sections will explore the federal and state laws that can affect your right to severance pay.

Federal Laws and Regulations

While no single federal law mandates severance for all, a few key regulations can influence it. The Fair Labor Standards Act (FLSA), which establishes standards for minimum wage and overtime, does not require severance pay. However, other laws can create an obligation.

The Worker Adjustment and Retraining Notification (WARN) Act is a critical piece of federal law. It requires employers with 100 or more employees to provide 60 days’ advance notice of a mass layoff or plant closing. If an employer fails to give proper notice, it may be required to provide pay and benefits for the notice period, which functions as a form of severance.

Additionally, the Employee Retirement Income Security Act (ERISA) can apply if an employer maintains an ongoing, formal severance plan. In such cases, the plan is treated as an ERISA-covered welfare benefit plan, which comes with specific administrative and reporting requirements for the employer.

State-Specific Rules and Variations

While federal law sets a baseline, state laws on severance pay can vary significantly. Most states follow the federal lead and do not require it. However, some have enacted their own rules, especially for situations involving mass layoffs or business closures. For example, the New Jersey WARN Act requires a longer 90-day notification period than the federal law.

Another area where state laws differ is the payout of unused vacation time, which is often included in a severance package. Some states require employers to pay out all accrued vacation time upon termination, while others do not. Employers operating in multiple states must navigate a complex web of employment law to ensure compliance.

Below are states that, according to the compiled information, legally require employers to pay out unused vacation days upon termination.

States Requiring Payout of Unused Vacation Time
California, Colorado, Illinois, Indiana, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Montana, Nebraska, New Mexico, New York, North Carolina, North Dakota, Ohio, Rhode Island, West Virginia, and Wyoming.

Are Employers Legally Obligated to Provide Severance?

To put it plainly, employers are not legally obligated to provide severance pay in most cases. For the majority of at-will employees, an employer can terminate employment without offering a severance package. According to the U.S. Department of Labor, severance is a “matter of agreement between an employer and an employee.” [1]

However, there are important exceptions. An employer is obligated to provide severance if it is promised in a written document. This could be an employment contract, a collective bargaining agreement, or even clearly stated company policies in an employee handbook. In these instances, the promise becomes a binding commitment.

Furthermore, laws like the WARN Act can create a legal obligation if proper notice of a layoff is not given. Because the rules depend on contracts, policies, and specific laws, it is wise to review your documents and, if needed, seek legal advice to understand your rights in your unique situation.

Severance Pay Calculation Methods

How do companies determine the amount of severance pay you receive? There is no universal formula, but employers typically follow a consistent method outlined in their policies. This ensures fairness and predictability when designing a severance package. The calculation is most often tied to your salary and your length of service with the company.

While a dedicated severance pay estimation worksheet is not always provided, you can often estimate the amount by understanding the common formulas employers use. The following sections will break down these formulas and the factors that influence the final number, giving you the tools to calculate a potential severance offer.

Typical Formulas Used by Employers

The most common formula for calculating severance is based on providing a certain number of weeks of pay for each year of service. A widely used standard is offering one to two weeks of salary for every year you have worked for the company. If this policy is included in an employee handbook, it sets clear expectations for everyone.

Some companies use more detailed formulas to determine the approximate amount of severance pay. For example, a policy might offer different rates based on tenure, providing more weeks of pay per year for longer-serving employees. This rewards loyalty and experience.

To give you a clearer idea, here are a few common variations on the formula:

• A standard rate of two weeks’ pay for each full year of service.
• A tiered system, such as one week’s pay per year for up to 10 years, and two weeks’ pay per year thereafter.
• A base amount plus an age adjustment allowance for older workers.
• The standard calculation plus a payout for any unused vacation or sick days.

Impact of Tenure, Role, and Salary on Severance

Three key factors heavily influence the amount of severance pay you might receive: your tenure, your role, and your salary. The most significant is often your length of employment. The more years of employment you have, the more generous your severance package is likely to be, as companies use it to reward long-term loyalty.

Your role within the company also plays a crucial part. Executives and senior-level employees often receive a larger amount of severance pay compared to entry-level staff. Their packages might be based on their total compensation, including bonuses, and could include additional benefits like extended insurance coverage or vested stock options.

Finally, your salary is the foundation of the calculation. Since severance is typically calculated as a number of weeks or months of pay, a higher salary naturally leads to a larger total severance payment. In some cases, particularly for senior roles, the terms of severance can even be a point of negotiation upon receiving a job offer.

Practical Examples: Calculating Severance Pay

Let’s look at a practical example of a severance pay calculation. Imagine an employee who earns a weekly salary of $1,000 and has worked at a company for five years. If the company’s policy is to offer two weeks of severance pay for every year of service, the calculation would be straightforward.

The formula would be: 5 years of service × 2 weeks of pay per year = 10 weeks of severance pay. The total amount of severance pay would be 10 weeks × $1,000/week = $10,000. This provides a clear picture of what to expect.

To help you visualize different scenarios, the table below acts as a simple severance pay estimation worksheet. It assumes a company policy of one week of pay per year of service.

Years of Service	Weekly Salary	Weeks of Severance Pay	Total Severance Pay
3	$800	3	$2,400
7	$1,200	7	$8,400
15	$2,000	15	$30,000
20	$2,500	20	$50,000

Severance Pay and Unemployment Benefits

One of the most common questions about severance pay is how it affects eligibility for unemployment benefits. The answer can be complicated because the rules for unemployment insurance vary by state. Receiving a severance payment can sometimes delay or reduce the unemployment benefits you are entitled to.

Whether your benefit claims are impacted often depends on how your state’s law treats severance and how the payment is structured—either as a lump sum or as periodic payments. It is essential to understand these rules to plan your finances effectively after a job loss. The following sections will explore this relationship in more detail.

How Severance Can Influence Unemployment Eligibility

Can severance pay affect your eligibility for unemployment? Yes, it absolutely can. Many state unemployment agencies consider severance pay to be wages. If you receive a severance package, the state may rule that you are not “unemployed” for the period the pay is intended to cover, thus making you temporarily ineligible for unemployment compensation.

For example, if you receive a lump sum equivalent to eight weeks of salary, your state might delay your unemployment benefits for eight weeks. However, this is not a universal rule. Some states do not count severance pay against unemployment insurance, especially if it is labeled as a payment for waiving legal claims rather than as continued wages.

The language in your severance agreement can be critical. How the payment is defined and structured can directly influence how your state’s unemployment office views it. Because these rules are state-specific, you should always check with your local unemployment agency to understand how your severance package will be treated.

Timing, Amount, and Impact on Benefit Claims

The timing and method of your severance payment can significantly impact your unemployment benefit claims. Employers typically offer severance as a single lump sum or as periodic payments over a set period of time, often called salary continuation. Each option has different implications for your unemployment eligibility.

Periodic payments, which resemble a regular paycheck, often make you ineligible for unemployment benefits for the entire period of time you receive them. A lump-sum payment, on the other hand, might only delay your benefits for the number of weeks the payment covers. Some employers may allow you to choose how you receive your severance payment, so you can decide which option is best for your financial situation.

Consider these key points regarding payment structure:

• Lump-Sum Payment: May push you into a higher tax bracket for the year and could delay unemployment benefits.
• Periodic Payments: May create ongoing difficulties in qualifying for unemployment.
• State Rules: Ultimately determine the impact on your unemployment eligibility.
• Employee Choice: If offered, allows you to select the most beneficial payment option.

Tax Implications of Severance Pay

It is crucial to understand that severance pay is not tax-free money. A landmark U.S. Supreme Court ruling in U.S. v. Quality Stores, Inc. clarified that severance payments are classified as wages. [2] This means they are subject to the same taxes as your regular paycheck, including federal, state, and FICA taxes.

Because severance is taxable, your employer is required to handle withholding taxes on the payment. As an employee, you also have important tax considerations to keep in mind, especially if you receive a large lump-sum payment. Let’s look closer at how these taxes are handled and what you need to know for reporting.

Withholding Taxes on Severance Payments

Since the federal government considers severance pay to be wages, your former employer must withhold taxes from your severance payment. This process is similar to how taxes are deducted from your regular salary. You should expect to see deductions for federal and state income tax, as well as Social Security and Medicare (FICA) taxes.

The way the tax is withheld can depend on how the severance is paid. If it is included with your final paycheck, it will likely be taxed at your normal rate. However, if it is paid separately as a lump sum, it may be treated as “supplemental wages” and taxed at a flat rate, which is often higher than your regular withholding rate.

The taxes deducted from your severance pay typically include:

• Federal income tax
• State income tax (where applicable)
• Local income tax (where applicable)
• FICA taxes (Social Security and Medicare)

Employee Tax Considerations and Reporting

From an employee’s perspective, there are important tax considerations when receiving a severance payment. The entire amount is taxable in the year you receive it. If you receive a large lump-sum payment, it has the potential to push you into a higher income tax bracket for that year, resulting in a larger overall tax bill.

Reporting severance pay on your tax return is straightforward. Your former employer will include the severance payment in the total wages reported on your Form W-2 for the year. You will then report this amount on your tax return just as you would your regular income.

Given the financial implications, it is a wise move to plan ahead. You might consider setting aside a portion of your severance payment for taxes, especially if you think the amount withheld will not be enough. For specific advice tailored to your situation, consulting with a qualified tax professional or financial advisor is highly recommended. For legal questions about the severance agreement, an employment attorney can provide expert legal counsel.

Citations: [1] https://www.dol.gov/general/topic/wages/severancepay [2] https://www.supremecourt.gov/opinions/13pdf/12-1408_p86b.pdf

Key Highlights

Need to make some fast cash? Here are the key takeaways from this guide:

• You can earn extra cash in an hour or less through various online and offline methods.
• Taking paid online surveys is a simple side hustle you can do from home.
• Selling unused items on social media accounts or online marketplaces can declutter your space and boost your wallet.
• Gig apps allow you to earn money by delivering food, walking dogs, or completing short tasks.
• Improve the user experience of websites and apps by participating in paid testing.

Quick Ways to Make Money in One Hour

Have a spare hour and want to earn some extra money? You’re in luck. There are many legitimate ways to make quick cash, whether you prefer working online from your couch or getting out in your community. From leveraging your social media presence to starting a simple side hustle, turning a free hour into cash is more accessible than you might think.

Are you ready to explore the different ways you can pad your bank account? This guide covers a wide range of options, including simple online jobs and practical offline tasks that you can complete in 60 minutes or less. Let’s look at some actionable ideas to get you started.

1. Take Paid Online Surveys for Instant Cash

One of the easiest ways to earn extra cash from home is by taking paid online surveys. Companies are always looking for consumer opinions, and survey sites like Survey Junkie and Swagbucks pay you to provide them. After a quick sign-up process, you can start sharing your thoughts on various topics.

