When you’re sending money from Australia to family overseas, time and reliability matter. Whether it’s for an emergency, monthly support, or a special occasion, customers want the transfer to arrive quickly and securely. Remitly has partnered with Australian payments provider Monoova to enable PayTo integration — a meaningful enhancement designed to make transfers quicker and more dependable.
What is PayTo and How Does It Work?
PayTo is Australia’s real-time payment system that enables near-instant transfers directly from a customer’s bank account. Compared to traditional payment methods that can take longer to process, PayTo supports immediate fund debits with added security.
When customers send money through Remitly using PayTo, the funds are debited from their Australian bank account right away. This enables the international transfer process to start faster than with some traditional clearing methods.
Benefits of Remitly’s PayTo Integration
Faster Processing Times
Transfers funded via PayTo can often begin processing within minutes. This helps reduce waiting times compared to traditional methods.
Built-In Security Features
PayTo uses encryption and fraud monitoring tools to help safeguard transactions. When combined with Remitly’s own security measures, customers benefit from layered protection.
Simplified Payment Experience
The integration allows for easy authorization through participating banking apps, which can eliminate the need for manual card entry.
Instant Payment Confirmation
Customers receive confirmation once the payment is authorized, providing added reassurance that the transaction is underway.
Who Might Benefit?
This enhancement supports Australians who send money to countries like:
- The Philippines – For monthly support or urgent family needs
- India – To help cover festival costs, weddings, or family contributions
- Pakistan – For educational support, healthcare, or everyday needs
- Nepal – To assist relatives or contribute to small business operations
With quicker processing, recipients may access funds sooner, depending on the destination country and delivery method.
Remitly’s Approach to Reliability
Remitly prioritizes secure and dependable service. By working with Monoova, a regulated Australian payments provider, Remitly helps ensure payments move through recognized and compliant channels.
Customers can track their transfers from start to finish, with status updates sent to their mobile devices. If an issue arises, support is available through the Remitly app or website.
How to Get Started with PayTo Transfers
To use PayTo with Remitly:
- Open the Remitly app or website
- Set up a transfer
- Select PayTo as your payment method
- Approve the payment using your banking app
- Receive confirmation that your transfer has started processing
The recipient is notified once funds are ready for collection or deposited into their account, depending on the delivery method.
Frequently Asked Questions
Which banks support PayTo for Remitly?
Most major Australian banks offer PayTo, including Commonwealth Bank, ANZ, Westpac, and NAB. Customers should check directly with their bank to confirm availability.
Are there extra charges for using PayTo?
Any applicable fees will be clearly shown before completing the transaction. PayTo itself doesn’t add additional fees beyond those shown by Remitly.
How fast will the money arrive?
Funds are debited instantly through PayTo. Delivery to the recipient depends on the country and chosen method, with many arriving in minutes to a few hours.
Is PayTo secure?
Yes. PayTo includes security protocols such as encryption and fraud monitoring, and Remitly adds its own security practices on top of that.
Can I cancel a PayTo payment?
Due to the immediate nature of PayTo, transfers cannot be canceled once approved. It’s important to double-check recipient details before confirming.
What if something goes wrong?
Remitly’s support team is available through the app and website if you experience any issues.
This publication is provided for general information purposes only and is not intended to cover all aspects of the topics discussed herein. This publication is not a substitute for seeking advice from an applicable specialist or professional. The content in this publication does not constitute legal, tax, or other professional advice from Remitly or any of its affiliates and should not be relied upon as such. While we strive to keep our posts up to date and accurate, we cannot represent, warrant or otherwise guarantee that the content is accurate, complete or up to date.
