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World capitals are the main stage of a country’s story. Politics, culture, history? They all collide here. Think of them as the “main character” cities: everyone knows their names, even if they’ve never been there. From the powerful avenues of Washington D.C. to the café-filled boulevards of Paris and the ancient alleys of Cairo, capitals wear a lot of hats (and somehow make them look good).

At Remitly, we know that life abroad often starts in a capital, with all its challenges, quirks, and unexpected joys. In this article, we’ll unpack what makes a city a capital and why these places are not just political powerhouses but also cultural playgrounds and living museums. 

What makes a city a capital?

It sounds simple, a capital is the main city, right? Not always. Some are political hubs, others are cultural icons, and a few are economic engines. 

Political vs cultural vs economic capitals

Take India, New Delhi is where the government lives, but Mumbai is the financial rockstar. In the US, Washington D.C. writes the laws, while New York steals the spotlight for business and culture. 

For newcomers, the difference can be like visiting two completely different countries. The same happens in Australia. Canberra handles the politics, but Sydney and Melbourne get all the fame.

De facto vs de jure capitals

Some capitals are official (de jure) while others are “capitals in practice” (de facto). A good example is Tanzania, where Dodoma is the official capital, but Dar es Salaam remains the main hub for business, embassies, and government offices. The same applies in the Ivory Coast, where Yamoussoukro is the official capital but Abidjan does most of the heavy lifting.

For immigrants, this means your paperwork or embassy visit might not even be in the “official” capital. It’s both confusing and interesting at the same time. 

Countries with multiple capitals

Some countries don’t like to put all their eggs in one basket. South Africa has three capitals: Pretoria (executive), Cape Town (legislative), and Bloemfontein (judicial). Bolivia has two: La Paz and Sucre. Arriving in a country with two capitals can feel a little unusual, but you’ll soon see that daily life flows surprisingly well.

Planned vs organic capital

Some capitals were carefully designed, almost like real-life SimCity. Brasília in Brazil and Canberra in Australia are neat and modern, with wide streets and planned layouts. Others, like London or Paris, grew organically over centuries: chaotic, charming, and full of history. Planned capitals often feel more spacious, but “organic” ones are like living museums where every crooked street corner has a story.

Fun facts about unusual capitals

• La Paz, Bolivia, is the world’s highest capital at 3,650 metres. Walking to the corner shop might feel like a gym session.
• Ngerulmud, Palau, has fewer than 500 residents. That’s fewer people than in most London tower blocks.
• Brasília was built in just 41 months, faster than many people finish renovating their kitchen.
• Astana (now called Nur-Sultan) in Kazakhstan changed its name multiple times in just a few decades. Imagine updating your driver’s licence every time.

Political centres: where power resides

Capitals are often where the big decisions happen, such as laws being made, leaders debating, and handshakes that shape history taking place.

Seats of government and diplomacy

Most capitals are home to parliaments, presidential palaces, ministries, and embassies. Walk through Westminster in London or around Capitol Hill in Washington D.C., and you’ll feel the buzz of politics. 

As an immigrant, you’ll know first-hand that these embassies and consulates aren’t just official buildings; they’re lifelines for visas, passports, and sometimes even cultural events. And they’re also the places where you’ll end up queuing more often than you’d like.

Purpose-built political capitals

Some capitals were designed just to be political centres. Washington D.C., Canberra, and Ottawa weren’t picked for their glamour but for being neutral ground. It’s sort of like two rival siblings arguing over who gets the big bedroom, so the parents build a new one in the middle. 

Capitals moved for political reasons

Occasionally, countries pack up and move their capital. Ankara replaced Istanbul as Turkey’s capital to shift focus inland, while Abuja replaced Lagos in Nigeria to ease overcrowding. Indonesia is even planning to move its capital from Jakarta to Nusantara in Borneo because Jakarta is sinking. 

Cultural centres: preserving national identity

Capitals don’t just do politics; they also put on a show. They’re often the cultural shop window of a country, where traditions, creativity, and diversity meet.

Capitals as hubs of culture

Think Paris with its art galleries, London with its theatres, or Rome with its ancient monuments. Capitals host the biggest festivals, concerts, and exhibitions, making them playgrounds for anyone curious about culture. And even if you’re not a “museum person,” there’s always street art, food markets, or live music spilling out of cafés.

Balancing tradition and modern diversity

Capitals are pros at juggling old and new. In Tokyo, you’ll find ancient temples standing beside neon skyscrapers. In London, you can celebrate Diwali one week and the Chinese New Year the next. In New York, you can stroll past historic brownstones before heading to a Broadway show in Times Square. In Istanbul, mosques and bazaars share the skyline with modern bridges and towers. And in Mexico City, Aztec ruins sit in the shadow of glass office blocks.

For immigrants, this mix makes it easier to carve out a sense of belonging. You can keep your traditions alive while embracing new ones, finding comfort in the familiar while exploring the excitement of something different.

Influence on language, cuisine, and arts

Capitals often set the pace for national trends. New slang? Street food craze? Music scene? Chances are, it started in the capital before spreading elsewhere. 

Think of how New York slang travels into global pop culture, or how London street markets fuel food trends that later appear in small towns. Seoul’s K-pop scene has turned local music into a worldwide phenomenon, while Paris still sets the tone for fashion and design. Capitals act like cultural laboratories, places where creativity, diversity, and experimentation collide.

As someone living abroad, being in the middle of this cultural energy means constant discovery. You might try dishes you’ve never seen before, hear languages mixed in new ways, or witness street art that later inspires galleries abroad.

Historical significance: living monuments to the past

Capitals double as open-air museums. History is baked into their buildings, streets, and even their everyday vibe.

Capitals as historical archives

Athens has the Acropolis, Cairo has the Pyramids, and Beijing has the Forbidden City. Living in these places means your daily commute might pass a site that other people save up for years to visit. Sometimes it’s surreal, like waiting for a bus in Rome next to ruins older than entire countries.

Capitals shaped by historical events

Some capitals wear their past on their sleeve. Berlin still shows scars and symbols from the Cold War. Moscow carries echoes of its Soviet history. Washington D.C. tells the story of the civil rights movement. As a newcomer, you’ll quickly see that this history is everywhere, not just in museums but in the atmosphere of the city.

Capitals and national identity

Capitals are also symbols of what a nation stands for. From independence struggles to cultural pride, these cities are often the backdrop for a country’s big moments. Living there can feel like you’re part of that ongoing story.

Modern challenges and evolution

Capitals may look timeless, but they’re evolving constantly.

Urbanisation and population growth

Capitals attract people like magnets. More people mean crowded buses, expensive flats, and busy streets. The upside is that there are more opportunities, more energy, and more late-night food spots. 

It’s a love-hate relationship, but one most immigrants come to appreciate. And despite the hustle, there’s often a unique buzz you won’t find anywhere else.

Climate change and sustainability

Capitals are on the frontline of climate issues. Jakarta struggles with flooding, while Copenhagen is leading the way with bikes, renewable energy, and eco-friendly projects. You might notice greener transport or new city-wide sustainability rules before locals in smaller towns do. These changes often ripple out from capitals, shaping national habits.

Technology and innovation

Capitals often get the tech upgrades first: smart IDs, cashless transport, even “smart city” projects. Moving to a capital can feel like stepping into the future, sometimes literally, when your train doors open with just a tap of your phone. And when tech fails, you’ll also see how quickly big cities adapt with backup systems and new ideas.

Balancing tradition with modernisation

The tricky part is staying modern without losing the past. Capitals constantly try to balance shiny skyscrapers with historic neighbourhoods. That’s what makes them so fascinating, you might have Wi-Fi on the bus while passing a 500-year-old castle, or stream a film in a café that’s been serving coffee for centuries.

Capitals through the eyes of immigrants

If you’re settling into a capital city, they’ll mean more than politics and history; they’re the neighbourhoods, routines, and moments that make up your new daily life.

Capitals as gateways

For many people, the capital is the entry point into a new country; airports, embassies, job markets, and expat networks all start here. It can feel overwhelming, but capitals are also where you’ll find communities that speak your language, serve your food, and help you feel at home. New York alone has restaurants representing nearly every cuisine imaginable, a comforting reminder of home for many newcomers.

Opportunities and challenges

The good side is that there are jobs, diversity, nightlife, and endless things to do. The not-so-good is higher rent, competition, and the constant buzz of a big city. It’s a trade-off, but one many are willing to make.

Most immigrant-friendly capitals

Surveys often crown Valencia, Vienna, Toronto, and Dublin as great for immigrants. London and Berlin remain popular for their diversity and opportunities, even if they’re pricier. Lisbon is also climbing the list thanks to its lifestyle and affordability compared to other European capitals.

Cities like Ottawa, Wellington, and Buenos Aires are also praised for their quality of life, while Tokyo and Seoul attract newcomers with their mix of tradition, innovation, and opportunity.

The enduring legacy of world capitals

Capitals are power centres, cultural showcases, and history books you can walk through. For immigrants, they’re often the first chapter in a new adventure full of opportunities, challenges, and unforgettable experiences.

Whether you’re exploring as a traveller, settling in as a student, or starting fresh as an expat, capitals are places that shape not just nations but also personal journeys. And wherever your journey takes you, Remitly is here to help make life abroad a little smoother, from managing money transfers to navigating the everyday realities of living in a new city.

How Do Tall Buildings Reflect the Politics and Culture of Their World Capitals?