The time commitment varies, but many surveys take only a few minutes to complete, making it possible to do several within an hour. While it won’t replace a full-time income, it’s a solid way to make money online as a beginner. Earning potential differs by platform, with some users earning between $25 and $100 a month.

Payments are typically made through gift cards or cash transfers. Here’s what to expect:

• Topics: Health, lifestyle, shopping habits, and finances.
• Payout: Redeem points for cash via bank transfer or gift cards once you reach a minimum threshold, often around $5.

2. Sell Unused Items Around Your Home

Do you have clothes, electronics, or books collecting dust? You can turn those unused items into extra cash in under an hour. Online platforms like Facebook Marketplace and eBay make it simple to sell things you no longer need. This is a great way to declutter your home while making a profit.

Creating a listing is fast and easy. Simply take a few clear photos of your item, write a brief description, and set a fair price. You can check what similar items are selling for to get an idea of what to charge. For instant payment, you can arrange for local pickup and receive cash on the spot.

This method is quick and requires minimal effort to get started.

• Platforms: Use Facebook Marketplace, OfferUp, or local Facebook groups.
• Process: Snap photos, write a description, and post your listing from your phone.
• Payment: Opt for local pickup to get cash immediately.

3. Offer Dog Walking or Pet-Sitting Services

If you love animals, spending time with them can be a fun way to earn good money. Many pet owners need someone to walk their dogs or check in on their pets, and you can offer your services through apps like Rover. This is an excellent option for students or anyone with a flexible schedule looking to make cash locally.

While getting approved on a platform like Rover can take a few days due to a background check, once you’re set up, you can take on 30- or 60-minute dog walking jobs. You can also advertise your services through word of mouth to friends and neighbors to find clients directly.

This side hustle offers flexibility and a chance to get some exercise.

• Services: Offer 30- or 60-minute dog walks or drop-in visits.
• Earnings: Dog walkers charge an average of $17 an hour, and you can set your own rates on most platforms.

4. Deliver Food or Groceries with Popular Apps

Delivering food from restaurants or groceries from local stores is a popular side hustle that offers a lot of flexibility. With a reliable vehicle, you can sign up for gig apps like Uber Eats, DoorDash, and Instacart. These platforms allow you to choose which deliveries you want to accept based on distance and potential earnings.

The sign-up process might take a few days for approval, but once you’re in, you can start making extra money on your own schedule. This is a great way to earn quickly, and you keep 100% of any tips you receive. Providing great customer service can often lead to bigger tips.

Many apps offer quick payment options to get your earnings fast.

• Apps: Grubhub, Uber Eats, and Instacart are popular choices.
• Flexibility: You decide when and where you want to work.
• Payment: Most platforms pay weekly, but some offer an instant cash-out option for a small fee, allowing for same-day earnings.

5. Complete Microtasks on Gig Economy Platforms

If you have a laptop and an internet connection, you can complete short tasks for extra cash on gig economy platforms. Websites like Amazon Mechanical Turk and Upwork list numerous microtasks that can often be completed in under an hour. These jobs are perfect for anyone looking for easy online work.

These tasks don’t require specialized skills and can include things like data entry, image tagging, or transcribing short audio clips. You can browse available jobs and choose the ones that fit your schedule. While each task may only pay a small amount, you can complete several in a single session to add up your earnings.

This is a flexible way to make money right from your computer.

• Platforms: Amazon Mechanical Turk, Upwork, and Freelancer.
• Tasks: Data entry, proofreading, video indexing, and virtual assistance.

6. Provide Local Handyman or Errand Services

Are you good with your hands or willing to help with manual labor? Offering local services for odd jobs is a practical way to make money quickly. Many people are willing to pay for help with tasks they can’t do themselves, like assembling furniture, fixing a leaky faucet, or raking leaves.

You can find potential clients by advertising your services in local Facebook groups, on community boards, or through neighborhood apps. You can also reach out to family members and friends to let them know you’re available. The type of work can vary, but urgent requests often pay more.

This is a great option for earning cash on the spot.

• Services: Offer help with moving, cleaning, yard work, or small home repairs.
• Finding Clients: Use apps like Nextdoor or advertise through word of mouth.
• Payment: You can get paid in cash immediately after completing the job.

7. Babysit or Offer Childcare for Neighbors

If you enjoy being around children, offering to babysit for neighbors or friends is a fantastic way to earn extra money. Many parents need help with last-minute childcare, making this a reliable option for quick cash. This is an especially good job for responsible students looking to earn money.

You can advertise your availability on social media, through word of mouth, or on platforms like Care.com. While some platforms require a background check, finding clients through your personal network can be a faster way to get started. Babysitting often pays well, especially for evening or weekend hours.

It’s a flexible job that can be done in your community.

• Finding Gigs: Ask friends, family members, and neighbors, or use trusted websites.
• Benefits: Babysitting is a rewarding way to make money and can lead to regular, long-term jobs.

8. Tutor Students Online or Locally

Do you have expertise in a specific academic subject? Consider tutoring students online or in your local area. Spending time helping others with various topics like math, science, or test prep can be a predictable way to earn money. Many platforms connect tutors with students looking for help.

Online platforms like Wyzant and Preply allow you to create a profile and set your own rates and schedule. It may take a few days to get approved, but once you are, you can offer one-hour tutoring sessions. You can also find clients by posting in local Facebook groups or putting up flyers in your neighborhood.

This is a great way to use your knowledge to earn money.

• Platforms: Tutor.com, Wyzant, and Preply connect you with students.
• Earnings: English tutors on Preply charge an average of $15 to $25 per hour.
• Flexibility: You can tutor online from your laptop or meet students in person.

9. Rent Out Tools, Equipment, or Electronics

You can make extra money by renting out unused items you already own. If you have tools, sports equipment, cameras, or even a spare room that you’re not using, someone nearby might be willing to pay to borrow them. This is a practical offline way to generate passive income.

Platforms like Fat Llama make it easy to list your belongings for rent. You just need to create an account, post a listing for your item, and wait for rental requests. Once you connect with a potential client, you can arrange a meeting place for the handoff.

This is a smart way to let your possessions earn money for you.

• What to rent: Cameras, power tools, sports equipment, or a spare room.
• How it works: List your items on a rental platform and approve requests from verified borrowers.

10. Participate in User Testing or Mystery Shopping

Companies will pay for your feedback on their products and services. You can get paid to test websites and apps for their functionality and user experience. Platforms like UserTesting and Trymata connect you with businesses looking for people to review their digital products. This is an ideal job if you have a laptop and an opinion.

Most tests take about 15-20 minutes, so you can easily complete a few within an hour. You’ll be asked to complete a short task and share your thoughts on the process. Another option is mystery shopping, where you get paid to visit a store, evaluate the customer service, and report on your experience.

This is an engaging way to earn money online.

• Platforms: UserTesting, Userlytics, and Trymata are popular for user testing.
• Earnings: Many tests pay around $10 for 20 minutes of your time.
• Requirements: A computer, internet connection, and sometimes a microphone or webcam.

11. Sell Unused Gift Cards for Fast Cash

Have a drawer full of unused gift cards? You can turn them into fast cash instead of letting them expire. There are several online marketplaces dedicated to buying and selling gift cards, allowing you to get money for cards you’ll never use. This is a simple way to make extra cash from home.

Websites like CardCash and Gameflip allow you to list your gift card for a percentage of its value. The process is quick, and on some platforms, you don’t even need to mail the physical card. How much you make depends on the card’s popularity, but it’s an easy way to get money for something you weren’t using.

It’s a straightforward method to boost your funds.

• Platforms: CardCash, Gameflip, and other online marketplaces.
• Process: List your card online and get paid via PayPal, direct deposit, or a check.
• Speed: You can often receive payment within 24 to 48 hours.

12. Flip Free or Thrifted Items Online

Flipping items is a simple and effective way to make good money with little investment. The idea is to find free or cheap items at thrift stores, garage sales, or online marketplaces and resell them for a profit. With a good eye, you can find valuable items that others have overlooked.

Look for free items on sites like Craigslist or Facebook Marketplace that you can clean up and sell. Furniture, electronics, and unique decor can often be flipped for a higher price. This method allows you to be creative and turn someone else’s trash into your treasure.

This can be a fun and profitable side hustle.

• Where to find items: Thrift stores, Freecycle groups, and online marketplaces.
• What to flip: Look for furniture, electronics, or other items that can be resold.
• Selling: List your cleaned-up items on an online store or marketplace like eBay.

13. Offer Quick Freelance Services (Writing, Design, Tech Support)

If you have a marketable skill, you can offer quick freelance services online. Platforms like Fiverr and Upwork are filled with clients looking for help with small, one-off tasks. Whether your talent is in graphic design, writing, tech support, or virtual assistance, you can find gigs that take an hour or less.

Many businesses need help with tasks like social media management, data entry, or proofreading. You can create a profile showcasing your skills and bid on jobs that fit your schedule. This is a great way to use your expertise to earn money from your laptop.

Freelancing offers flexibility and control over your work.

• Platforms: Fiverr, Upwork, and Freelancer.
• Services: Offer freelance writing, graphic design, or tech support.
• Benefits: Complete small tasks to make money fast and build a portfolio for future work.

Earning Fast Cash Online: Apps and Websites That Pay Quickly

The internet has made it easier than ever to earn fast cash. A variety of online platforms, from survey sites to gig apps, connect you with opportunities to make money in your spare time. Many of these apps are designed for quick tasks and offer speedy payouts, with some even providing same-day payments.

Whether you’re completing surveys, selling items, or performing small freelance jobs, these websites and apps provide a flexible way to boost your income. The following sections will highlight some of the best platforms for earning money online, so you can choose the ones that work for you.

Best Survey and Microtask Apps for Immediate Payouts

For an easy way to make quick cash, survey and microtask apps are an excellent choice. Survey sites like Survey Junkie and Swagbucks pay you for your opinions, while microtask apps like Amazon Mechanical Turk offer short jobs like data categorization and content moderation.

These apps allow you to work from anywhere with an internet connection, making them a convenient option for earning money on the go. While individual payments might be small, completing multiple tasks can add up. Most platforms have a straightforward signup process, so you can start earning almost immediately.

Here’s a look at some popular platforms and what they offer:

Platform	Type of Work	Average Payout
Survey Junkie	Online Surveys	$1-$3 per survey
Swagbucks	Surveys, Watching Videos	Points redeemable for gift cards or cash
Amazon Mechanical Turk	Microtasks (e.g., data entry)	Varies per task, often a few cents to a few dollars

Platforms for Selling Items Locally and Online

Selling your unused items is a fast way to make money, and there are plenty of online marketplaces to help you do it. Platforms like Facebook Marketplace are perfect for selling locally, as you can arrange for quick pickups and get paid in cash. This is a great way to declutter and earn from things you no longer need.

