What is the IBAN format in Poland?

IBAN formats vary by country, but they typically include a combination of country code, check digits, bank code, and account number. This structure ensures international transfers are accurate and secure. Use Remitly’s IBAN calculator to generate your IBAN from your banking details.

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IBAN example in Poland

Each part of the IBAN shows key account details. See the breakdown below.

IBAN Examples
IBAN
PL10105000997603123456789123
Country code
PL
Check digits
10
Bank code
1050
Branch code
0099
Account number
7603123456789123

When is an IBAN required?

IBANs are required for many international transfers, especially in Europe. They help your money arrive accurately and without delays.

Want an easy way to send money worldwide? Remitly offers fast, secure money transfers using IBANs.

Check your IBAN format

Already have an IBAN number? Use Remitly’s IBAN lookup tool to check the format.

What is an IBAN?

An IBAN (International Bank Account Number) is a standardized code used to reduce errors and speed up international payments. It includes a country code, check digits, and bank account details. IBANs are common in Europe, the Middle East, Asia, and Africa.

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Each country uses a unique IBAN format with different account details. Select a country to see an example and generate your own using your banking information.

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Remitly FAQ

What is an IBAN?

An IBAN (International Bank Account Number) is a standardized code used to identify bank accounts when sending or receiving money internationally. It ensures that payments are processed accurately by including key details, such as the country, bank, and account number. You’ll need an IBAN for most international transfers to help avoid delays or errors.

How to find an IBAN code in Poland?

You can find your IBAN in Poland through:

  • Online banking – Most banks list your IBAN under account details or transfers.
  • Bank statements – Your IBAN is typically displayed at the top or near your account information.
  • Customer support – Contact your bank if you're unsure where to find it.
  • IBAN calculator – Use Remitly's IBAN calculator to generate your IBAN from bank details.
Remember to double-check your IBAN code before using it for payments to avoid errors.

Why do you need an IBAN?

You need an IBAN to send or receive international bank transfers securely and accurately. It ensures your money reaches the correct account by including all necessary banking details in a standardized format.

IBANs are commonly used for:

  • Receiving payments from abroad
  • Sending money to family or friends in another country
  • Paying international invoices or tuition
Using the correct IBAN helps avoid delays or failed transfers.

How do I send a payment using an IBAN?

To send money using an IBAN, enter the recipient's IBAN in the international transfer form provided by your bank. You may need to visit your bank to complete the transaction.

Did you know Remitly can help you send money worldwide? Skip the bank visit and use Remitly to streamline your money transfers. It's easy, download the app or visit Remitly.com to get started.

What does an IBAN format look like?

IBAN formats vary by country, but each includes specific components that help identify the receiving bank and account. Here’s a general example:

Sample IBAN:
CCkk bbbb cccc cccc cccc cc

Breakdown:
  • CC – Country code (2 letters)
  • kk – Check digits (2 numbers used to validate the IBAN)
  • bbbb – Bank code (identifies the bank)
  • cccc cccc cccc cc – Account number (may include branch or sort code depending on the country)

What's the difference between IBAN and SWIFT Codes in Poland?

IBAN and SWIFT codes are both used for international money transfers, but they serve different purposes:

  • IBAN identifies the specific bank account and ensures that the money is sent to the correct destination.
  • SWIFT/BIC code identifies the bank or financial institution involved in the transfer, especially across borders.
You’ll typically need both an IBAN and a SWIFT code to complete a secure international payment.

Want to find the right SWIFT code? Search SWIFT codes by country