Tall buildings serve as symbols of power and ambition, reflecting the political ideologies and cultural values of their world capitals. By examining these architectural marvels, one can truly understand varying societal priorities. To grasp this phenomenon, one can explore the world’s tallest buildings list and unveil the stories behind these towering structures.

FAQ

What is the difference between a capital city and the largest city?

The capital is usually the political centre. The largest city is simply the most populated. Sometimes they’re the same (like London), sometimes not (like Canberra).

How do countries decide to change their capital cities?

Usually, to solve practical problems like overcrowding, geography, or political balance.

Which capital cities were designed to serve as capitals?

Examples include Brasília, Canberra, Washington D.C., and Abuja.

How do capital cities influence their country’s economy?

Capitals attract investment, jobs, and business. They often set national trends in trade and innovation.

What role do capital cities play in international diplomacy?

They host embassies, summits, and global organisations, making them the stage for world politics.

Are capital cities always the best choice for expats?

Not always. They’re often the most practical place to start, but smaller cities can be more affordable and calmer once you’ve found your footing.

If like us you love to travel, you might agree that exploring traditional markets and bazaars is one of the best ways to immerse yourself in a new city or country.

For us at Remitly, no matter where they are, markets are full of exciting surprises. So we’ve created this guide to help you navigate some of the world’s most iconic bazaars. We’ll take a look at some of the most historic and authentic, and offer some tips to make the most of your time at these vibrant places, from Cairo to Melbourne. 

What makes traditional markets special?

Traditional markets and bazaars have often operated for generations in their communities. They often serve as economic and social hubs in their areas. Unlike modern retail spaces, like malls, which typically focus on standardized prices, products, and services, these markets are much more about personal relationships and locally sourced goods.

As more tourists seek authentic experiences, markets are a great way to both see a (usually) less-touristy side of a place. In doing so, you’re also directly supporting local artisans, merchants, and their families. Buying locally is greener, too, and ensures your tourism dollars protect these cultural spaces.

In this article, we’ll highlight both some of the best-known markets around the world, but we’ll also have a look at some lesser-known gems you may not have heard of. Hopefully, these picks can help inspire you on your next adventure. 

Africa: raw energy and authentic experiences

Africa is home to some of the world’s most impressive markets. 

Khan al-Khalili: Cairo, Egypt

This market, located in the heart of Cairo, is Egypt’s most famous, and has been operating since the 14th century. You can find pretty much anything for sale here. Even if a stall doesn’t sell what you’re looking for, vendors are often willing to direct you to the right spot.  

Stalls usually open at 9am and close well after dark. There are also historic cafes in the area, including El-Fishawy, open since 1797.

Other top African markets:

• Jemaa el-Fnaa (Marrakech, Morocco)
  Colorful souks, street performers, and local dishes in the city center. 
• Greenmarket Square (Cape Town, South Africa)
  Creative souvenirs and people-watching.
• Maasai Market (Nairobi, Kenya)
  Jewelry, textiles, and crafts from Kenya’s Maasai artisans. 

Kejetia Market: Kumasi, Ghana

Kejetia is one of the largest indoor markets in West Africa, serving neighbors from Benin and Togo as well as Ghanaians. From fresh produce to spices, textiles, kente cloth, and wood carvings, you can watch locals trade and practice bargaining yourself. You can also hire a guide to help you navigate the stalls. 

Other great African markets:

• Souq el-Had (Agadir, Morocco)
  Famous for its Berber crafts, traditional pottery, and rare spices.
• Owino Market (Kampala, Uganda)
  Second-hand goods hub for bargain clothing, household items, and other wares. 
• Marché Kermel (Dakar, Senegal)
  This historic, upscale market has beautiful flowers, local produce, and artisanal goods. 

Asia: where ancient trade routes come alive

Explore ancient and modern Asia at these markets. 

Grand Bazaar: Istanbul, Turkey 

Strictly speaking, as it’s on the European side of the city, the Grand Bazaar isn’t in Asia. But its location, near the Hagia Sophia, its arched, richly decorated ceilings, and its atmosphere definitely make you feel like you’re not in Europe. 

Dating back to the 15th century, it’s one of the largest covered markets in the world, covering 61 streets with 4,000 shops. You’ll find everything from handmade carpets and ceramics to souvenirs, as well as cafes to sit and relax. 

Other top Asian markets:

• Chatuchak Weekend Market (Bangkok, Thailand)
  A massive, open-air market, perfect for souvenir shopping but be warned, it gets very busy.
• Jade Market (Hong Kong)
  Specializing in jade jewelry and souvenirs, from cheap trinkets to high-quality items.
• Dongdaemun Market (Seoul, South Korea)
  Shopping district opening late into the night, mixing fashion and street food. 

Raohe Night Market: Taipei, Taiwan

While Shilin Night Market is the largest and most famous in Taipei, Raohe is preferred by those in the know for its charming, local vibe. It has several Michelin Bib Gourmand-rated vendors, including the famous Fuzhou Black Pepper Bun shop. You can also buy funky clothes and accessories and play carnival games. 

Raohe is also much more compact and easier to navigate than other central night markets, and is easily accessible by public transportation. 

Some other lesser-known gems: 

• Panjiayuan Market (Beijing, China)
  One of China’s largest antique markets.
• Khlong Lat Mayom Floating Market (Bangkok, Thailand)
  A riverside weekend market where vendors sell food and artisan goods, some from boats. 
• Johari Bazaar (Jaipur, India)
  A market known for focusing on jewelry and fabric, featuring traditional Rajasthani designs.

Europe: centuries of commerce and culture

Some of Europe’s markets are famous worldwide and attract large numbers of tourists, but that doesn’t mean they’re not worth a visit. 

Borough Market: London, England

Famous for its ironwork and glass, this market, in the shadow of The Shard, is one of the city’s oldest. It’s a foodie’s paradise, featuring British classics like cheese and pies to seasonal produce and sweet baked goods. 

You can also try cuisines from all corners of the world, too: Ethiopia, Italy, Japan, and more. Professional chefs sometimes host cooking workshops here. 

Other top European markets: 

• La Boqueria (Barcelona, Spain)
  Local produce, tapas, and Catalan cuisine, centered around fish and seafood at the market’s heart.
• Rialto Market (Venice, Italy)
  Waterfront market known for seafood and Venetian specialty dishes. 
• Marché aux Puces de Saint-Ouen (Paris, France)
  Despite its name literally meaning “flea market,” you’ll find vendors of antiques, vintage clothes, and other treasures of all price ranges here.

Mercado de Motores: Madrid, Spain

Mercado de Motores is a monthly market in Madrid’s historic railroad museum. Classic trains and architecture lend a great backdrop to vintage clothing, handmade jewelry, and retro home decor for sale. 

Food trucks and stalls set up around picnic tables sell international street food and craft beers, and live bands and DJs give the market a community feel. Many locals come just to grab a drink and hang out with their friends. 

Other lesser-known gems: 

• Albert Cuyp Market (Amsterdam, Netherlands)
  Local and international dishes and clothing.
• Naschmarkt (Vienna, Austria)
  Varied food market in the center of the city.
• Porta Portese Flea Market (Rome, Italy)
  Open-air flea market—Rome’s largest—with second-hand treasures from professional antique dealers and casual vendors alike. 

North America: farmers and flea market finds

The Americas don’t lack for great markets, either. Discover local produce and culture at these amazing places. 

Pike Place Market: Seattle, USA

While Pike Place is most famous for its salmon-throwing fishmongers, it also offers fine foods, crafts, and live performances. 

Vendors sell artisanal chocolates and cheeses, local crafts, fresh produce, and even books. Street buskers and quirky features like the Gum Wall give you a great feel for Seattle’s counter-cultural vibe. 

Other top American markets: 

• Mercado de la Merced (Mexico City, Mexico)
  Bustling and colorful with lots of produce, spices, and traditional dishes. 
• Union Square Greenmarket (New York City, USA)
  Farmer’s market in Manhattan with seasonal goods.
• St. Lawrence Market (Toronto, Canada)
  Charming indoor-outdoor market famous for its gourmet selection. 

El Tianguis Cultural del Chopo: Mexico City, Mexico

This flea market (“tianguis”) takes place every Saturday. However, it’s more than just secondhand wares. Ever since it began in 1980, it’s been closely tied to Mexico’s alternative scenes—from hippies to goths.

It was named an “intangible cultural heritage of Mexico City” for how important it’s been for these groups. Local underground bands and DJs often perform live, and you can score unique finds like leather goods, obscure music memorabilia, and records. 

Some more hidden gems: 

• Eastern Market (Washington, DC, USA)
  Local bar and restaurant pop-ups mix with permanent food vendors and artists near Capitol Hill.
• Jean-Talon Market (Montreal, Canada)
  Open-air stalls with Québécois produce including cheese, and local dishes. 
• Maxwell Street Market (Chicago, USA)
  Street vendors selling clothes, accessories and food, with local restaurants dotted around the area. 

South America: where local culture comes alive

You can grab a bargain or a taste of local cuisine at these traditional markets. 

Mercado de San Telmo: Buenos Aires, Argentina

Housed in a stunning, 19th-century iron-and-glass hall, this market is a haven for foodies. Sample traditional Argentinian foods like empanadas and choripán, taste global street food, and wash it all down at a craft beer bar.

On Sundays, the market comes alive with the San Telmo Sunday Fair. Streets around the area fill with antique sellers and street performers. 