For a wider audience, you can use apps like eBay or OfferUp. Creating a listing is simple and can be done from your phone in minutes. Just snap some photos, write a description, and set your price. Posting in local Facebook groups can also connect you with buyers in your area.

Here are some top platforms for selling your stuff:

• Facebook Marketplace: Ideal for local sales and cash transactions.
• eBay: A global marketplace for reaching more buyers, though shipping is required.
• OfferUp: A mobile-friendly app for buying and selling locally.

How to Use Gig Apps for Same-Day Earnings

Gig apps are a flexible way to earn money on your own terms, and many offer the possibility of same-day earnings. Apps for food delivery, ridesharing, and completing short tasks allow you to work when you have free time. If you need money quickly, these platforms are a great solution.

Many gig apps, such as Uber Eats and DoorDash, have an “instant pay” feature that lets you cash out your earnings for a small fee. This means you don’t have to wait for the weekly payment cycle to get your money. You can complete a few deliveries or odd jobs and have the cash in your bank account that very day.

To get started with same-day earnings, follow these tips:

• Choose the right app: Look for gig apps that offer an instant cash-out feature.
• Complete your profile: Ensure your payment information is set up correctly for quick transfers.
• Work during peak hours: Increase your earning potential by working when demand is high.

Practical Offline Strategies for One-Hour Money

Not all quick money-making opportunities are online. There are plenty of practical, offline strategies that can help you earn fast cash in your own neighborhood. These often involve offering local services for odd jobs where you can get paid immediately after the work is done. These face-to-face interactions can also help you build a network of potential clients.

From helping a neighbor with yard work to running errands for someone busy, these tasks are a reliable way to make money in an hour. The following sections explore some of the best local services you can offer and provide tips for safe and successful transactions.

Local Services You Can Offer to Make Quick Cash

You can turn your skills and free time into quick cash by offering local services in your community. Many people are willing to pay for help with tasks they don’t have the time or ability to do themselves. By advertising through word of mouth or local community boards, you can find clients quickly.

Consider what services you can realistically provide in an hour. If you’re handy, you could offer handyman services for small repairs. If you love animals, you can walk dogs for pet owners. Offering to babysit for a neighbor is another excellent option for earning money on the spot.

Here are a few local services you can offer:

• Handyman work: Assembling furniture, painting, or minor repairs.
• Pet care: Dog walking or checking in on pets for busy pet owners.
• Childcare: Babysit for families in your neighborhood.

Tips for Safe and Reliable Offline Transactions

When you’re making money through offline gigs, it’s important to prioritize your safety. While most transactions are smooth, taking a few precautions can help you avoid risky situations. Always trust your instincts—if a job feels too good to be true or makes you uncomfortable, it’s best to walk away.

Before meeting a client, let one of your family members or friends know where you’re going and when you expect to be back. When possible, meet in a public place, especially if you’re selling an item. Using apps that perform a background check on users can also add a layer of security.

Follow these tips for safe offline work:

• Inform someone: Tell a trusted person about your plans, including location and timing.
• Vet clients: If you’re providing a service at someone’s home, try to work for people you know or who have been recommended by someone you trust.

Frequently Asked Questions

What should I avoid when trying to make money quickly in an hour?

When trying to make money fast, avoid scams that ask you to pay upfront fees or provide sensitive personal finance details. Be wary of offers that seem too good to be true. Always verify apps and websites before signing up, and never put yourself in an unsafe situation for a gig.

Is it possible to get paid the same day for one-hour tasks?

Yes, it’s definitely possible to get paid the same day. Many gig apps for food delivery or ridesharing offer an instant cash-out feature for a small fee. Offline jobs like babysitting or handyman work often pay in cash immediately upon completion, providing you with quick cash.

What are some quick and legitimate ways to make money in just one hour?

Some of the quickest legitimate ways to earn extra cash in an hour include taking paid online surveys, selling unused items for cash, or performing odd jobs for neighbors. You can also offer local services like dog walking or babysitting, often finding clients through word of mouth.

Most American parents have their baby’s name picked out months before birth. They’ve debated between family names, scrolled through baby name websites, and maybe even consulted numerology charts. But what if choosing a name wasn’t entirely up to you?

Iceland operates under a completely different system. Babies there often spend weeks or even months without official names while parents navigate the country’s unique naming laws. Rather than rushing to fill out birth certificates, Icelandic families must either select from a government-approved list or apply for permission to use a new name.

This process reflects Iceland’s deep commitment to preserving its language and cultural identity. The system might seem restrictive to American parents accustomed to complete naming freedom, but it serves specific purposes that have shaped Icelandic society for generations.

How Iceland’s Naming Committee Works

Iceland’s Personal Names Committee, known as Mannanafnanefnd, oversees every new name used in the country. This three-person committee includes experts in linguistics, literature, and Icelandic culture. They meet regularly to review applications for names not already on the approved lists.

Parents can choose from approximately 3,000 approved male names and 4,000 approved female names. These lists include traditional Icelandic names, approved foreign names that work within Icelandic grammar, and names that have been successfully appealed in previous years.

When parents want to use a name that isn’t pre-approved, they must submit an application explaining their choice. The committee then evaluates the name based on specific criteria. Names must be compatible with Icelandic grammar rules, particularly the language’s complex case system where names change form depending on their function in a sentence.

The committee also considers whether a name fits Icelandic spelling conventions and pronunciation patterns. Names that would be impossible for Icelandic speakers to pronounce correctly, or that clash dramatically with the language’s phonetic structure, face rejection.

The Six-Month Waiting Period

Icelandic law gives parents up to six months after birth to officially name their child. This extended timeline accommodates the approval process and reflects cultural comfort with temporary namelessness that might feel strange to American families.

During this waiting period, some parents submit multiple name applications if their first choice gets rejected. Others use the time to carefully consider their options, knowing they have just one chance to get approval for an unconventional name.

The extended timeline also allows for administrative processing. The committee doesn’t meet continuously, so applications may wait weeks or months for review. Complex cases requiring linguistic analysis or cultural consideration take additional time.

Many Icelandic parents appreciate this system despite its delays. They view the waiting period as thoughtful deliberation rather than bureaucratic inconvenience. The process encourages careful consideration of how a name will serve a child throughout life in Icelandic society.

Notable Name Rejections

The committee has rejected names that Americans might consider perfectly normal. Harriet faced rejection because it doesn’t fit Icelandic grammar patterns and would be difficult to decline properly in sentences. Duncan was turned down for similar grammatical incompatibility.

Even names with Icelandic origins sometimes face rejection if they’ve fallen out of use or present grammatical challenges. The committee rejected Blær, meaning “light breeze,” when parents tried to use it for a girl, though it was later approved after legal appeals.

Some rejections involve names that would create confusion in Icelandic society. Names too similar to existing common words or names that might be mispronounced in ways that create embarrassing meanings get turned down.

The committee also rejects names that don’t clearly indicate gender, as Icelandic requires different grammatical treatment for masculine and feminine names. This rule has created challenges for parents seeking gender-neutral options that are becoming more common in other countries.

What Babies Are Called Meanwhile

During the unnamed period, babies typically go by simple descriptors like “boy” or “girl” on official documents. Parents and family members use affectionate nicknames or temporary names while waiting for approval.

Some families choose to use their preferred name informally while the application processes, though this creates potential confusion if the name gets rejected. Others wait entirely, referring to their child by relationship terms like “little one” or “baby.”

Extended family members often help by suggesting traditional names from the approved lists as backup options. This creates opportunities for family bonding and cultural transmission that might not occur under different naming systems.

Medical and administrative systems accommodate this temporary namelessness through established procedures. Hospitals, pediatricians, and government offices all have protocols for handling unnamed children during the legal waiting period.

Cultural Reasons Behind the System

Iceland’s naming laws protect the Icelandic language from foreign influence that could dilute its unique characteristics. With only about 370,000 Icelandic speakers worldwide, the language requires active preservation efforts to maintain its historical form and function.

The system also maintains cultural continuity by encouraging use of traditional names with deep historical meanings. Many approved Icelandic names connect to Norse mythology, natural features, or character traits valued in Icelandic culture.

These laws emerged from practical linguistic needs. Icelandic uses a complex case system where names must change form depending on whether the person is performing an action, receiving an action, or being possessed by something. Names that can’t decline properly create grammatical problems in everyday speech.

The committee system ensures new names won’t create confusion or administrative difficulties. Names that look identical to existing words, can’t be pronounced consistently, or create offensive combinations when combined with common surnames face rejection.

Contrasting American Naming Freedom

American parents can name their children virtually anything. Legal restrictions exist only for names containing numbers, symbols, or extremely offensive language. This freedom reflects American values of individual expression and parental rights.

The contrast reveals different cultural priorities. Americans emphasize personal choice and creativity in naming, while Icelanders prioritize linguistic preservation and cultural continuity. Neither approach is inherently superior—they serve different societal goals.

American naming trends change rapidly, influenced by popular culture, celebrity choices, and creative spelling variations. Icelandic naming remains more stable, with traditional names maintaining popularity across generations while new additions undergo careful evaluation.

This difference affects how children experience their names. American children might have completely unique names or spellings, while Icelandic children typically share names with historical figures or family members, creating stronger connections to cultural heritage.

What This Reveals About Values and Identity

Iceland’s naming system demonstrates how small nations preserve cultural distinctiveness in a globalized world. The laws represent active resistance to linguistic homogenization while maintaining openness to carefully considered foreign influences.

The system also reflects collective responsibility for cultural preservation. Rather than leaving language evolution entirely to individual choices, Icelandic society takes communal action to guide change in ways that support long-term cultural survival.

For Americans accustomed to individual naming rights, this approach might seem restrictive. But it represents a different balance between personal freedom and collective cultural needs, one that has helped maintain Icelandic language and traditions for over a millennium.

The six-month naming period creates space for thoughtful decision-making that contrasts with American pressures to choose names quickly. This extended timeline allows parents to consider how names will serve their children within specific cultural and linguistic contexts.

Understanding Different Approaches to Identity

Iceland’s naming laws offer valuable perspective on how different cultures approach identity formation. While Americans often view unique names as expressions of individuality, Icelanders see traditional names as connections to shared heritage and community belonging.

Both approaches serve important functions. American naming freedom supports values of creativity, diversity, and personal expression. Icelandic naming preservation maintains linguistic heritage, cultural continuity, and community cohesion.

Understanding these differences helps us appreciate how deeply cultural values influence seemingly simple decisions. The next time you encounter an unusual name or naming practice, consider what values and priorities it might represent rather than judging it against your own cultural standards.

Online banking has made electronic payments fast and easy. But even in these modern times, many people and businesses use paper checks. And when you’re paid by check, you need to endorse it before you deposit it.

But how do you endorse a check? Our team here at Remitly has put together this guide to help you learn how to endorse a check.

