If you work with clients based in the US, Canada, or the UK, getting paid used to mean setting up a separate USD account, waiting for a transfer, and then converting your money — just to end up with pesos in your GCash. That’s a lot of steps for something that should be simple.
The good news: it no longer has to work that way. You can now receive payments from international clients directly to your GCash wallet with Remitly for Freelancers — no USD account required, no extra conversion steps, no surprises on fees.
Here’s everything you need to know.
Why GCash Makes Sense for Freelancers Getting Paid Globally
GCash is one of the most widely used mobile wallets in the Philippines — and for good reason. It’s fast, accessible, and deeply integrated into everyday financial life, from paying bills to sending money to family.
For freelancers and virtual assistants working with international clients, receiving payments directly to GCash removes a significant barrier. Instead of maintaining a separate bank account or navigating foreign currency accounts, your earnings land exactly where you already manage your money.
Getting paid directly means you have the option to get your funds in your currency sooner — and you’ll know in advance exactly what you’ll receive in PHP before you confirm anything.
Ready to get paid directly to GCash? Open a free Remitly Freelancer account
What You Need Before You Start
Before your first payment, make sure you have the following in place:
- A Remitly Freelancer account — free to open, takes just a few minutes
- A verified GCash account linked to your Philippine mobile number
- A client based in the US, Canada, or the UK ready to make a payment
That’s it. You don’t need a bank account, a USD wallet, or any additional setup to start receiving payments.
How to Receive a Client Payment to GCash: Step by Step
Once your Remitly Freelancer account is set up and your payment destination is set to GCash, here’s how the process works:
Step 1: Create a payment request.
Open the Remitly app and tap Request. Enter the amount you’re owed and any relevant details.
Step 2: Share the link with your client.
Remitly generates a unique payment link. Send it to your client via email, WhatsApp, or whatever channel you use.
Step 3: Your client pays in their local currency.
They create or log into their Remitly account and complete the payment in USD, CAD, or GBP. They see the fee upfront before confirming.
Step 4: You receive directly to GCash.
The funds arrive in your GCash wallet in PHP. You’ll see the exact amount you’ll receive before the payment is sent — no hidden FX surprises.
What Does It Cost?
Receiving payments to your GCash wallet through Remitly is free for you. There are no fees to create an account, submit a payment request, or receive funds to GCash.
Your client pays a small fee on their end, based on how much they’re sending and which payment method they use. They’ll see this clearly before they accept your payment request — so there’s no confusion for either side.
Frequently Asked Questions (FAQs)
Do I need a USD wallet to get paid?
No. With Remitly’s direct payment option, your earnings go straight to GCash in PHP. You don’t need to set up or manage a USD wallet unless you want to.
Can I still use a USD wallet if I prefer to hold funds?
Yes. If you’d rather hold your earnings in USD and convert when the exchange rate suits you, that option is still available. You choose where your payments go.
Which clients can pay me through Remitly?
Currently, Remitly supports freelance clients sending from the United States, Canada, and the United Kingdom.
How long does it take for funds to arrive in GCash?
Payment delivery is typically fast, though exact timing depends on the payment method your client uses and standard transaction review processes.
Do my clients need to have a Remitly account?
Yes, your client will need a Remitly account to complete their payment to you. After you share your payment request, your client will open the link, download the Remitly app, and create a Remitly account. They will see your payment request, enter the details for the payment, and send the transfer in their local currency. The money is delivered directly to your local bank account, mobile wallet, or to your Remitly USD wallet. If using a Remitly USD wallet, then you are able to withdraw to any supported destination with no hidden fees.
Start Getting Paid to GCash Today
Whether you’re a virtual assistant, designer, developer, or any kind of freelancer working with clients abroad — you shouldn’t have to jump through hoops to access your own earnings. Remitly puts the payment directly where you need it.
Open your free Remitly Freelancer account and get paid directly to GCash.
Legal Disclaimer
Product availability may vary by jurisdiction and is subject to change. Not an offer or solicitation where Remitly or its affiliates are not licensed or otherwise authorized. Availability and use of the products and services is subject to compliance with applicable law.