Other top South American markets include: 

• Mercado Central (Santiago, Chile)
  Bustling seafood counters and restaurants.
• Mercado Central de Quito (Quito, Ecuador)
  Traditional Andean foods like roast pork and local fruit juices.
• Mercado Municipal (São Paulo, Brazil)
  Stained glass windows rise above a gourmet food hall, famous for mortadella (an Italian sausage) sandwiches. 

Witches’ Market: La Paz, Bolivia

Known in Spanish as “Mercado de las Brujas,” this market isn’t just for tourists looking for something unique. It’s a reflection of many Bolivians’ Aymara spiritual beliefs, indigenous rituals, and folk medicine.

Vendors (mostly Aymara women) sell ritual and spiritual items, like medicinal herbs, talismans, and magic contracts. There are also practicing spiritual specialists, offering services like coca leaf reading and ritual guidance. While it’s adapted to and welcomes tourists, it’s still used by locals. 

Other less high-profile South American gems we think you’d love include: 

• Mercado de Surquillo (Lima, Peru)
  Wide variety of fresh Peruvian produce and ingredients.
• Mercado del Puerto (Montevideo, Uruguay)
  Sample Uruguay’s famous beef and barbecue at one of many parrillas (grill restaurants). 
• Mercado Rodriguez (La Paz, Bolivia)
  Largest traditional market in the city. 

Oceania: artisan markets and coastal charm

You can support Oceania’s farmers and artisans, and grab a souvenir or some great food in the process, at these markets. 

Queen Victoria Market: Melbourne, Australia

Known locally as “Vic Market” or “Queen Vic,” we think this huge, open-air market, one of the largest and most iconic in the southern hemisphere, is a must-see Melbourne attraction. 

You’ll find local produce, specialty foods, and quirky gifts, and live music and events help make the space feel especially vibrant. In summer and winter, Queen Vic hosts a Night Market with food trucks, craft beer, cocktails, and live entertainment.

Other top Oceanian markets: 

• Sydney Fish Market (Sydney, Australia)
  The largest working fish market in the Southern Hemisphere, ocean-to-plate meals. 
• Auckland Fish Market (Auckland, New Zealand)
  Boutique and smaller—but laid-back—seafood hub, with tastings and cooking classes. 
• Paddy’s Markets (Sydney, Australia)
  A bargain-lover’s paradise with a diverse mix of souvenirs, fashion, and local produce. 

Eumundi Markets: Eumundi, Australia

If you’re driving through Queensland’s Sunshine Coast, this unique market is a must-visit in our opinion. It’s a strictly curated artisan market with a DIY ethos—every stallholder must make or grow what they sell. 

Street performers and entertainers, combined with the locally designed goods, give the market a festival atmosphere. You can also sample wood-fired pizzas, vegan dishes, and classic Aussie food. 

Some other great markets in the region:

• Parap Village Markets (Parap, Australia)
  Fresh local produce and souvenirs with a tropical vibe. 
• Matakana Village Farmers’ Market (Matakana, New Zealand)
  Artisanal food and crafts about an hour’s drive north of Auckland. 
• Nouméa Municipal Market (Nouméa, New Caledonia)
  Hats off to you if you get to this one! A waterfront market, the perfect spot to sample Pacific foods and traditional crafts. 

Tips for market exploration

While visiting markets can be fun, plan ahead to have the best experience. Here are some important tips to consider. 

Navigation strategies

• Arrive early or during off-peak times to avoid the worst of the crowds—check online, as peak times vary between markets.
• Bring cash, especially small bills and coins, in the local currency. A lot of older markets haven’t yet stopped using it.
• Familiarize yourself with the general layout of a market beforehand if possible, so if there’s something you particularly want to see—or eat—you know where it is. 
• Mark entrances, exits, and landmarks to keep from getting lost.
• Wear comfortable shoes—some of the markets we’ve featured are huge, and can involve a lot of walking. 

Respectful cultural engagement

• Observe local norms, including modesty guidelines if necessary, when choosing your outfit. 
• Greet vendors politely—in our experience, a few local phrases go a long way.
• Treat vendors and other market-goers with friendliness and respect. 
• Ask before taking photos, particularly of people and private stalls. 
• Only touch products you think you’re going to buy, unless the vendor invites you to handle them. 

Safety and comfort considerations

• Keep valuables secure—use a money belt or hidden pouch to store your cash.
• Be aware of pickpockets
• Avoid leaving your phone or wallet in your pants or jacket pocket. 
• Bring water to stay hydrated, especially in warm or extremely crowded markets. 

By following our tips for navigating, engaging respectfully, and staying safe at traditional markets and bazaars, you can make the most of every adventure, enjoy an authentic cultural experience and support the local communities you visit.

How Can Exploring Traditional Markets Enhance Australians’ Understanding of Indian Culture?

Exploring traditional markets offers a vibrant glimpse into Indian culture, showcasing culinary delights, artisanal crafts, and community interactions. For Australians, these immersive experiences provide valuable insights into social customs and daily life, enriching their understanding. Through this exploration, one can deepen australian perspectives on india, fostering cultural appreciation and connection.

FAQs

How can I bargain respectfully?

Smile and offer a reasonable counteroffer, (no less than 50% of the initial asking price). Keep the interaction polite, friendly and light. 

What should I do if I don’t speak the local language?

Learn a few key phrases before your trip, use gestures, or try a translation app. Most vendors appreciate any effort to ease communication. 

How can I avoid scams or tourist traps?

Follow local accounts to find authentic stalls, and be aware of any unusually low prices. Trust your instincts. If something feels off, walk away politely.

How can I carry my purchases around a crowded market?

Bring a secure bag or backpack or get one from a vendor. Keep valuables close to your body and consider taking breaks at benches or cafes to lighten your load. Vendors selling larger items may be willing to ship them to your hotel, or even your house, possibly for a fee. 

Key Highlights

Here are the main takeaways about Global Entry Enrollment on Arrival:

• Enrollment on Arrival (EoA) lets you complete your Global Entry interview when you land in the U.S. from an international trip.
• This convenient interview process is only available at select airports for conditionally approved applicants.
• You don’t need to schedule an appointment; you can finalize your application process during your standard customs inspection.
• Make sure you have all required documents, including your valid passport and proof of residency.
• The EoA program makes getting Global Entry faster by avoiding long waits for an appointment at an enrollment center.

Introduction

Are you tired of long lines at the airport? The Global Entry program helps speed up your entry into the United States. Traditionally, the final step is an in-person Global Entry interview at a designated enrollment center, but appointments can be hard to find. Luckily, there’s a more convenient option: Enrollment on Arrival (EoA). This guide will walk you through how you can complete your interview upon landing from an international flight, making the application process much simpler.

Understanding Global Entry Enrollment on Arrival

Global Entry Enrollment on Arrival is a fantastic alternative to scheduling a formal interview. Instead of visiting an enrollment center, you can complete the final step of your application process with a Customs and Border Protection (CBP) officer right after your international flight.

This streamlined approach combines your interview with the standard immigration clearance, saving you a separate trip and valuable time. The following sections will explain what the program is and who can take advantage of it.

What Is Global Entry Enrollment on Arrival?

So, what exactly is this arrival program? Global Entry Enrollment on Arrival allows conditionally approved travelers to finalize their application without a pre-scheduled appointment. You can complete the required interview as part of your immigration inspection when you arrive at a participating U.S. airport from another country.

For first-time applicants, this means once you submit your online application and receive conditional approval, you don’t have to search for an open slot at a busy enrollment center. You can simply use your next international trip to finish the process.

This integration makes your journey smoother. Instead of making a special trip for your Global Entry interview, you can wrap everything up in one go, right at the airport. It’s an efficient way to get your membership activated and start enjoying expedited travel sooner.

Who Is Eligible for Interview on Arrival?

The most important requirement for using EoA is having conditional approval. So, can you do your Global Entry interview on arrival if you are conditionally approved? Yes, that is the primary qualification! Every Global Entry applicant, including U.S. citizens and lawful permanent residents, must first submit an application online and pass a background check.

Once U.S. Customs and Border Protection reviews your application and determines you are a low-risk traveler, you will receive a notification of “conditional approval” in your Trusted Traveler Programs (TTP) account. This status makes you eligible to complete the final interview step.

Without this conditional approval, you cannot use the EoA service. It’s also important to remember that this option is only available when you are entering the U.S. from an international location at an airport that offers the program.

Preparing for Your Global Entry Interview on Arrival

A little preparation can make your Global Entry interview on arrival go smoothly. Being ready with the right paperwork ensures the CBP officer can quickly process your application and get you on your way. Do you know what documents you need for your interview?

Having your required documents handy is the most critical step. Below, we’ll outline exactly what you need to bring and offer some simple tips to help make your interview experience as quick and stress-free as possible.

Required Documents to Bring

To ensure a successful interview, you must have the necessary documentation with you. Forgetting a document could delay your enrollment, so it’s best to double-check your bag before you travel. You will be asked to present these items to the CBP officer.

Make sure you have the following documents ready:

• A valid passport. If you have more than one, bring them all to link them to your Global Entry profile.
• Documents providing proof of residency.
• A permanent resident card (if applicable).

For proof of residency, a current driver’s license, a mortgage statement, or a recent utility bill will work. This requirement is typically waived for minors. Having all your paperwork in order is the key to a fast and efficient interview.

Tips for a Smooth Interview Experience

Want to make your interview experience seamless? Following a few simple tips can help you navigate the process with ease. The interview itself is usually quick, but being prepared helps manage any potential wait times at the airport.