What does it mean to endorse a check?

In most cases, “endorsement” simply means that you need to sign the back of the check before you can deposit or cash it.

There are, however, a few different ways to endorse a check, depending on how you want to use it. For instance, you can:

• Endorse the check to sign it over to a third party
• Endorse a check for the benefit of another person
• Endorse a check for a business
• Endorse a check for a certain kind of deposit, like mobile banking

While the steps for endorsing a check are very similar in most countries, there are some differences. In this article, we will just focus on how to endorse a check in the U.S.

How to endorse a check

First, find the endorsement area on the back of the check. You’ll see language such as “Endorse check here” and three lines. Most checks indicate “do not write” below that endorsement area.

To endorse the check, sign your name within the endorsement area.

This is known as a blank endorsement, but other types of endorsements may change the steps you need to take when endorsing a check.

The types of endorsements

You can use three main types of endorsements: a blank endorsement, a restrictive endorsement, or a full endorsement. Each type will change how you endorse the check.

1. Blank endorsement

A blank endorsement is the most common way to endorse a check. A check holder (or payee) who wishes to make a blank endorsement can just sign the endorsement area of the check, indicating that they accept the transfer of the funds.

2. Restrictive endorsement

To complete a restrictive endorsement, sign the check in the endorsement area as usual and then write the words “for deposit only” underneath your signature. This means the check will not be cashable at a cash counter, and you can only deposit the funds into a bank account.

You may also include a specific bank account number to ensure the check can only be deposited into a specific account. You can also write “for mobile deposit only” if you wish only to be able to cash the check via mobile deposit through your personal banking app.

A restrictive endorsement can be used as a security measure to prevent someone else from cashing a check you’ve endorsed.

3. Full endorsement

A full endorsement is the same as a third-party check endorsement, which we will discuss in greater detail below. You must endorse the check next to the words “Pay to the order of” and the name of the person you’re transferring the check to.

How to endorse a check in different situations

Let’s look at examples of the three types of endorsements in action. How you choose to use the check will determine the type of endorsement you need.

Depositing or cashing a check at the bank

Whether you want to deposit a check into your checking account or savings account or you want to cash a check, you can do so in person at the bank. In this situation, use a blank endorsement.

When you go into a bank with the check, you can turn over the check and sign the back of it in front of the bank teller. That signature tells the bank that you have accepted the check and approved the money for deposit into your account.

If a check does not have the right endorsement or any at all, you may be unable to access the funds. A bank or credit union may also flag an unendorsed check as fraudulent, which could delay you getting your money.

If you are going to deposit or cash your check in person, wait to endorse the check until you’re at the bank. If you endorse the check in advance, someone else could take the funds if the check falls into their hands.

Depositing a check through the ATM or night drop

In the 21st century, only a few of us often go into a bank to deposit checks. ATMs and night drops have become popular alternatives to seeing a teller.

To endorse a check to deposit in the ATM, you can usually simply sign your name on the line on the back. However, defer to any check endorsing instructions that appear on the screen.

You can endorse a check for the night drop box the same way. The biggest difference is that you should typically fill out a deposit slip with your account number when you use the night drop, while you don’t need to do so for an ATM deposit.

Signing a check over to a third party

Instead of depositing or cashing the check yourself, you can sign a check over to another person. In this situation, you will use a full endorsement, also known as a special endorsement or a third-party check endorsement.

In addition to signing the back of the check, you will also write “pay to the order of” and the first and last name of the person you’re transferring the check to. Essentially, you’re transferring the check’s funds to someone who is neither the person that wrote the check (the first party) nor the original payee (the second party).

For a third-party endorsement to work, the bank or other financial institution must know the original payee (you as the second party) approves the payment of the money to the third party.

When you sign over a check to a third person, you need to realize that the check funds will no longer be going to you but to the person you name in the endorsement. For this reason, you need to be clear about what’s happening and only use a third-party endorsement with people you trust.

Keep in mind that what someone can do with signed-over checks is limited. Most businesses won’t accept third-party checks as payment for goods and services. However, you can typically submit third-party checks for cash or deposit at a financial institution.

Making a business endorsement

If you need to endorse checks to cash for your business or deposit into your business’s bank account, the process is slightly different than it is for personal checks.

The first step is to write the business’s name on the back of the check. Be sure to write the name exactly as it appears on the “pay to the order of” line.

Below that, sign your name. Then, write your company title, such as President or Owner, on the third line. If you wish, you can also add a restrictive endorsement like “for deposit only” to the back of the business check.

To prevent check fraud, the bank may verify to see that you’re an authorized signer on the business checking account. If you’re cashing the check rather than depositing it into a bank account, you may be asked to show photo identification as well.

Endorsing a check made out to multiple people

Endorsing a check is straightforward if you’re the only person listed on the “pay to the order of” line. The process becomes a little more complicated if two or more people’s names appear there.

How to endorse a check made out to multiple payees depends on what the check writer put on the front of the check. If the names are connected by the word “and,” as in Jim and Marsha Smith, banks usually require both parties to sign the back of the check before cashing it.

You may run into this issue when you and your partner receive a paper check from the IRS or another government agency.

Should the other person not be available to endorse the back, most banks will allow you to endorse the back with “for deposit only” and then deposit the check into an account. However, the account must usually be a joint checking or savings account that belongs to both of you.

Many banks will only require one person to endorse a check if the names on the pay to the order of line are connected with an or, such as in “Jim or Marsha Smith.”

Doing a mobile endorsement for a virtual deposit

Many banks now allow you to deposit checks without leaving home. With a mobile banking app, you can deposit a check simply by photographing it, provided you endorse it properly.

To make a mobile endorsement, simply sign the back of the check with the words “for mobile deposit only.” Once you deposit a check remotely, retain it until you see the deposit posted to your account.

What else do I need to know about how to endorse a check?

Here are some final tips for endorsing checks.

Double-check everything before you endorse a check

Before you endorse it, you must ensure that the original check has the correct date, amount, and payee name. Also, confirm that the person has filled out the signature line.

To protect yourself from fraud, ensure the fund amount in the right-hand box in numbers matches the amount written out on the second line in the middle. Have the person write you a new check if there are any errors.

If there is a discrepancy in the written-out and numerical amounts, or if something is illegible, the check may not be honored. The recipient can only cash the check if the information on the front of the check is correct.

Spelling counts

If your name isn’t spelled properly on the payee line, the bank may still allow you to cash or deposit it if you endorse it properly. Typically, the right approach is to first sign your name with the incorrect spelling on the back and then sign it again with the actual spelling on the second line.

Submit checks for cash or deposit as soon as you can

In most cases, checks have a lifespan of six months. This means if the date is miswritten, or it appears as though the check is more than six months old, the recipient cannot cash it. Errors in the payee’s name will also prevent you from cashing the check.

Use the right color ink

When you endorse checks, use blue or black ink, as other colors may not be readable by the scanners at banks and credit unions.

Double-check with your financial institution

Not all banks have the same rules for check endorsements. As a result, it’s wise to get endorsement instructions from your bank or credit union before you endorse the back of the check.

It is easy to learn how to endorse a check. As with all other banking matters, though, attention to detail counts. If you fail to endorse a check correctly, you may not get the money you need on time or even get it at all!

Are you applying for an H-1B visa? Many of Remitly’s customers have come to the United States on an H-1B visa as foreign workers under the U.S.’s immigration laws.

Foreign workers seeking these visas need to know about the H-1B prevailing wage for their desired position. Prevailing wages are required under U.S. law to help ensure that employers treat all U.S. workers, including foreign workers, fairly.

Read on to find out more about the process and prevailing wage data. But first, an update.

Fiscal Year 2024 H-1B Update

USCIS received enough registrations for the fiscal year 2024 H-1B cap, including the master’s cap. A second selection round was held, and 77,600 registrations were randomly chosen as of July 31st, 2023.  Selected registrants can file H-1B cap-subject petitions.

Finally, an upcoming H-1B modernization rule aims to reduce misuse and improve the registration process. For more details, visit the USCIS H-1B Specialty Occupations website.

What is the H-1B?

The H-1B is a nonimmigrant work visa program allowing U.S. employers to hire temporary, rather than perm (or permanent), workers. To qualify, workers need to be within a specialty occupation determined by the U.S. Department of Labor. They can also get a job that relates to Department of Defense cooperative research.

According to the U.S. Citizenship and Immigration Services (USCIS), a specialty occupation is a job position that requires highly specialized knowledge and requires at least a bachelor’s degree or an equivalent. Sometimes, you may need an official letter from your H-1B employer verifying your specialty.

The H-1B program assists employers who aren’t able to hire employees in the U.S. within a specific occupation. This employer-sponsored visa means an employer can offer a job to non-residents who want to work for them.

What is the H-1B prevailing wage rate?

The term “H-1B prevailing wage levels” refers to the average wage earned in a specific area by someone with a similar skill level and qualifications as the applicant.

Each kind of job will have its own prevailing wage. You can search the Foreign Labor Application Data Center or Bureau of Labor Statistics for data about jobs and their prevailing wages in the U.S.

Each type of job has four income levels. Of these, the fourth is the highest. Each level is based on the leadership, management skills, or seniority associated with each job. With increased responsibility, the prevailing wage goes up.

How do I find the H-1B prevailing wage?

Finding the prevailing wage is a great way to determine whether your employer will have a high chance of success in getting your H-1B visa approved.

Here’s how to find the H-1B prevailing wage for your role:

• Head to the Foreign Labor Certification Data Center website. (This website is also an excellent resource for occupational employment statistics and other information, so make sure you bookmark it for later.)
• Click on “Search Wizard” on the “Wage Library” tab for the online wage library.
• Choose the state where the job is located from the dropdown, and hit “Continue.”
• Enter as many job details as possible in the available fields, such as the county where the job is located and the job title, and hit “Search.”
• Check out the wage levels and average salaries within the specific geographic area you selected.

Once you have that information, compare it to the job for which you’ve applied.

The employer should also provide H-1B workers with detailed information that includes the H-1B wage level of the job. Look for the wage level for your intended position as well.

Why is the prevailing wage important?

The H-1B prevailing wage helps protect the job market in the U.S. Both the Department of Labor (DOL) and the USCIS work together to certify employment-based visas so that workers won’t fall victim to cheap labor practices.

That’s why the job position needs to pass a Labor Condition Application (LCA) test. The government wants to make sure that your position and salary won’t hurt American workers by “pricing them out” of the job market.

Who pays for H-1B prevailing wages?

Your employer pays your wages and the legal and processing fees associated with obtaining your H-1B visa.

The employer must pay the actual wage (i.e., the wage that it normally pays workers with the position) if higher than the prevailing wage to any foreign worker, according to the wage rule.

How are prevailing wages determined?

