New customer offer

USD to ZMW

Remitly offers dependable exchange rates for USD to ZMW with no hidden fees. Join today and get a promotional rate of 24.31 ZMW to 1 USD on your first money transfer.

You send
US
USD
They receive
ZM
ZMW
Fee
-
Total cost
-
AB Bank
Ecobank
MTN Mobile Money
and more
New customers only. One per customer. Limited time offer. Any rates shown are subject to change. Promotional FX rate applies to first 1,000.00 USD sent. See Terms and Conditions for details.
New customers only. One per customer. Limited time offer. Any rates shown are subject to change. Promotional FX rate applies to first 1,000.00 USD sent. See Terms and Conditions for details.
No fees on your first transfer with Remitly

Send money to Zambia

The fee for all transfers is $2.99

When you send from USD to ZMW

Fees for when you send from USD to USD

Send Amount (USD)Fee
Below $300$6.99
$300 to $599.99$9.99
$600 to $999.99$12.99
$1,000 to $1,999.99$15.99
$2,000 or more$21.99
No fees on your first transfer with Remitly. New customers only. One per customer. Limited time offer. See Terms and Conditions for details.

What affects the exchange rate for US dollars to Zambian kwachas?

Many factors can determine exchange rates, including:

Central banks

The interest rate set by a country's central bank can affect foreign investment, impacting currency demand

Economic performance

A robust economy can bolster a currency's value

Political stability

Stable governments can foster strong currencies

Inflation rates

Lower inflation can lead to a stronger currency, while higher inflation can devalue it

Why choose Remitly?

Guaranteed Delivery

Guaranteed Delivery

Rest easy knowing your transfers will be delivered on time, or we’ll refund your fees.
Secure Transactions

Secure Transactions

Send money home with security designed to keep your transfers protected.
Global Network

Global Network

Choose what works for you from a growing network of banks and cash pickup locations.
Trusted Worldwide

Trusted Worldwide

Join millions from across the globe who trust Remitly to send money home.

Download the app:

Google PlayApp Store

Scan the code with your phone to get the app

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Fast. Easy. Reliable.

How to convert USD to ZMW

Two coins with arrows indicating currency exchange.
  • 1
    Create an account using your email address through our website or our app on the App Store or Google Play.
  • 2
    Select the currency, the amount you want to send, and the delivery speed.
  • 3
    Choose how your money is delivered.
  • 4
    Enter the name and information of the person who will receive the money.
  • 5
    Enter your payment information and select confirm transfer to send.

Where to send Zambian kwachas in Zambia?

Remitly gives you options when sending money to Zambia. Depending on your recipient’s location, choose from trusted banks, Cash pickup, bank deposit, mobile wallet, and more delivery options

Trademarks, trade names and logos displayed are registered trademarks of their respective owners. No affiliation or endorsement of Remitly should be implied.

Get help with sending USD to ZMW

Remitly FAQ

How much does it cost to send money to Zambia?

The cost of sending money to Zambia varies depending on the amount you're sending, the payment method, and the delivery option you choose. At Remitly, we strive to provide competitive exchange rates and low fees.
 
When you sign up for Remitly, you may be eligible to receive a new customer offer on your first transfer.
 
For the most accurate pricing, we recommend visiting our website or app, where you can enter your transfer details to see the total cost.
Read more about how much Remitly costs.

Does Remitly offer discounts for new customers?

Yes! We offer discounts for when you send your first money transfer. Eligibility restrictions may apply.
Check out our transfer offers for first-time senders.

How can I pay for my money transfer?

You can pay for your money transfer with multiple payment options, including using a debit card or credit card or paying with your bank account. Some countries also offer additional payment methods like mobile wallets.
 
Keep in mind that the payment method you choose may affect the speed of your transfer and the associated fees.
Learn more about what payment types work with Remitly.

What are the ways to receive a money transfer?

The ways you can receive money include cash pickup, mobile money, home delivery, debit card deposit, or directly to a bank account, depending on the recipient's location. It's important to let the sender know your preferred method.
 
Your recipient doesn't need to sign up with Remitly to receive money. However, the sender must create a Remitly account to send money.
Check out our guide to receiving money from Remitly.

Is it safe to send money online with Remitly?

It’s safe to send money online with Remitly and we ensure your money transfers to Zambia are secure, on time, and reliable. If your transfer doesn’t arrive on time, we’ll refund your fees.
 
We use advanced technology to protect your transactions and detect unusual account activity before it becomes problematic.
Learn more about how Remitly keeps you safe.

How do I track my money transfer?

Tracking your money transfer is easy with Remitly. After completing your transfer, you'll receive a confirmation email with a reference number. You can use this number on our website or mobile app to see the real-time status of your transfer. Additionally, we provide notifications via email or SMS at each step of the transfer process, so you're always in the loop.
Learn more about tracking your transfer.

What are the money transfer limits?

We limit how much you can send in 24 hours, 30 days, and 180 days. Find out more about send limits here. These limits are different depending on your location and your recipient’s location. Additional sending limits may apply depending upon your choice of payout partner or receiving location.
 
You can request an increase if you need to send more than your current limit. When requesting a limit increase, we may ask you to provide more information about how you use Remitly and payment details.

How do I contact Remitly customer service?

You can contact Remitly customer support to help answer your money transfer questions.
 
Search for answers in 15 languages, 24/7. Call or online chat with us in English and Spanish, 24/7.
Contact us for help

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Reliable money transfers when sending from the United States to Zambia

Send and receive money with speed you can rely on.

USD conversion rates

ZMW conversion rates