Here are a few suggestions for a smooth interview process:

• Tell the CBP officer you are conditionally approved and wish to complete your interview.
• Have all your documents out and ready to present.
• Be prepared to answer questions about your travel history and the information on your Global Entry application.
• Listen carefully to the officer’s instructions.

The interview typically takes just a few minutes, as it’s part of the standard customs process. However, overall time can depend on how busy the airport is when you arrive. The main advantage is that you’re already at the airport, so you avoid a separate trip and appointment.

Airports Offering Global Entry Enrollment on Arrival

Not every airport offers the Enrollment on Arrival program. This convenient service is available at select airports across the United States and even at a few international preclearance locations. You’ll typically find EoA services in the international terminal where you clear customs.

Knowing which airports participate is crucial for planning your interview. The next sections will provide a list of major airports with EoA services and guide you on how to find the interview area once you’ve landed.

Major U.S. International Airports with EoA Services

Dozens of major airports across the country offer Enrollment on Arrival, making it a widely accessible option. From coast to coast, you can find participating locations ready to help you finalize your Global Entry interview. Popular hubs like Los Angeles International Airport (LAX), Miami International Airport (MIA), and Houston George Bush Intercontinental (IAH) are on the list.

The program is designed to be convenient for international travelers, so it’s available at many of the nation’s busiest gateways. This availability means there’s a good chance your arrival airport is equipped to handle your interview.

Here are just a few of the many airports that offer EoA services:

For the most current list, always check the CBP website before you travel.

How to Locate the EoA Interview Area at the Airport

Finding the interview spot once you’ve landed is straightforward. The EoA process happens within the same area where all international passengers are processed, so you won’t have to go far. As you make your way to customs, keep an eye out for specific signage.

The interview location is typically in the Federal Inspection Services area. Here’s how to find it:

• Look for signs that say “Enrollment on Arrival” as you approach the passport control booths.
• These signs will direct you to a specific lane or booth designated for the interview process.
• If you don’t see any signs, don’t hesitate to ask any CBP officer for directions.
• Simply inform the officer at passport control that you are conditionally approved for Global Entry and wish to complete your interview.

By following these simple steps, you can easily navigate to the correct location and complete your enrollment without any hassle.

The Interview Process Explained

The enrollment interview itself is a simple and direct conversation with a U.S. Customs and Border Protection officer. It’s designed to verify the information on your Global Entry application and confirm your eligibility as a low-risk traveler.

Since the interview is integrated into your arrival inspection, it’s very efficient. The next sections will break down the specific steps you’ll go through and give you a better idea of how much time the process typically takes from start to finish.

Steps Involved During the Airport Interview

During the interview, the CBP officer will review your application and confirm your identity. The conversation is typically brief and focuses on verifying the details you already provided. The goal is to complete the final background check and admissibility inspection.

Here are the general steps you can expect during the interview process:

• Approach the CBP officer and state your intent to complete the EoA interview.
• Present your passport and other required documents.
• The officer will take your photo and scan your fingerprints.
• You will be asked to confirm your personal information and answer questions about your travel history, past addresses, and employment.

The questions are not meant to be tricky; they are simply to ensure the information on your application is accurate. Just answer truthfully and directly, and the process will be over in no time.

How Long the Interview Typically Takes

One of the biggest advantages of Enrollment on Arrival is the time it saves. How long does the interview usually take? The actual interview portion is very quick, often lasting only 5-10 minutes. The officer’s goal is to efficiently verify your information.

The total time you spend can vary depending on the passenger volume at the airport when you arrive. There might be a short line at the designated EoA booth. However, this is almost always faster than the potential months-long wait times for an appointment at a traditional enrollment center.

By combining the interview with your customs processing, you eliminate the need for a separate trip and a long wait. This makes the entire interview process much more efficient, allowing you to finalize your Global Entry application and get home faster.

Common Questions About Enrollment on Arrival

Many travelers have questions about how Enrollment on Arrival works, especially regarding appointments and eligibility. It’s a different approach than the traditional Global Entry application path, so it’s natural to want more clarity before you rely on it.

To help you feel confident, we’ve gathered answers to some of the most common questions. The following sections will address whether you need an appointment and explain the connection between conditional approval and your eligibility for this convenient interview option.

Do You Need an Appointment for Interview on Arrival?

Here’s the best part: no appointment is needed for Enrollment on Arrival. This program was specifically created to help applicants bypass the often long wait for a scheduled interview at a Global Entry enrollment center. You can complete the interview process at your convenience.

As long as you have conditional approval and are arriving at a participating airport from an international flight, you can simply head to the designated EoA area. This flexibility is a major benefit for frequent travelers or those who don’t live near an enrollment center.

What if you already have an interview scheduled? You can still use EoA. Once you successfully complete your interview on arrival, your previously scheduled appointment will be canceled automatically in the system, so no extra steps are needed.

Conditional Approval and Interview Eligibility

As mentioned earlier, conditional approval is the key to using Enrollment on Arrival. You cannot complete your interview without it. This status is granted to a Global Entry applicant only after they have submitted their online application and passed the initial background check conducted by CBP.

You will receive an email and a notification in your TTP account once your application has been processed and you are conditionally approved. Only after receiving this notification are you eligible for the interview phase of the application process.

So, to be perfectly clear: yes, you can and must be conditionally approved to do your Global Entry interview on arrival. This ensures that only pre-vetted, low-risk travelers are using this expedited interview option, keeping the process secure and efficient.

What Should I Know About the Global Entry Interview Process If I Have a Redress Number?

Navigating the Global Entry interview process with a redress number requires careful preparation. Understanding your global entry card redress number is crucial, as it helps clarify any past travel issues. Ensure to bring all relevant documentation and be ready to explain the circumstances surrounding your redress number to the officer.

What Happens After Your Interview

After you complete your interview, you’re on the final step of the application process. The CBP officer who conducted your interview will make a final decision on your Global Entry membership. In many cases, you’ll find out the outcome relatively quickly, allowing you to start enjoying the benefits of the program right away.

Whether you are approved or denied, there are clear next steps to follow. The following sections will explain how you receive your official Global Entry decision and what to do once you have it. This will help you understand what to expect after leaving the interview booth.

Receiving Your Global Entry Decision

The timeline for receiving your final Global Entry decision can vary. Some applicants are notified of their approval by the CBP officer at the end of the interview. In other cases, you may need to wait for an official update.

The most reliable way to check your status is by logging into your Global Entry profile on the Trusted Traveler Programs website. You should also monitor the email address associated with your account for any notifications regarding your Global Entry application.

While many decisions are made quickly, it’s not unusual for it to take a few days for the system to update. Continue to check your account periodically until you see a change in your application status from “Interview Scheduled” to “Approved” or “Denied.”

Next Steps if Approved or Denied

Once a decision is made, your next steps will depend on the outcome. An approval unlocks a world of travel convenience, while a denial means you’ll need to consider other options.

Here’s what happens after the decision:

• If Approved: You can begin using your Global Entry membership immediately. Your Known Traveler Number (KTN) is active, and you can add it to your flight reservations. Your physical Global Entry card will arrive in the mail within a few weeks.
• If Denied: The non-refundable Global Entry fee will not be returned. You will receive a letter explaining the reason for the denial.
• Appealing a Denial: If you believe the denial was made in error, you have the option to appeal the decision through the CBP Ombudsman.

Understanding these outcomes helps you prepare for the final stage of the application process and know what to do once you have your answer.

Conclusion

Navigating the Global Entry interview on arrival can greatly simplify your international travel experience. With a clear understanding of the process, required documents, and tips for a smooth interview, you can expedite your entry into the U.S. and enjoy the benefits of reduced wait times. Remember to locate the interview area at your airport and prepare adequately for any common questions that may arise. By taking these steps, you not only enhance convenience but also ensure a seamless transition into your travels. If you’re ready to make your international journeys easier, consider getting started with Global Entry today!

Frequently Asked Questions

Can I do a Global Entry interview on arrival if traveling internationally?

Yes, the Enrollment on Arrival program is specifically designed for conditionally approved Global Entry applicants returning from an international trip. You can complete your enrollment interview at select airports when you are clearing U.S. Customs and Border Protection, making your international travel even more efficient.

Is it necessary to bring my passport for the airport interview?

Absolutely. A valid passport is the most critical piece of necessary documentation for your Global Entry interview. The CBP officer will need it to verify your identity and travel history. Forgetting your passport will prevent you from completing the application process, so be sure to have it with you.

What should I expect during a Global Entry interview on arrival?

Expect a brief and straightforward interview process with a Border Protection officer. They will verify information from your Global Entry application, ask about your travel history, take your photo, and scan your fingerprints as a final part of the background check. Just answer all questions honestly.

Key Highlights

• Panamanian cuisine is a rich blend of Spanish, African, and Native American influences, creating a unique flavor profile in Latin America.
• Discover iconic traditional dishes like Sancocho de Gallina, the national dish, and Ropa Vieja, a flavorful shredded beef stew.
• Panamanian food offers an array of must-try items, from hearty main courses to delicious snacks you can find on the streets of Panama City.
• The country’s tropical location means an abundance of fresh seafood, tropical fruits, and root vegetables are central to its cooking.
• Explore popular street food options like empanadas and carimañolas, perfect for a quick and tasty bite.