The H-1B prevailing wage is determined by the LCA, which is the first stage of the visa process. Employers need to submit the LCA to the Department of Labor. It needs to be certified before a petition to the USCIS furthers the application process.

The LCA specifies the details of the position. Details include where you’ll be working, years of experience necessary for the position, and the prevailing wage determination. Employers must also specify the effective date for the job.

The electronic review process may happen within minutes, depending on whether a human reviewer needs to look at the application.

What is the key requirement for an LCA approval?

Chief among the key requirements for the LCA is salary level. Although the wage level for your specific job position will determine your final salary, you can’t earn less than the prevailing wage for your job area.

H-1B visas are reserved for those with skills not readily available in the U.S., so the wage percentile (where it lies in the distribution of wages among similar positions) is also key.

The LCA won’t be approved if the offered salary is lower than the prevailing wage. For instance, a level one (or low) wage may not be convincing enough to suggest that a foreign national should be first in line.

Of course, this depends on the type of job and whether there is a shortage of skills in a certain geographic area.

Why should I care about the LCA?

To be successful, you need to ensure the employer offered you a wage level that supports the visa requirements, not just an entry-level wage.

Ask your employer if they’ve hired H-1B employees before. They should be familiar with the Office of Foreign Labor Certification. You may also need to be checked via the Department of Homeland Security to ensure eligibility.

When you’re applying for jobs, it’s not only the salary and other benefits you must consider, but also your chances of visa approval. Understanding and working through the details is the first step to making smart financial decisions for you and your family.

FAQ: The H-1B Visa

Read on for answers to common questions about the H-1B. Please note that immigration laws and regulations may change over time, so it’s essential to consult with a qualified immigration attorney or official government sources for the most up-to-date information on the H-1B visa program.

How long does the H-1B visa process typically take?

The H-1B visa process involves several steps, including Labor Condition Application (LCA) filing, USCIS petition submission, and visa stamping (if applicable). The processing times may vary depending on various factors, such as the volume of applications and USCIS processing times. On average, the entire process may take a few months.

Can I change employers on an H-1B visa?

Yes, you can change employers while on an H-1B visa. However, the new employer must file an H-1B transfer petition on your behalf before you start working for them. It’s crucial to maintain legal status during the transition, and the H-1B transfer process must be completed before leaving your current job.

Is there a minimum salary requirement for H-1B visa holders?

While there is no official minimum salary requirement set by the U.S. government for H-1B visa holders, the prevailing wage plays a significant role. Employers are required to pay the prevailing wage for the specific occupation and location where the H-1B visa holder will work. This wage is determined based on the job’s requirements and prevailing wages for similar positions in the area.

Can I apply for a Green Card (permanent residency) while on an H-1B visa?

Yes, H-1B visa holders are eligible to apply for a Green Card (permanent residency) in the United States. Many H-1B workers use their employment as a stepping stone to obtain permanent residency. The process involves employer sponsorship and navigating the complexities of the U.S. immigration system.

Are there any restrictions on H-1B visa holders’ job changes within the same company?

H-1B visa holders can change job roles or positions within the same company without losing their H-1B status. However, the new job must still meet the criteria of a specialty occupation and must be filed as an amended petition or a new H-1B petition with the USCIS.

Can my family members accompany me on an H-1B visa?

Yes, your spouse and unmarried children under 21 years old can accompany you to the U.S. on an H-4 visa. They can study in the U.S. but are not allowed to work unless they qualify for a separate work visa.

Is there a limit on the number of H-1B visas issued each year?

Yes, there is an annual cap on the number of H-1B visas issued each fiscal year. As of the latest update on July 31st, 2023, USCIS received enough registrations for the fiscal year 2024 H-1B cap, including the master’s cap. A second selection round was held, and 77,600 registrations were randomly chosen.

Does Canada have an H1B visa?

In Canada, the equivalent program is called the Temporary Foreign Worker Program (TFWP) and the International Mobility Program (IMP). These programs allow Canadian employers to hire foreign workers on a temporary basis when there is a genuine need for their skills and expertise and when it is difficult to find Canadian citizens or permanent residents to fill those positions.

For highly skilled workers, there are programs such as the Global Talent Stream, which facilitates the hiring of foreign workers with unique and specialized skills.

The H-1B Visa Holder Work Permit initiative is newly offered by the Government of Canada. This initiative was designed to retain highly skilled workers in North America and has recently reached its cap of 10,000 applications on July 17, 2023.

Under this policy, eligible individuals with a valid H-1B Specialty Occupations visa residing in the US had the opportunity to apply for an open work permit for up to 3 years. f you were among those who successfully applied, congratulations! Your work permit will remain valid for the duration of your passport, up to 3 years. It’s essential to note that if your passport expires before the 3-year period, your work permit will also expire at the same time. Although you can’t request an extension under this specific initiative, there might be other programs available for you to explore.

The good news is that this temporary policy will be active for one year or until the total of 10,000 applications is reached, whichever comes first. So, if you didn’t get a chance to apply this time, there might be future opportunities.

The bottom line

An employer needs to pay H-1B visa employees the prevailing wage. (Note that if the actual wage is higher, you need to be paid that amount.) You’ll be paid similarly to others working in the same company.

This process ensures that you’re being treated fairly, and protects the U.S. job market and economy at the same time. It helps prevent companies from taking advantage of foreign workers, or hiring them because they think those workers may accept less money than American workers.

The stunning landscapes, rich culture, and friendly people of Ireland could convince anyone to move to the Emerald Isle. If you’re ready to take the plunge and immigrate to Ireland, this guide will walk you through the essential steps of the move. Plus, we’re including the most up-to-date considerations for 2025.

At Remitly, we’re here to support you in your transition to a new country, whether you’re moving to enhance your career, advance your education, or are simply looking for a change in lifestyle. Read on to learn about the visa process, cost of living, healthcare system, housing, and culture in Ireland.  As you plan your journey, consider the unique opportunities that await you upon moving to Switzerland in 2025. The breathtaking landscapes, combined with a high standard of living and excellent public services, make it an attractive destination for many expatriates. Embrace the chance to immerse yourself in a culture rich in diversity and innovation while building a new life abroad.

As you embark on this exciting chapter, don’t forget to gather essential moving tips for Italy 2025 that can make your relocation smoother and more efficient. From understanding the local administrative requirements to discovering the best neighborhoods to live in, proper planning is key. Each step you take will help you create a fulfilling experience in your new home.

Why move to Ireland?

Ireland stands out for its strong economy, quality of life, opportunity for adventure, and rich heritage. With its vibrant cities and easy access to Europe, it’s easy to understand why Ireland is a popular destination for expats. When you add in access to quality healthcare and education systems and the lively community life, it’s clear why moving to Ireland is not just exciting, but also a sustainable and meaningful life decision. 

Understanding the visa and immigration process

Types of visas

If you’re from a country that has an open travel agreement with Ireland, you can visit the country as a tourist for 90 days. However, if you plan to stay beyond that short period of time, you’ll need a long-term visa. Irish immigration divides these visas into three main categories.

Working in Ireland
If you’re planning on coming to Ireland on a long-term work visa, you’ll be applying for visa type D. In order to be eligible for this type of visa, you’ll have to have an Employment Permit issued by the Department of Enterprise, Trade and Employment (DETE). These are issued for skilled workers and atypical employment, like midwifery or fishing.

Studying in Ireland
D visas also cover any term of study in Ireland that lasts longer than 90 days. To be eligible for this visa, you’ll have to provide a visa application letter, a letter of acceptance from an Irish educational institution, and proof of financial solvency, among other required documents.

Joining family in Ireland
There are a few different visa pathways for individuals who wish to join their family living in Ireland. The differences between these processes depend on the nationality of the family member who is sponsoring your stay. The process may also differ depending on whether your sponsoring family member is Irish or non-Irish.

Requirements

Although visa requirements may vary depending on which visa you’re seeking, the general requirements are as follows:

• A valid passport from your home country
• At least two recent passport photographs
• Medical or travel insurance that is valid for the duration of your intended stay
• An application letter that explains why you’re coming to Ireland
• Contracts, acceptance letters, or sponsorship information from your work, school, or family
• Proof of financial solvency

Application process

The Irish government suggests that you start any visa application process at least three months in advance of your intended arrival date in Ireland. Luckily, the process is pretty straightforward and can be completed online.

Create a visa application
Use Ireland’s Automatic Visa Application and Tracking System (AVATS) to create and submit a Summary Application Form. Make sure to answer all questions as fully and honestly as possible.

Pay the corresponding fees
After submitting your Summary Application Form, you’ll receive information on how to pay your visa application fee. Keep in mind that this payment is for the processing of your application and will not be refunded, even if your visa application is rejected.

Submit supporting documents
Send in all of the relevant documents related to your visa application. Review these documents carefully.  

Permanent residency and citizenship

You can live in Ireland permanently either as a permanent resident or a citizen. Permanent residency allows individuals to live and work in Ireland without any restrictions. Citizenship grants full rights to an individual, including the right to vote and to hold an Irish passport. 

Generally, you can start the process for permanent residency or citizenship in Ireland after five years of legal, continuous residence in the country. 

Preparing for your move

Once you have the bureaucratic side of immigration solved, you’re ready to start planning the logistics of your move. Here, we’re breaking down the common costs of a move to Ireland so that you can create a purposeful budget and providing some packing tips.

Cost of the move

Although an international move is a one-time expense, the costs can add up quickly. Budget for:

• Visa application fees: €100 plus any additional consular fees
• Legal fees, if applicable: variable
• Health insurance: About €2,000 for one year of coverage
• Airfare: variable
• International shipping costs: variable

If you don’t have a permanent place to call home in Ireland before your trip, be sure to include some temporary accommodation in your budget. 

Packing tips

Ireland has an oceanic climate, with mild winters and cool summers. It experiences a lot of rainfall throughout the year and often has cloud cover. Because of its proximity to the ocean, Ireland’s weather is very changeable, so you’ll want to make sure your wardrobe is ready for anything and everything.

As you prepare to move to Ireland, add some light layering pieces to your wardrobe. Waterproof outerwear will also be key for rainy weather, as well as sensible shoes that can handle exploring cobbled streets, unpaved paths, and pastures. 

Financial preparations

Even if you have a budget ready to go for your move to Ireland, make sure your money is easily accessible. Ensuring that you’re “liquid” with access to cash and other payment options will be important as you navigate a new country.

A digital or online bank account may be helpful. Look for one that supports international ATMs or international transfers to keep things simple as your money moves from one country to another. It’s also a good idea to have some cash on hand in euros, the local currency in Ireland. As your money moves between countries, keep an eye on the most up-to-date exchange rates online or by texting Remitly’s WhatsApp number.

Once you’re in Ireland, you can set up a local bank account with proof of identity, proof of address, and other supporting documents. This can typically be done in a branch office or online. When you open an account, you’ll receive an Irish IBAN number, which will allow you to make and accept digital payments. 

Some of the most popular and recognized banks in Ireland are the Bank of Ireland, Allied Irish Banks (AIB), Ulster Bank, Permanent TSB, KBC Bank Ireland, and Danske Bank.

Finding a place to live

Once you’ve decided on Ireland as your new home country, it’s time to find an actual home!

Popular locations

Although there are plenty of fantastic places to live, we’re highlighting five of the top cities in Ireland to kickstart your research.

Dublin
History, culture, and modern amenities come together to make Dublin an excellent choice for any expat in Ireland. The capital city is known for its nightlife, pub culture, and social scene. It’s well-connected and a true urban gem. Get ready to pay a bit of a higher price tag on any real estate in this desirable city.

Cork
This is the second-largest city in Ireland and offers a relatively affordable urban experience compared to Dublin. Located in the south of Ireland, Cork is home to thriving pharmaceutical and tech industries.

Galway
If you’re looking for rich traditions and a city steeped in Irish culture, look no further than Galway. This city is located on the Western coast of Ireland and is close to striking natural spaces like the Connemara district.

Limerick
Another fantastic option on the western side of the country is Limerick. This city offers a high quality of life with increasingly competitive cost of living statistics. It’s the third-largest city in Ireland.

Waterford
This city on the eastern coast of Ireland is very popular with expats thanks to its affordability. Waterford was founded by Vikings and boasts a city center that is protected by historic walls. Here, you’ll experience a relaxed pace of life in what is known as the oldest city in Ireland. 

Housing options

Next comes the age-old question: to rent or to buy? Ireland’s current housing market is mixed for both potential homeowners and renters.

Purchasing a home in Ireland presents the potential for long-term financial gain, but high initial costs and fluctuating interest rates can affect mortgage availability and make owning a challenge.

Renting comes with fewer upfront costs and greater flexibility, and being free to move around based on your lifestyle and experience could be positive as an expat. The downside to renting in Ireland is that rental costs are currently on the rise, and housing availability can be an issue, especially in sought-after locations like Dublin.

While statistics show that the majority of Irish homes are occupied by their owners, ownership rates have been decreasing over the last decade.

Practical tips

Researching thoroughly before making any big housing decision is a best practice for any move, but especially when you’re relocating internationally. If necessary, employ the help of professionals such as real estate agents. 

If you decide to rent, understand your tenancy agreement fully by reading it carefully or consulting with a lawyer. Keep in mind that rent in Ireland does not typically include utilities, so be sure to budget for utilities separately.

Once you’ve found a home and are settling in, be sure to check out local festivals and live music events to get involved with the rich Irish culture. Irish people are known for being hospitable and friendly, making it relatively easy for expats to build a community of friends.

Navigating the cost of living

According to Numbeo, a single person living in Ireland should expect to spend about €1,000 per month on living expenses, excluding rent. Let’s break down that figure and talk about some key saving strategies to help you stay on top of your finances in Ireland.

Key expenses

Your main expense in Ireland will be your accommodation. You can expect to pay about €1,500 per month for a central one-bedroom apartment. Online resources like Daft.ie, MyHome.ie, and Rent.ie are great platforms for understanding the cost of different rental properties. 

A monthly pass for public transportation in Ireland will cost you about €90. A month’s worth of groceries for one person will cost about €300 per month. Eating out in Ireland typically costs about €15-40 per person, depending on where you live and what type of restaurant you choose—but it’s also a great way to try traditional Irish cuisine.

Saving strategies

If you’re looking to save money or develop some financial security, there are plenty of options for lowering your cost of living in Ireland. Choose a location with a lower cost of living and a less competitive real estate market. You can also minimize costs in your day-to-day life by using public transportation and shopping locally. 

Understanding healthcare in Ireland

Ireland has a dual healthcare system made up of both public and private options. Read on to understand the system and how to keep yourself healthy and safe. 

The Irish healthcare system

The Health Service Executive (HSE) manages the public healthcare system in Ireland. The system is funded by taxation and provides emergency medical care and primary care. Private insurance is often contracted by people in Ireland for faster medical treatment and access to medical specialists. 

Healthcare eligibility

Irish citizens and ordinary residents in Ireland are eligible for public healthcare. This means that if you’re on a valid long-term visa and intend to stay in Ireland for at least a year, you can register with the HSE. Registration for an HSE medical card can be done online or by mail. 

Insurance

If you’re looking to supplement your public healthcare coverage, private insurance can be contracted. Usually, private insurance will allow you to access care in a more timely fashion and without as many restrictions. Voluntary private health insurance is provided in Ireland by Irish Life Health, Laya Healthcare, VHI Healthcare, and HSF Health Plan.

Employment and education

Jobs

Ireland has a thriving economy and a robust job market. Overall employment in the country has been on the rise and was currently around 75% in 2024. Technology, pharmaceuticals, and finance are thriving industries. Additionally, tourism and hospitality continue to be key industries in Ireland.

Education

Students of all ages will find great schools in Ireland. The Irish government funds primary schools for learners ages 4-12 and post-primary schools for older students ages 12-18. In addition to these public schools, Ireland offers private school options.

Ireland is home to world-renowned colleges and universities that offer a wide range of degree programs. Even if you’re not a student, you’ll find beautiful campuses and vibrant communities surrounding schools like Trinity College Dublin, the National University of Ireland in Galway, and the University College Cork.

FAQs

How long do I have to convert my driver’s license when I move to Ireland?

If you hold a driver’s license from a recognized country, you can exchange your license for an Irish one within one year of its expiration date. However, if you’re moving to Ireland from the US or another country not listed, you can’t exchange your license for an Irish one. You’ll have to go through the full licensing procedure, which involves a learning permit, driving lessons, and passing a theory and practical driving test.

Is it difficult to bring a pet to Ireland?

It’s possible to bring your pet with you to Ireland. Generally, your pet will have to have a valid rabies vaccination and a microchip. Depending on your country of origin, you might have to provide negative tests for your pet, like the rabies titre test. More information on pet travel in Ireland can be found on government websites.

When do I become a tax resident in Ireland?

You’ll have to pay taxes in Ireland based on how many days you spend in the country. In a period from January 1 to December 31, if you spend 183 days in Ireland, you’ll have to pay taxes for that year. If you rack up 280 days in the country over two consecutive years, you’ll have to pay taxes in Ireland for the second year.

A Certificate of Citizenship is an official document that proves you are a US citizen, even if you were born outside the country. Issued by the US Citizenship and Immigration Services (USCIS), this certificate serves as a formal recognition of your legal status. But applying for one can be confusing, especially if you’re unsure whether you qualify or what the required documents are. 

That’s why we’ve created this Remitly guide to help you understand the US Certificate of Citizenship. We’ll detail the eligibility criteria, how to apply for your certificate, and the costs and fees involved.

Understanding US citizenship evidence

When applying for a US passport or driver’s license, or filling out official government forms, you’re often required to provide documentation that proves your citizenship. Knowing what counts as valid proof will help you avoid delays and make accessing federal and state processes smoother.

Common proofs of US citizenship

Several documents can be used to prove you’re a US citizen, including:

• US birth certificate: Issued by a specific state or territory to confirm birth within the United States.
• US passport: A valid, unexpired passport can serve as proof of citizenship.
• Certificate of Citizenship (Form N-560 or N-561): Issued to individuals who acquire US citizenship through their parents or by following the prescribed legal processes.
• Certificate of Naturalization (Form N-550 or N-570): Granted to those who became US citizens through the naturalization process.
• Consular Report of Birth Abroad (CRBA or Form FS-240): Confirms citizenship at birth for children born abroad to parents who are US citizens.

These documents are also helpful when applying for your Social Security Number and other services requiring proof of citizenship.

Role of birth certificates

A US birth certificate is a key document for proving citizenship. For most services, you’ll have to provide an original or certified copy issued by the appropriate government agency. The document should include:

• Full name of the holder
• Place and date of birth
• Full names of parent(s)
• Signature of the official custodian of birth records
• Seal of the issuing authority
• Filing date within one year of birth

If a birth certificate is unavailable, you can provide secondary evidence—such as a delayed birth certificate or early public records—to prove your citizenship.

Importance of a Consular Report of Birth Abroad (CRBA)

A CRBA is issued by the US Department of State for children born outside the country to parents who meet the legal requirements to pass on their citizenship. Holders can use it to get an American passport, enroll in local schools, and handle official matters.

To obtain a CRBA, parents may need to apply at the nearest US Embassy or Consulate before the child turns 18. The application requires proof of the parents’ citizenship and time spent living in the US before the child was born.

Applying for a Certificate of Citizenship

The government requires you to meet specific eligibility requirements to apply for a US Certificate of Citizenship.

Eligibility criteria

You or your child qualify for a Certificate of Citizenship if:

• You were born outside the United States to at least one U.S. citizen parent, which means you gained citizenship at birth.
• You were formally recognized as a US citizen before turning 18 through acquiring a birth certificate or CRBA.
• You were lawfully admitted to America as a permanent resident, previously referred to as a “lawful permanent resident alien”.

• You live in America in the legal and physical custody of your US citizen parent or guardian.

Adopted children are also eligible in certain cases, but stepchildren cannot acquire citizenship through a stepparent.

Required supporting documentation

Before you can start filling out your application, gather these documents to support your claim to US citizenship:

• Your birth certificate
• Proof of at least one parent’s U.S. citizenship, such as a valid passport, birth certificate, or naturalization certificate
• Your parents’ marriage certificate(s) and documents showing any previous marriages, if applicable
• Your permanent resident card or other proof of lawful permanent resident status
• Evidence that you were in the legal and physical custody of your US citizen parent, such as court orders or school records
• Two passport-style photos
• A duly filled application form

Additional documents may be required depending on individual circumstances.

Introduction to Form N-600

Form N-600 refers to the official application form used to request a Certificate of Citizenship from USCIS. You can file it in two ways: online or by physical mail.

Filing online

Start the process by creating a USCIS online account, which will allow you to:

• Fill out and submit your Form N-600 online
• Upload supporting documents and passport-style photos
• Get real-time case updates and respond to requests for additional evidence

Filing by mail

Mail filing is available if you’re:

• Applying from outside the US
• Requesting a fee waiver
• Filing on your own behalf as a member or veteran of the US military

Step-by-step application process

Whether filing online or by mail, the general steps are as follows:

• Step 1: Complete Form N-600
• Step 2: Upload or mail supporting documents
• Step 3: Submit your application and receive a receipt notice.
• Step 4: Pay the filing fee
• Step 5: Attend a biometric appointment, if required
• Step 6: Wait for a decision. Certificates are usually issued within six to 12 months, but timelines can vary.

Tip: Don’t skip any sections of the Form N-600 or leave out required documents, as this can delay your application. After submitting your application, you can track your case status through the USCIS online account or by using the handy online case tracker tool on the USCIS website.