Introduction

Welcome to the flavorful world of Panama! While famous for its canal and stunning biodiversity, the country’s culinary scene is a hidden gem waiting to be discovered. Panamanian cuisine is a vibrant tapestry woven from Spanish, African, and indigenous traditions. When you visit Panama City, you are not just seeing a crossroads of the world, but tasting one too. This guide will walk you through the essential traditional Panamanian food that tells the story of this incredible nation, one delicious bite at a time.

Panama Food: Local Cuisine You’ll Want to Try

The food of Panama is deeply connected to its history. The construction of the Panama Canal brought people from all over the globe, and they brought their recipes with them. This cultural fusion is evident in every Panamanian dish, creating a nuanced and complex gastronomy that is truly one-of-a-kind.

Are you visiting for the first time and wondering what to eat? This list of must-try Panamanian food will introduce you to the flavors that locals love. From hearty stews to fried snacks and sweet drinks, get ready to explore the traditional dishes that make Panama a food lover’s paradise.

1. Sancocho de Gallina (Chicken Stew)

When you think of traditional Panamanian cuisine, Sancocho de Gallina is often the first dish that comes to mind. Widely considered the national dish of Panama, this hearty chicken soup represents the country’s culture, heritage, and tradition. It is a staple at nearly every celebration, from family gatherings to national holidays.

This delicious chicken stew is made by cooking chicken at high temperatures with a variety of vegetables like corn, yuca, and yams. What gives it a distinctive flavor is the use of an herb called culantro, which is similar to cilantro but has a stronger taste. A touch of black pepper adds a subtle warmth to the broth.

Often served with a side of white rice, this Panamanian dish is the ultimate comfort food. It’s even famous as a perfect hangover cure after a night out! Trying Sancocho is a true taste of Panamanian home cooking.

2. Ropa Vieja (Shredded Beef)

Don’t let the name fool you! Ropa Vieja, which literally translates to “old clothes,” is one of Panama’s most beloved dishes. The name comes from the way the shredded beef resembles a pile of old, tattered clothing. Despite its unusual name, this dish is incredibly flavorful and satisfying.

The Panamanian version of Ropa Vieja features tender shredded beef simmered in a savory tomato sauce with spices like black pepper, cumin, and oregano. According to a popular legend, a poor man once shredded and cooked his own clothes to feed his family, praying for a miracle that turned the rags into a hearty meat stew. [1]

This dish is especially popular in the provinces away from the coast, like Herrera and Coclé. It’s typically served with white rice or a side of crispy patacones (fried plantains). You can find excellent Ropa Vieja in local restaurants like El Trapiche in Panama City.

3. Arroz con Pollo (Rice with Chicken)

Arroz con Pollo is more than just rice with chicken; it is a dish that brings people together in Panama. You will find this celebrated Panamanian dish at birthdays, anniversaries, and community gatherings across the country. It is a true symbol of celebration and togetherness.

The secret to its unforgettable flavor lies in the combination of finely chopped vegetables, tender chicken, and various herbs and spices. A key ingredient is achiote, which gives the white rice its signature yellowish color and a subtle peppery taste. Many recipes also include additions like bell peppers and capers.

Passed down through generations of Panamanian grandmothers, this dish is the definition of comfort food. It is often served with a side of potato salad or patacones. For any first-time visitor, trying Arroz con Pollo is an essential part of the Panamanian experience.

4. Tamal de Olla (Panamanian Tamale)

While many Latin American countries have their own version of tamales, the Panamanian tamal is a unique culinary creation. One popular variation is the Tamal de Olla, which translates to “tamale of the pan.” Unlike traditional tamales wrapped in banana leaves or corn husks, this dish is prepared more like a casserole.

The base is a corn dough (masa) that is combined with ingredients like chicken or ground meat, bell peppers, olives, and capers. Instead of being individually wrapped, the entire mixture is packed into a baking dish and cooked in the oven until firm. This method makes it a perfect dish for sharing at family meals and celebrations.

While not a formal recipe, the preparation involves creating a savory filling with your choice of meat and vegetables, mixing it into the corn dough, and baking it. The result is a delicious “pie” full of Panamanian flavor, a must-try during Christmas and New Year’s holidays.

5. Ceviche (Marinated Seafood)

With coastlines on both the Pacific Ocean and the Caribbean Sea, it’s no surprise that Panama boasts incredible seafood. Panamanian ceviche is a perfect example of this bounty. This refreshing dish is made with raw fish or seafood cured in acidic lime juice.

The secret to great Panamanian ceviche is simplicity. The fresh fish, typically corvina (sea bass), is chopped and marinated in lime juice with finely diced onion and cilantro. Some regional variations, particularly those with Caribbean influences, might add a splash of coconut milk for a creamier texture. Octopus and shrimp ceviche are also very popular choices.

Wondering what to drink with it? This traditional Panamanian dish pairs perfectly with a cold local beer. For an unforgettable experience, enjoy a cup of fresh ceviche at the Amador Causeway in Panama City while watching the sunset over the Pacific.

6. Carimañolas (Stuffed Yuca Fritters)

Carimañolas are a beloved snack and a staple of traditional Panamanian cuisine. These torpedo-shaped fritters are made from yuca, a starchy root vegetable that is a cornerstone of Panamanian cooking. They are crispy on the outside and soft on the inside, making them an irresistible treat.

To prepare them, the yuca is boiled and mashed into a dough. This dough is then filled with seasoned ground beef or sometimes white cheese. The carimañolas are then deep-fried until they are golden brown and perfectly crispy. Think of them as a delicious, gluten-free alternative to an empanada.

You can find these savory delights everywhere in Panama, from street food stalls to local cafes, making them an easy-to-find authentic food. They are often eaten for breakfast but are also a popular finger food at parties and celebrations. Don’t miss out on trying carimañolas on your trip!

7. Patacones (Twice-Fried Green Plantains)

If there’s one side dish that defines Panamanian food, it’s patacones. These crispy, savory discs are made from green plantains and are a staple across the country and much of Latin America. You simply cannot say you’ve experienced Panamanian cuisine without trying them.

The process to make patacones is what makes them so special. Slices of green plantains are fried once, then removed from the oil, smashed flat, and fried a second time. This double-frying technique results in a perfectly crunchy exterior and a soft, starchy interior. They are then lightly salted and served hot.

Patacones are incredibly versatile. They are the perfect side dish for everything from fried fish and Ropa Vieja to a breakfast of steak and eggs. They are also a popular street food snack, sometimes served with various toppings. They are Panama’s delicious answer to french fries.

8. Hojaldras (Panamanian Fried Bread)

Start your day in Panama like a local with hojaldras. This Panamanian fried bread is a popular breakfast food, especially on weekends. The dough, made from wheat flour, is left to sit overnight, which makes it light and fluffy when fried.

The beauty of hojaldras lies in their versatility. For a savory Panamanian breakfast, they are often served with fried eggs, cheese, or salchichas (sausages) in tomato sauce. Have you got a sweet tooth? Simply sprinkle them with powdered sugar for a treat that resembles a doughnut or beignet.

This traditional Panamanian dish is simple yet incredibly satisfying. As you walk through a Panamanian town in the morning, you’ll likely catch the irresistible scent of freshly made hojaldras wafting from local eateries. It’s a warm and comforting way to begin your day of exploration.

9. Empanadas (Savory Pastries)

Empanadas are a popular street food snack found throughout Latin America, and Panama is no exception. These savory pastries are the perfect handheld meal, making them a staple at carnivals, parades, and everyday celebrations. They are a must-try when you are looking for delicious Panamanian food on the go.

In Panama, you will find two main types of empanadas: one made with wheat flour and another made with corn flour. They are typically filled with seasoned ground meat or shredded chicken and vegetables. The pastries are then folded into a half-moon shape and deep-fried to golden perfection.

Beyond the savory options, you can also find sweet empanadas. These versions are often filled with fruit jam or a creamy dulce de leche. Whether you prefer savory or sweet, grabbing an empanada from a street vendor is an authentic and tasty Panamanian experience.

10. Chicheme (Sweet Corn Drink)

If you’re wondering about famous Panamanian drinks, look no further than Chicheme. This sweet corn drink is a beloved favorite, especially among children, and holds a special place in the hearts of many Panamanians. It’s a traditional Panamanian food that evokes feelings of home and comfort.

Chicheme is made by boiling broken corn kernels for a long time until they are tender. The cooked corn is then mixed with evaporated milk, sugar, cinnamon, vanilla extract, and sometimes coconut milk for extra creaminess. The consistency is thick and hearty, almost like a liquid version of rice pudding.

This unique drink can be enjoyed either hot or cold, making it a refreshing treat on a humid day or a warming beverage in the evening. The town of La Chorrera is famously known for making the best chicheme in all of Panama.

11. Ron Ponche (Panamanian Eggnog)

When the holiday season arrives in Panama, so does Ron Ponche. This is Panama’s version of eggnog, a creamy and sweet alcoholic drink that is a staple at Christmas and New Year’s parties. If you are lucky enough to be invited to a holiday gathering, you will almost certainly be offered a glass.

This festive beverage combines rum, evaporated milk, regular milk, egg yolks, cinnamon, and nutmeg. The rum, often made from local sugar cane, gives it a distinct kick. It is typically sipped slowly, much like you would enjoy a glass of Baileys or traditional eggnog.

While Ron Ponche is the Panamanian name, similar drinks are popular throughout Latin America. In Puerto Rico, it’s called “Coquito,” and in Mexico, it’s known as “Rompope.” Trying this delicious Panamanian food item is a perfect way to get into the festive spirit.