Costs and fees for Certificate of Citizenship

The USCIS filing fees for Form N-600 are as follows:

• Online filing fee: $1,335 USD
• Paper filing fee: $1,385 USD

These fees apply to general applicants. However, certain individuals may be exempt from paying them:

• Members or veterans of the US Armed Forces: As a current or former member of any branch of the US armed forces applying for yourself, you don’t have to pay the filing fee
• Adopted children: If you’re filing for an individual who is the subject of a final adoption for immigration purposes and meets the definition of a child under the Immigration and Nationality Act, the filing fee is waived

Additional costs for documentation

In addition to the application fee, you may incur additional costs when preparing and submitting the required documents:

• Obtaining certified copies: You may be required to obtain certified copies of documents such as birth certificates, marriage certificates, or other legal documents. The cost varies by issuing authority.
• Translation services: If any of your documents are in a language other than English, you may need to provide certified English translations. Fees for translation services may depend on the length and complexity of the documents.
• Passport-style photos: The cost of these photos may change based on the service provider, which could include local businesses like photography studios
• Mailing costs: If you choose to file your application by mail, consider the costs associated with postage, especially if you opt for tracking or expedited services

US banks may also charge transaction fees on payments for any of these services. Factor in these additional costs when preparing your application to ensure a smooth and timely submission.

Replacing and updating your certificate

If your Certificate of Citizenship has been lost, damaged, or you need to update personal information, following the correct procedures will ensure you receive a valid replacement.

Process of replacing a certificate

To replace a lost, stolen, damaged, or mutilated Certificate of Citizenship, you may need to file a Form N-565. This is the application form for replacing any citizenship or naturalization document. Completing your application is a simple, three-step process, as follows:

• Complete Form N-565: Accurately fill out the application form, indicating the reason for your request. This could be anything from a lost certificate, name change, or correction of information.
• Gather required documents: Depending on your situation, you may need to provide:
  • A copy of the damaged or mutilated certificate, if applicable
  • A signed statement explaining the circumstances of the loss or damage
  • Legal documents supporting any name or personal information changes, such as court orders or marriage certificates
  • Two passport photographs taken within 30 days of filing
  • A copy of a government-issued photo ID, including a passport or driver’s license

• Pay the filing fee: Submission fees for Form N-565 are $505 USD for an online filing, or $555 USD for a paper filing. Fee waivers may be available if you’re filing because your certificate contains incorrect information due to a USCIS error.
• Submit the application: Send in your application online by creating a USCIS account and submitting your application electronically. You could also submit by mail by sending the completed form and supporting documents to the appropriate USCIS address. For paper filings, use the USCIS Phoenix Lockbox address: 

• USPS: USCIS, Attn: N-565, P.O. Box 20050, Phoenix, AZ 85036-0050
• Courier services: USCIS, Attn: N-565, (Box 20050), 2108, E.Elliot Rd., Tempe, AZ 85284-1806

• Await processing: After submission, USCIS will process your application. You’ll receive a Receipt Notice (Form I-797C) confirming receipt of your application. Processing times can vary, so it’s advisable to monitor your case status through your USCIS account.

Handling lost or damaged certificates

If your Certificate of Citizenship is lost, stolen, or damaged:

• Report the loss or theft: It’s recommended that you report the loss or theft to local law enforcement to obtain a police report. This can be helpful if your Certificate is misused for fraud or scams.
• Do not use the damaged Certificate: If your Certificate is damaged, do not use it as proof of citizenship. Apply for a replacement as soon as possible.
• Retain a copy of the application: Keep a copy of your Form N-565 application and all supporting documents for your records

When to update your certificate

You may need to apply for an updated Certificate of Citizenship in the following cases:

• Legal name change: If your name has changed due to marriage, divorce, official decrees, or a court order, and you wish to have it reflected on your Certificate
• Correcting USCIS errors: If your Certificate contains errors that are the fault of USCIS, such as misspelled names or incorrect dates, you can request a correction
• Gender marker update: If you need to update the gender marker on your Certificate, provide appropriate documentation, such as a court order or medical certification
• Update of personal information: If there are other significant changes to your personal information that need to be reflected on your Certificate

Take the final step

Obtaining or replacing a Certificate of Citizenship is a crucial step in proving your US citizenship status. Whether you’re applying for the first time or updating an existing Certificate, understanding the eligibility criteria, required documentation, and the steps involved can help streamline the process.

Remember, having the right proof of citizenship simplifies interactions with government agencies and ensures that your citizenship is properly recognized. 

If you need further assistance or have questions during the process, don’t hesitate to consult USCIS resources or seek legal guidance.

FAQs

What are three acceptable proofs of US citizenship?

Acceptable proofs include a US birth certificate, a valid passport, or a Certificate of Citizenship issued by USCIS for those who acquired citizenship through their parents. It’s advisable to have the original or a certified copy of these documents when required.

What do I need to get a Certificate of Citizenship?

To apply, you need proof of US citizenship, like a parent’s birth certificate, your own birth certificate, proof of lawful permanent residence, such as a Green Card, and a duly completed Form N-600. Be sure to gather all required documents to avoid delays in processing. 

Is a Social Security card proof of citizenship?

No, a Social Security card tracks earnings, but doesn’t prove citizenship. Valid proof includes a birth certificate, passport, or Certificate of Citizenship. Always check for the most current acceptable documentation when applying for benefits or services.

What is the difference between a Certificate of Citizenship and Certificate of Naturalization?

A Certificate of Citizenship proves citizenship through parents, especially if born abroad. A Certificate of Naturalization proves citizenship acquired by meeting certain residency and legal requirements. Both documents are crucial in confirming your US citizenship status for legal purposes.

How do I get a third citizenship?

To obtain a third citizenship, you may need to meet the country’s eligibility requirements, which could involve residency, ancestry, or marriage. Ensure your country of choice allows multiple citizenships without renouncing others, as some have restrictions on dual citizenship.

Learning a language is a journey, and here at Remitly, we’re here to help. Whether you’re just starting out or wondering why you’re having difficulty, we want to give you a better understanding of what makes specific languages more complex than others.

What is the hardest language to learn?  

Definition and criteria for language difficulty  

The criteria for what makes a language difficult are based on several factors. However, there’s also a degree of subjectivity—what may come easily for some might be difficult for others. Polyglots, who learn and become fluent in multiple languages, may not find any one type of language particularly challenging. However, as someone who has learned four languages, some were far easier to grasp than others.

Factors that can determine how difficult a language feels are:

• Your native language
• Your cognitive skills
• Your exposure to the language you’re learning
• Your motivation

For English speakers, language difficulty is often measured by grammar complexity, phonetic challenges, writing systems, and the time required to reach fluency. The Foreign Service Institute (FSI) states that some languages require more than 2,200 hours of study to achieve proficiency, compared to just 600 hours for easier languages. 

An introduction to complex grammars and pronunciations  

The number of verb forms, noun cases, genders, and syntax rules all contribute to the complexity of grammar. For example, Finnish has 15 grammatical cases—this means a noun can be formed in 15 different ways depending on its role in a sentence. Hungarian is often said to have 18 cases, but the number depends on how cases are defined—even Hungarians themselves sometimes debate this.

Pronunciation is also a significant factor in language difficulty. Cantonese and Vietnamese, for instance, are tonal languages—this means that when the pitch changes, the meaning of a word can change as well. There are also specific sounds that do not exist in English, making it difficult for the average English speaker to master.

Understanding the role of native English speakers in language learning  

Languages that are closely related to English can sometimes be easier to grasp. The greater the linguistic distance, the more challenging it can be to make progress. Germanic languages such as German, Dutch, and Swedish have many similarities, particularly in vocabulary and structure, so they may be more approachable.

You can also see this with Romance languages. An Italian may pick up Spanish quickly, but may have a harder time with Dutch. Language families such as Uralic (Finnish and Hungarian) can pose greater hurdles. 

The Foreign Service Institute has created rankings to help gauge these challenges by showing how Mandarin and Arabic are significantly more time-intensive than French and Italian.

The hardest languages for English speakers  

Overview of Mandarin Chinese: why it’s so difficult  

Mandarin Chinese is most commonly cited as the most challenging language for English speakers to learn. The core reasons for this are:

• Mandarin is a tonal language: Mandarin has four main tones, which determine the meaning of a word. One slight difference in inflection when speaking can change not just the word but sometimes the whole meaning of the sentence. A single syllable like “ma” can mean mother, hemp, horse, or scold—depending on the intonation. 
• Logographic writing system: There are over 50,000 unique characters, but the average Mandarin speaker knows about 8,000. These characters represent morphemes, which are units of meaning. Some words are represented by a single character, while others require two or more.
• Lack of shared vocabulary: Unlike Romance languages, which share Latin roots with English, Mandarin shares almost nothing with the English language, meaning you’re basically starting from zero.

Pinyin is the Romanization of Chinese characters. Pinyin uses the Latin alphabet to represent Chinese sounds and is commonly used in textbooks and language-learning apps. Pinyin offers a more accessible way to read and to learn Chinese pronunciation.

Examining the complexities of Arabic  

Arabic is considered another complex language. Several factors can make this language difficult to master:

• Diglossia: Arabic can sometimes be seen as two languages under one umbrella. Arabic speakers often use Modern Standard Arabic (MSA) for formal settings and regional dialects for everyday conversations. These dialects can differ significantly.
• Alphabet and script: Arabic uses a script that connects letters, changes shape depending on position, and omits most vowels.
• Pronunciation: There are ten Arabic sounds that don’t exist in English. To master them, you will have to learn to put your teeth, mouth, and tongue in positions that are generally not needed in English.
• Grammar: When it comes to grammar, Arabic includes complex verb conjugations, noun-adjective agreement (adjectives must change to match the gender and number of the nouns they describe), and gendered verb forms.

Other challenging languages and their unique features  

• Japanese: Japanese uses three writing systems—Hiragana, Katakana, and Kanji—and each has a different use. You’ll have to master all three in order to read and write fluently.
• Korean: Hangul, which is the Korean script, is considered one of the most logical in the world. However, the syntax and verb forms can often be complex for English speakers. Honorifics also play a factor in difficulty, as you must know how to conjugate properly based on who you’re talking to and their relationship to you.
• Hungarian: It is an agglutinative language, meaning many suffixes are added to a root to build a word. This results in long an complex words.
• Finnish: Finnish is a Uralic language like Hungarian, distinct from its surrounding European languages and made up of more complex case systems and vowel sounds. Its grammar is quite different from English.

Language challenges for English-speaking learners  

The impact of different writing systems on learning  

New alphabets and scripts can increase learning difficulty and might appear daunting at first, but with practice, they become more familiar.