12. Raspados (Shaved Ice Desserts)

On a hot day in Panama, nothing is more refreshing than a raspado. These shaved ice desserts are a landmark sweet treat and a very popular street food. You’ll find vendors with large blocks of ice everywhere, from the historic streets of Casco Viejo to the sidelines of any parade or festival.

Watching a vendor create your raspado is part of the fun. They shave the ice by hand, pack it into a cup, and then douse it with your choice of fruit-flavored syrup, like strawberry or passion fruit. But what makes a Panamanian raspado special is the generous drizzle of sweet condensed milk on top.

For an even richer experience, you can ask for a spoonful of malt powder as a final touch. Unlike a simple drink, this dessert is a delightful combination of textures and flavors that will cool you down and satisfy your sweet tooth. It’s an iconic Panamanian treat you shouldn’t miss.

Unique Ingredients and Flavors in Panamanian Cuisine

The incredible flavor of Panamanian cuisine comes from its wealth of unique ingredients. The country’s tropical climate provides an abundance of fresh fruits and vegetables, while its two long coastlines offer a stunning variety of seafood. These elements are the foundation of what makes the food so special.

This blend of local produce with spices and cooking techniques from Spanish, African, and indigenous cultures reflects Panama’s history as a global crossroads. Let’s look closer at some of the key components that define the unmistakable taste of Panama.

Commonly Used Spices and Herbs

Spices and herbs are the soul of Panamanian cuisine, providing the distinct aromas and flavors that make the dishes so memorable. Many of the common ingredients used in Panamanian kitchens have been part of the local food culture for centuries, blending indigenous tastes with influences from around the world.

These seasonings are used to build layers of flavor in everything from stews to marinades. You’ll find that while the flavors can be complex, they are rarely overwhelmingly spicy, focusing instead on a savory and aromatic profile. The right blend of herbs and spices is what transforms a simple meal into a true Panamanian feast.

Here are some of the most common spices and herbs you’ll encounter:

• Culantro: Often mistaken for cilantro, this herb has a much more potent, pungent flavor and is a key ingredient in Sancocho.
• Achiote: Used as both a coloring agent and a spice, it gives dishes like Arroz con Pollo their signature yellow hue and a mild, peppery taste.
• Oregano and Cumin: These warm, earthy spices are essential in meat dishes like Ropa Vieja.
• Black Pepper: A universal spice that adds a gentle heat to many Panamanian recipes.

Tropical Fruits and Vegetables

Panama’s tropical location makes it a paradise for fresh fruits and vegetables. These ingredients are not just side dishes; they are often the stars of the meal. The variety of produce available year-round plays a fundamental role in the daily diet and traditional cooking of the nation.

From starchy root vegetables that form the base of hearty meals to sweet tropical fruits used in desserts and drinks, the local vegetation is integral to the country’s culinary identity. Many dishes use these ingredients in creative ways, showcasing their versatility. For example, plantain leaves are sometimes used to wrap food for cooking, infusing it with a subtle flavor.

Here are some of the essential fruits and vegetables in Panamanian cooking:

• Yuca (Cassava): A starchy root vegetable used to make carimañolas and served fried (yuca frita).
• Plantains: Used when green for savory patacones and when ripe and sweet for side dishes.
• Ñampi: A tropical root vegetable, similar to a yam, often added to stews like Sancocho.
• Nance: A small, yellow fruit with a strong, unique flavor used to make a traditional dessert called Pesada de Nance.

Seafood Influences in Panamanian Cooking

Panama is uniquely positioned between two major oceans, the Pacific and the Atlantic (via the Caribbean Sea). This geography gives the country access to an incredible diversity of fresh seafood, which has profoundly influenced its cuisine. From fine dining restaurants in Panama City to beachside shacks, seafood is everywhere.

Dishes like Panamanian ceviche, a refreshing marinated seafood salad, are a testament to the quality of the local catch. The Caribbean coast, with its strong Afro-Caribbean heritage, incorporates ingredients like coconut milk into seafood preparations, creating rich and flavorful stews and rice dishes.

Finding authentic Panamanian food often means heading to the coast or a local fish market. Whether it’s grilled, fried, or stewed, the seafood in Panama is a highlight of its culinary offerings.

Street Food and Snacks to Look Out For

To truly experience Panamanian food, you must explore its vibrant street food scene. Walking through the charming streets of Casco Viejo in Panama City or visiting a local market, your taste buds will be tempted by the aromas of delicious snacks being cooked right before your eyes.

Street food offers an authentic and affordable way to sample some of the country’s most beloved dishes. From savory fried bites to sweet, refreshing treats, these on-the-go options are a core part of daily life in Panama. Get ready to discover some new favorites.

Must-Try Street Food Dishes

When exploring Panama, the array of popular street food can seem endless. These quick and delicious bites are perfect for sampling the local flavors without committing to a full sit-down meal. They are an essential part of the Panamanian culinary landscape.

Many of these items are fried, offering a satisfyingly crispy texture that is hard to resist. You’ll find vendors selling these treats at parks, bus stations, and along busy streets, especially in the mornings and late afternoons. Each one offers a unique taste of the country’s diverse food culture.

Here are a few must-try street food dishes to look out for:

• Empanadas: Fried pastries filled with ground meat or cheese, perfect for a quick snack.
• Carimañolas: Crispy yuca fritters stuffed with seasoned beef.
• Hojaldras: Fluffy fried bread that can be eaten plain, with cheese, or sprinkled with sugar.
• Raspados: Shaved ice topped with flavored syrups and condensed milk to beat the tropical heat.

Vegetarian-Friendly Options in Panama

While many traditional Panamanian dishes are meat-centric, there are still plenty of delicious vegetarian-friendly options to enjoy. The cuisine’s reliance on fresh produce like root vegetables, plantains, and rice means that many side dishes are naturally vegetarian and can easily be combined to make a filling meal.

When ordering, it’s always a good idea to confirm the ingredients, as broths or beans may sometimes be prepared with meat. However, with a little navigating, vegetarians can absolutely find satisfying and authentic Panamanian food. Don’t hesitate to ask for simple preparations of the country’s wonderful produce.

Here are some great vegetarian-friendly choices to look for:

• Patacones or Yuca Frita: These fried plantain or yuca sides are universally available and delicious.
• Arroz con Coco: Fragrant coconut rice is a flavorful and filling option.
• Panamanian Tortillas: Thick corn cakes, often served with white cheese on top.
• Ensalada de Papas: A creamy potato salad that is a common side dish for many meals.

Conclusion

In summary, exploring the vibrant world of Panamanian cuisine offers a delightful adventure for your taste buds. From hearty dishes like Sancocho de Gallina to sweet treats like Raspados, each meal tells a story infused with local ingredients and flavors. The unique spices, tropical fruits, and seafood influences not only reflect the rich culture of Panama but also make every bite an unforgettable experience. Whether you’re indulging in traditional favorites or street food delights, embracing these culinary treasures is a must for any food enthusiast. So, don’t hesitate to dive into Panama’s diverse food scene—you’re bound to find something that excites your palate! If you’re eager to learn more about these delicious dishes, get a free consultation to discover the best places to enjoy them.

How Does Panama Food Compare to Belizean Rice and Beans in Terms of Flavor and Preparation?

Panama food offers diverse flavors, often featuring tropical ingredients and spices. When comparing it to the Belizean rice and beans recipe, the latter stands out for its hearty, comforting taste, enriched by coconut milk and spices. In contrast, Panama’s cuisine emphasizes fresh seafood and unique sauces that enhance regional dishes.

Frequently Asked Questions

What are the most popular traditional Panamanian dishes?

Some of the most popular traditional dishes in Panamanian cuisine include Sancocho de Gallina (the national chicken stew), Ropa Vieja (shredded beef), and Arroz con Pollo (rice with chicken). These beloved staples are enjoyed across the country, especially during celebrations, and are must-tries for any visitor to Panama.

What are some unique ingredients commonly used in Panamanian cuisine?

Panamanian cuisine showcases many unique ingredients like culantro (a potent herb), yuca, plantains, and ñampi (a root vegetable). The use of fresh tropical fruits is widespread, and coconut milk is a key component in Caribbean-style dishes. Spices like achiote, cumin, and black pepper are also common ingredients.

Are there vegetarian-friendly options in Panamanian food?

Yes, there are several vegetarian-friendly options in Panamanian food. You can enjoy delicious side dishes like patacones (fried plantains), yuca frita, and arroz con coco (coconut rice). Panamanian tortillas with cheese, fresh salads, and dishes highlighting the abundant tropical fruits also make for great vegetarian choices.

Citations: [1] Rodriguez, H. (2019). A History of Ropa Vieja, the National Dish of Cuba. The Spruce Eats. Retrieved from https://www.thespruceeats.com/history-of-ropa-vieja-2137877

At Remitly, our goal is to help you connect with the world in every way possible. From sending money to exploring new countries, we want to give you the resources needed to flourish no matter where you are. I’ve lived all over the world, from university in Paris, France, to teaching in Osan, South Korea, and with each move, I found myself excited and scared all at once.

Moving to a new country isn’t easy, and finding your community takes time. It was over a month before I felt confident enough to join the local meetup, much less order coffee in Korean at a nearby cafe. Even with all the technology available today, settling into a new country can sometimes feel like a puzzle.