• Chinese characters: Don’t be intimidated by the thousands of characters to memorize, as you don’t need to know all 50,000 to read, write, and speak fluently.
• Arabic script: The script omits short vowels and is also written from right to left. This can make it more difficult to guess a word’s pronunciation.
• Japanese Kanji: Characters are derived from Chinese characters. Many share similar meanings but pronunciation and usage in Japanese can vary significantly.
• Cyrillic alphabet: Used in Russian and some other Slavic languages like Bulgarian and Serbian, Cyrillic can look similar to Latin letters but often represents different sounds.

Cultural and contextual differences in language use  

Language is a deeply embedded part of culture and, in languages like Korean or Japanese, often reflects social hierarchy and respect. Misusing honorifics can be considered rude, as these two cultures are known for revering their elderly and those in higher social stations or professional positions. In South Korea, even your mannerisms will show deference to those considered above you.

In Spain, on the other hand, communication is more direct, especially in informal settings. It’s typically acceptable to jump to the point when ordering food, as long as your tone is polite and respectful. In many Arabic-speaking cultures, indirect communication is common when trying to get one’s feelings or point across, while in Mandarin-speaking cultures, speakers may choose phrasing that minimizes disagreement.

The science behind learning difficult languages  

Insights from the Foreign Service Institute rankings  

The Foreign Service Institute ranks languages into five categories based on the estimated time it takes English speakers to become proficient.

• Category I: 600-750 hours for French and Spanish
• Category II-III: 750-1,100 hours for German and Indonesian
• Category IV: 1,100+ hours for Russian and Hebrew
• Category V: 2,200+ hours for Arabic, Chinese, Japanese, and Korean

The timing is calculated by the factors we have already looked at, like grammar complexity, writing systems, and cultural differences. Arabic and Chinese have no linguistic roots with English as well as a completely different writing system, making them two of the most difficult to learn.

How grammar rules and sentence structures affect learning  

English generally has a relatively simple sentence structure. When learning languages like Russian that have free word order, it forces learners to rethink how meaning is conveyed. 

Turkish is an example of an agglutinative language, which means adding suffixes to the root word can change the entire meaning. 

Such features can contribute to the difficulty of learning such complex languages compared to English.

The role of pronunciation and phonetic differences  

Sounds not found in English can make pronunciation challenging. Being unfamiliar with how to form certain sounds with your tongue and teeth can take a good amount of practice.

• Tonal languages: Mandarin and Thai words change meaning depending on the tone
• Click consonants: Xhosa, spoken predominantly in South Africa, is one of the most well-known languages that contains click consonants, sounds that are not found in English
• Guttural sounds: Guttural sounds are sounds made at the back of the throat. These sounds are very common in Arabic and can be difficult for English speakers.
• Length and pitch: In languages like Japanese and Finnish, length (how long a sound is and pitch (how high or low a sound is) can change the meaning of a word. This only affects one syllable in the word, unlike in tonal languages, where every syllable is affected.

Contrasting with easier languages to learn  

Characteristics of languages using the Latin alphabet  

Some languages can be easier for English speakers to learn for the following reasons: 

• Shared linguistic roots: Indo-European and Germanic languages share vocabulary and syntax with English. For example, “information” in English, “Informationen” in German, and “información” in Spanish.
• Alphabet familiarity: Latin (Roman) script reduces the initial learning curve since English speakers are already familiar with the letters
• Cultural exposure: Pop culture, media, and even education systems often include exposure to different languages, especially Spanish, French, and Italian
• Pronunciation: Languages that are easier to pronounce tend to spell words the way they sound and have sounds that are similar to English

Examples of Indo-European and Germanic languages 

• Spanish: Phonetically and grammatically similar to English
• French: Shares significant vocabulary with English due to historical influences
• Italian: Latin spelling and pronunciation that have similar sounds to English
• Dutch: Shares Germanic roots and sentence structure with English

Key learnings on language difficulty  

As someone who has learned some of the easiest and hardest languages, knowing their level of difficulty can help set your expectations. You can most certainly jump into Japanese by trying to speak and memorize vocabulary, but you may have a far easier time mastering this difficult language by studying Hiragana, Katakana, and Kanji first. 

Researching the grammar, writing systems, or whether a language is tonal can impact the learning process, making it smoother, though perhaps not “easier.”

If you are unsure of your language-learning journey, using the Foreign Service Institute as a resource can help guide you further on all the key factors we have explored in this guide.

Encouragement for future language learning adventures 

No matter how difficult or easy a language may be, everyone learns at their own pace and in different ways. There are many people in the world learning their third or fourth language—all of them self-taught. Others, like myself, prefer a classroom and more structured learning. 

No matter the hurdles a difficult language may present, don’t be discouraged! You will be surprised by how much you can progress with dedication, time, and patience.

FAQs

What are the top three hardest languages to learn?

According to the Foreign Service Institute (FSI) ranking system, Mandarin, Arabic, and Japanese are among the hardest languages to learn for English natives.

What are the 10 hardest languages in the world?

Ten of the hardest languages to learn are Arabic, Mandarin, Japanese, Korean, Thai, Vietnamese, Hindi, Icelandic, Hungarian, and Finnish.

What are the top 10 easiest languages to learn?

Ten of the easiest languages to learn are French, Spanish, Italian, Dutch, Portuguese, Danish, Afrikaans, Norwegian, Swedish, and German.

What are Category V languages?

According to the FSI, Category V languages are super hard to learn and take more than 2,200 hours to master. Some of these languages include Arabic, Japanese, Mandarin, and Korean.

Svickova, a national dish of the Czech Republic, is a culinary delight that has stood the test of time. This marinated beef dish, served with creamy sauce and bread dumplings, is a testament to the rich history and culture of this Central European nation.

Our team at Remitly created this guide with a recipe for you to try Svickova at home, as part of our series that celebrates the traditional foods of our global customers. Enjoy!

The History of Svickova

The origins of Svickova are deeply rooted in Czech history. It’s believed to have been created during the 18th century when meat preservation was crucial for survival during harsh winters. Marinating beef in vinegar and spices not only enhanced its flavor but also extended its shelf life.

Over time, Svickova evolved into more than just a practical solution for food preservation. It became an integral part of Czech cuisine, often served on special occasions and family gatherings. Its popularity spread across the country, making it one of the most favored dishes in Czech households.

Ingredients Used in Svickova

The key ingredients used in Svickova reflect its rustic roots and simplicity. The main component is beef sirloin which is marinated in a mixture of vinegar, root vegetables like carrots and parsnips, onions, peppercorns, allspice berries, bay leaves and thyme.

After marination comes cooking – slow roasting until tender. The remaining marinade along with roasted vegetables forms the base for the creamy sauce that accompanies this dish. A final touch includes cranberry compote or slices of lemon on top for a hint of acidity to balance out richness.

Recipe for Svickova

Ingredients

• 1 kg beef sirloin
• 2 carrots
• 1 parsnip
• 1 onion
• 4 cloves of garlic
• 10 allspice berries
• 10 peppercorns
• 2 bay leaves
• A few sprigs of thyme
• Vinegar to taste
• Salt to taste
• Cream (200 ml)
• Butter (50 g)
• Bread dumplings for serving

Instructions

1. Begin by preparing the marinade. Chop carrots, parsnip and onion into large chunks. Combine these with crushed garlic, allspice berries, peppercorns, bay leaves and thyme in a bowl.
2. Place the beef sirloin in a deep dish and pour over the marinade ingredients. Add vinegar until meat is half submerged. Cover and refrigerate overnight or up to three days.
3. Once marinated, remove beef from fridge and let it come to room temperature. Preheat your oven to 160°C (320°F).
4. Heat butter in a large ovenproof pan over medium heat. Remove beef from marinade (reserve vegetables and liquid) and sear on all sides until browned.
5. Add reserved vegetables around beef in pan along with some marinade liquid just enough to cover them halfway up.
6. Transfer pan into preheated oven and roast for about two hours or until meat is tender.
7. Once cooked, remove meat from pan and set aside covered with foil to rest while you prepare sauce.
8. Blend roasted vegetables with remaining liquid from pan till smooth consistency achieved then return this mixture back into pan.
9. Simmer sauce over medium heat until it thickens. Stir in cream and season with salt to taste.
10. Slice beef into thick pieces and serve with creamy sauce and bread dumplings on the side.

Variations of Svickova Across the Czech Republic

While the basic recipe remains the same, variations of Svickova can be found across the Czech Republic. Some regions prefer to use different cuts of beef or add more root vegetables to their marinade. Others might opt for a tangier sauce by adding more vinegar or lemon juice.

Regardless of these variations, what remains constant is the love and appreciation for this dish among Czech people. It’s often said that every family has its own version of Svickova, passed down through generations.

Pairing Suggestions for Svickova

Svickova pairs well with robust red wines that can stand up to its rich flavors. A full-bodied Cabernet Sauvignon or Merlot would complement this dish nicely. For beer lovers, traditional Czech lagers are an excellent choice.

As for side dishes, bread dumplings are a must-have with Svickova. They soak up the creamy sauce perfectly and add a comforting element to this hearty meal.

Popular Occasions for Serving Svickova

Svickova holds a special place in Czech culture and is often served during significant events such as weddings, Christmas dinners or Sunday family lunches. It’s not just a meal but an experience that brings people together over shared memories and traditions.

Despite being labor-intensive, making Svickova on these occasions symbolizes love and care put into preparing food for loved ones – something that resonates deeply within Czech society.

Czech Cuisine: A Blend of Tradition and Simplicity

Czech cuisine is a reflection of the country’s history, geography, and culture. It’s characterized by hearty meals that are both comforting and satisfying.

Traditional Czech Dishes

Apart from Svickova, there are many other traditional dishes that form an integral part of Czech cuisine. Goulash, a stew made from meat (usually beef or pork), onions, and spices is another popular dish often served with bread dumplings.

Roast duck with sauerkraut and potato dumplings is a classic Czech meal enjoyed especially during the colder months. Trdelnik, a sweet pastry cooked over an open flame and dusted with sugar, is a must-try dessert when visiting the Czech Republic.

Influence on Czech Cuisine

The geographical location of the Czech Republic has played a significant role in shaping its cuisine. The influence of neighboring countries like Germany, Austria, Hungary, Poland can be seen in many dishes.

For instance, schnitzel – breaded and fried meat – is common in both Austrian and Czech cuisines. Similarly, strudel – a type of layered pastry often filled with apples – has roots in both Austrian and Hungarian culinary traditions but also found its place in Czech kitchens.

Emphasis on Local Ingredients

Czech cuisine places great emphasis on locally sourced ingredients. Root vegetables like carrots, parsnips, potatoes feature prominently along with meats such as pork, beef or poultry. Freshwater fish like carp also make regular appearances especially during Christmas time.

This focus on local produce not only supports regional farmers but also ensures freshness of ingredients which contributes to overall quality of dishes prepared.

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