That’s why we’ve created a 2025 guide to the best expat-friendly events—a starting point for connecting with the community, discovering local traditions, and building lasting friendships.

Why expats love local events

One of the best parts of being an expat is seeking out authentic experiences where you can make connections and lifelong friendships. There’s a lot to explore and learn when moving to a new country, and there’s no better way to do so than through people, both fellow immigrants and locals.

George Driscoll, writer at Remitly and former digital nomad, says “expat events can make settling into new cities so much easier. Immediately you can get a list of recommendations curated by people in a similar position to yourself. Also on a personal level, if you’re nervous, hearing people reaffirm your anxieties can help to remind you, you’re not alone in this new adventure.”

How expat events can benefit you

• Cultural exchange: Attending local festivals and fairs is not only a great place to observe but to get involved and immerse yourself in your new country’s culture.
• Networking opportunities: Expat networking events create spaces where newcomers can meet industry professionals, entrepreneurs, and people who share similar interests. If you love art, or craft beers, or needlework, or anything else, chances are you’ll be able to find groups that share your passion.
• Building a sense of belonging: Shared experiences form bonds. Expat events, no matter what they are, help create support networks that make adjusting to your new home easier. There’s a good chance you could meet people who have been through exactly the same experience and can give you some tips on how to make the best of your new home.
• Language exchange: If your local language skills are a little rusty, these meetups can be the perfect place to learn some key phrases and train your linguistic muscles again.

Grab your passport: 2025’s best expat-friendly events

In these digital-first days, we might have everything in the palm of our hands, but nothing will ever beat live, in-person community. There’s something about communing with others who’ve also just moved and sharing their struggles with the bank, funny stories from the supermarket, and understanding your new home’s utility bills, for example, that you won’t find online.

But how do you go about finding new friends and connections? Here’s a few tips to help you start discovering events in some of the world’s most diverse cities.

New York

The city that never sleeps absolutely thrives on a huge variety of immigrant communities.

It’s one of the easiest cities for an expat to meet people from around the world. You’ll quickly see how truly magical The Big Apple is—and if you can make it there, you can make it anywhere.

Expat events to check out in New York

• The New York City Expat Meetup Group, with almost 4,000 members, this is one of the bigger expat meetup groups in the city. They often host parties, including things like Halloween balls, or Holiday themed dance nights.
• British Expats in New York – This meetup is angled towards Brits in the U.S. but also is open to those interested in British culture who want to speak to people who have moved from England, Scotland, Wales, and Northern Ireland. Admission is typically free, too!
• Ninth Avenue International Food Festival: A yearly event stretching across Ninth Avenue, you’ll have the chance to try cuisine from all over the world. While not an expat-specific event, immigrants are sure to check this out, making it the perfect place to meet new people.
• If you’re looking for people from your home country, try Facebook groups such as ‘Aussies in New York’ ot the ‘Big Apple Brits’. These groups are a great place to ask questions when making the move.

Pro tip: While New York is diverse, visiting neighborhoods like Jackson Heights or even Williamsburg, where many newcomers choose to settle when moving to the city, might help you make connections or find even more New York expat activities.

London

London’s multicultural makeup makes it one of the most expat-friendly cities in Europe. With many immigrants coming to live, study, or for work, you’ll find plenty of opportunities to meet new people in this historic city.

Expat-friendly events around London

• Fast Friending: Hosted by London Expats Culture & Social, they have weekly meetups to connect you with friends fast! If you’re unsure how to make that first connection in your new city, this might be the event for you.
• World Citizens’ Friday Social: Hosted by the group World Citizens on Eventbrite, this popular meetup’s secret venue is revealed each week through a lottery system. While spaces are limited, this is a fun and exciting way to get into one of the best-kept secrets in London!
• International Film Week: Film week in London attracts people from around the world, so if you’re a film buff it’s a great opportunity to meet people and talk all things movies. You can check out The Garden Cinema or Film Freeway for more details.
• When it comes to Facebook groups, London is a very active city for this type of expat group. There’s the ‘American Expats Living in London’, the broader ‘London Expats’ group, while continental neighbors may benefit from the 74k+ strong ‘Europeans in London’ chat.

What do expats think of these events in London? “I always meet very smart and interesting people from all around the whole world here.” says, Ai Ling Y, in a review left on the World Citizens’ Friday Social expat event in London.

If these aren’t your thing, or you’d prefer to attend with somebody else, you can reach out on both Meetup.com and Facebook to fellow attendees looking for someone to go with.

Tokyo

Tokyo is a city rich in tradition, but embracing the modern world at the same time. It’s an epicenter of both business and culinary culture, with a growing international community. So there’s no shortage of expat meetups and events.

Exciting expat-friendly events in Tokyo

• The Global Village Summer Festival: If you’re studying in Tokyo, you should definitely consider checking out this event, hosted by Global Village. It promotes cultural exchange between Japanese and international students. While the festival itself is a summer event, Global Village offers international students plenty of other opportunities throughout the year, too. They’re pretty varied, too, with events ranging from debate night to flower arranging as part of their Japanese culture series.
• Tokyo Expats Monthly Meetups: Hosted by Tokyo Expats, this is just one of many events they host for people to mingle and make new friends.
• Tokyo Expat Social Club: an active group of over 3,000 members that’s part of the Toky Expats organization, hosting multiple events throughout the month. From bowling to talks on culture and work-life balance, there’s something for everyone.
• For more active comments, posts, and chats, people moving to Tokyo should consider the ‘For Foreigners Living in Japan’ group, as well as the active ‘Expats in Tokyo’ community.

There are more events across the city, too; join Tokyo’s international community on Facebook to learn about gatherings and festivals happening throughout the year.

Berlin

Berlin is a city rich in history and culture, boasting an unrivaled nightlife with many people lining up for clubbing even in the middle of the day.

Berlin has almost too much to offer as a hub for international professionals and artists alike, so we’ve narrowed it down to some highlights to get you started.

Berlin expat events

• Karneval der Kulturen: A yearly festival and parade that brings together the international community in Berlin and aims to fight against discrimination while doing so. A great way to meet others, learn about different cultures, and support an important cause.
• English Comedy: This expat meetup isn’t free, but it’s a great way to meet people and have a laugh. Here, you’ll find hilarious stories about settling in Berlin and living abroad.
• Expat Freelancer Networking Event: Being a freelancer can be a very solitary experience, especially if you’re new to a city or country. This monthly event, hosted by Expat Freelancer Berlin, can help you get out of your house and away from your computer, giving you the chance to meet other expats in your field.
• There are numerous expat groups for those in Berlin, but the most active ones tend to be ‘Berlin Expats’ and the separate ‘berlin EXPATS’. When it comes to socializing, the ‘International Friends Berlin’ group can be a good place to start.

One thing’s for sure in Berlin—you certainly won’t be the only expat; some 23% of the city’s population are from overseas. Check out our guide to settling in this great city for more advice and information.

Sydney

Sun and surf aren’t the only things you’ll find Down Under, and Sydney continues to attract a large expat community. From beautiful beaches to the Downtown Sydney Annual Summer Street Festival, there are more things to do than there are days in the year.

Exciting expat events in Sydney:

• Multicultural Meetups: What’s On has a ton of events to choose from, from crocheting groups to social dances, and even a social group for Chinese-speaking seniors.
• Internations Events: These meetups are held by Internations.org and range from newcomer socials to an immersive VR event.
• Meet & Chat: This event is just one of many hosted by The International New in Sydney for ALL Ambitious People Meetup, allowing newcomers to the city to meet, network, and make long-lasting connections.
• Facebook groups: Of course, there’s Facebook groups available to chat and ask questions. For Brits in Australia, try ‘Poms in Sydney’, adults aged 25+ can benefit from this ‘Sydney Expats’ group, while Americans can find a group specific to them here, as well as South Africans too.

Look out for the Great Sydney Multicultural Festival, too—details for next year’s edition will be available soon. Meanwhile, if you love the outdoors, consider joining a club where you can meet other like-minded and adventurous individuals, such as SPAN.

How to find more expat-friendly events

Choosing which cities to highlight definitely wasn’t easy, since all around the world—from Seoul to Cape Town—there are events worth mentioning. So, if your city wasn’t featured, don’t worry! There are plenty of ways to find expat networking events near you.

Even in smaller cities you’ll find a wealth of opportunities to meet other expats navigating the same journey!

Expat groups and where to look:

• Social media platforms: Facebook groups like “Expats in [enter city]” or “[Enter city] International Friends” often post weekly event updates and share local and general information about your new city.
• Niche groups: On Facebook, or sometimes Instagram, you can find groups/pages for niche interests, such as ‘London Vegan Meetup’ or ‘Hiking in London’. Every city will have similar groups and while they’re not specific to expats, you’ll often find lots of people in your position going to such events to mingle with expats and locals alike.
• Event websites: Eventbrite.com and Meetup.com are two sites where you can search for events not just by city, but by interest and profession, too.
• Expat blogs and organizations: Internations.org, Expat.com, and right here at Remitly, you’ll find regularly curated information about events, guides, and resources to meet fellow expats, along with practical resources about your new home.
• Speak to other expats: sometimes there are WhatsApp groups which are invite-only so you might need to know someone to get in. You can try the above groups to start, or simply spark up a conversation on a walking tour or at a cafe. You never know what you might learn from someone.

Consider subscribing to any newsletters available at organizations like these so you don’t miss out on early-bird invitations or events in your area.

Tips for making the most of expat events

It’s common to be a little nervous when joining new groups and meeting new people, so you’re not alone if you feel that way. While these tips may seem obvious, sometimes our nerves get the better of us so these should help.

• Prepare and don’t be late: Arriving early and being prepared can go a long way. If you’re going to a networking event, it might be a good idea to arrive first. By arriving early, you can ensure you get a good seat or ease into conversations more comfortably, rather than showing up after everyone else has arrived. If you’re early you can usually speak to the organizers too who will be more used to speaking to strangers than other new joiners.
• Jump into conversations: Once you’re settled, engaging with others and keeping an open mind are great steps to making those desired connections. You’re not just experiencing a new city, you’re getting to see a whole new world filled with people with different experiences and worldviews. So expect things to be a bit different from what you’re used to.
• Be curious: Asking questions and showing interest can open doors and perhaps teach you something new. And if you connect with one or more people, follow up with them! Send a Facebook/Instagram request, a text, or even a LinkedIn invite. Don’t let the connection flounder once you’ve left the event.

Questions to ask at an expat event:

• What do you like most about living in [city]?
• Have you lived anywhere else?
• Can you recommend any other events for expats?
• Do you have any hidden gems to recommend?
• What made you want to move here?
• I love [cuisine], do you have any recommendations?

Expats often have lots of recommendations and fun stories from living elsewhere. Don’t be afraid to dig into the details and remember to share your own stories too so it isn’t one way.

New friends and new adventures await!

Building community and friendships takes time and commitment, so don’t be discouraged if you don’t walk away from the very first event with a new group of friends.

In Madrid, it took me only a couple of weeks to meet friends and have a blossoming social life, but in South Korea, it was well over a month before I finally started making connections.

Everyone’s journey is different, but I can also tell you that if I hadn’t shown up to expat events and put myself out there, I would never have made the lifelong friends I did.

Festivals, meetups, networking—it doesn’t matter what you choose, as long as you try. And if you’re in need of more resources, check out some of our posts on relocating or language learning as well.

FAQ

What is an expat-friendly event?

Expat-friendly events are where newcomers can engage with fellow immigrants, often focusing on cultural events and networking.

How can I find expat-friendly events near me?

Check out social media platforms like Facebook, Meetup, and Eventbrite for local expat-friendly events or networking opportunities.

Are there expat groups for specific interests?

Absolutely—hiking, running, book clubs, language, and even crocheting. Whatever you’re into, all you have to do is look, and if you can’t find a particular group that matches your interests, don’t be afraid to start one!

Are expat-friendly events affordable?

Many expat events are free or offer free admission, but you might need to buy a drink or some food. It really depends on the event, activity, or group, so it’s best to ask before joining.

What’s the best way to make connections at an expat event?

Being proactive is the best thing to do if you want to meet new people. Introduce yourself, follow up with those you made a connection with, and keep showing up!

Do you need an invite for expat events?

Most of the time you just need to put your name down on a sign up sheet, in person, or online. Unless the tickets are paid-for, you’re likely able to just turn up.

Are expat events used for dating?

It is not the norm for expat meetup events to be used for dating, they’re for socialising, meeting new people, and sharing tips and tricks. Having said that, you may find some expat groups host expat speed dating for example. Double check the description of the event if you are unsure.

Can I attend an expat event if I am not staying long-term?

If you’re someone who’s only in the city for a few months you can still attend expat events. Due to the nature of living and working abroad, many people will only attend for a matter of weeks/months and then move on. It’s totally acceptable and you won’t be judged for this.

As the Official Money Transfer Partner of LALIGA in North America, Remitly is proud to support football fans with their cross-border financial needs.

To celebrate El Clásico on October 26, we’re giving away five official team shirts. Each winner will receive one 2025–26 Men’s Home Shirt from their favorite LALIGA team.

How to Enter the Sweepstakes

Get $15 off your first Remitly transfer when you send $50 or more from the U.S. and enter for a chance to win:

1. Go to Remitly’s website or download the app.
   
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3. In the app, go to the ‘Rewards’ tab and enter the offer code ELCLASICO, then tap “Redeem Offer”. In the website’s top-right corner, click on your name, and a drop-down menu will appear. Click on “Redeem Offer” and enter the code ELCLASICO.
   
4. Send a transfer of $50 or more using the code by November 15, 2025. You’ll see the promo code applied in the transfer summary.
   
5. Complete your information, choose your delivery method, add your recipient’s information, and send the transfer. 

Your transfer is considered successful once the recipient receives the funds.

There is no purchase necessary to enter or win. See rules for details and alternate method of entry. 

Key Dates

Sweepstakes Entry Deadline: November 15, 2025 at 11:59 PM PT.

Random Drawing Date: November 25, 2025 3pm PT.

Winner Notification: November 27, 2025.

Offer Code Valid Until: December 31, 2025. New customers only. One per customer.

Official entry rules can be found here.

Terms & Conditions

NO PURCHASE NECESSARY. Open to legal residents of the 50 U.S. states and D.C., age 18+. Limit one entry per person and Remitly account. 5 winners will each receive one official team shirt. Winners will be selected via random drawing and notified on November 27, 2025. For full details and an alternate method of entry, see the Official Rules here.

Offer code Terms and Conditions.

Remitly, Inc. is Licensed as a Money Transmitter by the New York State Department of Financial Services and in PR (TM-143), a Foreign Transmittal Agency in MA, and a Currency Transmitter in RI. NMLS No. 1028236.

Key Highlights

Understanding the difference between 1099 and W-2 workers is crucial for taxes and business operations. Here are the key differences to keep in mind:

• A W-2 employee is formally employed, with the employer withholding employment taxes.
• A 1099 worker is an independent contractor responsible for their own tax payments.
• The main difference lies in the level of control an employer has over the worker.
• W-2 employees often receive employee benefits, while 1099 contractors do not.
• Each type of worker uses a different tax form to report income to the IRS.

Overview of 1099 and W-2 Worker Classifications

Are you hiring new people for your team? One of the first things you need to figure out is their worker classification. The Internal Revenue Service (IRS) recognizes two main types of workers: W-2 employees and 1099 independent contractors. This classification determines how you handle payroll taxes and what legal obligations you have.

Getting this distinction right is more than just a formality; it has significant financial and legal consequences. Incorrectly classifying a worker can lead to audits, fines, and back taxes. Let’s explore the differences between these two worker types so you can make the right choice for your business.

Understanding Independent Contractors (1099)

An independent contractor, also known as a 1099 worker or freelancer, is essentially a self-employed individual who provides services to your business. Think of them as running their own business. They are business owners who are hired to complete tasks or projects, but they are not on your company’s payroll. This arrangement offers flexibility for both you and the worker.

The defining feature of this relationship is the contractor’s autonomy. Independent contractors use their own tools and set their own schedules to get the job done. They have control over how and when they work, as long as they meet the project’s deadlines and requirements. This freedom is a major draw for many professionals in the gig economy.

When tax season arrives, these workers are responsible for their own tax returns. You don’t withhold taxes from their payments. Instead, you provide them with a Form 1099-NEC detailing their total compensation for the year, and they handle their own income and self-employment taxes.

Understanding Full-Time and Part-Time Employees (W-2)

A W-2 employee is what most people think of in a traditional employment context. These individuals are formally hired by your company and are considered part of your staff, whether they work full-time or part-time. The relationship is typically for ongoing work rather than a single project.

As an employer, you have a greater degree of control over a W-2 employee. You can dictate their set hours, where they work, and the methods they use to perform their duties. W-2 employees are also protected by labor laws, including those that enforce minimum wage and overtime pay.

A key responsibility for you as an employer is managing payroll taxes. You must withhold federal and state income taxes, Social Security, and Medicare taxes from each paycheck. In return, W-2 employees gain access to valuable benefits like health insurance, retirement plans, and paid time off, which are significant advantages over contract work.

Core Differences: 1099 vs. W-2 Status

The biggest difference between a W-2 employee and a 1099 contractor comes down to the degree of control and independence. This distinction affects everything from daily operations to year-end tax filings. Your decision on which type of worker to hire should be based on a reasonable basis to avoid legal trouble.

Understanding these core differences is essential for managing your workforce correctly. Below, we’ll examine the specifics of the work relationship, payment structures, and tax deductions to give you a clearer picture. This will help you determine whether hiring W-2 employees or 1099 contractors is better for your business needs.

Work Relationship and Control

The type of relationship you have with a worker is a primary factor in their classification. With a W-2 employee, a clear employer-employee relationship exists. You have the right to direct and control not only the final result of the work but also the details of how, when, and where the work is done. This is ideal for roles that require close supervision and integration into your company culture.

In contrast, the relationship with an independent contractor is defined by an absence of control. These independent workers are hired to deliver a specific service or outcome, but you cannot dictate their methods. They decide how to complete the project, which tools to use, and what their work hours will be.

This distinction is critical for ongoing work. If a worker’s role is permanent and integral to your daily business operations, they are likely an employee. If their services are temporary or project-based, and they operate with a high degree of autonomy, classifying them as a 1099 contractor is more appropriate.

Payment Structure and Tax Withholding

The payment structure and tax responsibilities are vastly different for W-2 and 1099 workers. For W-2 employees, you process payments through your payroll system. This involves regular paychecks (e.g., bi-weekly or monthly) and, most importantly, tax withholding.

Your business is required to handle income tax withholding and contribute to payroll taxes on behalf of your employees. This simplifies the tax process for the employee, as their estimated tax payments are made automatically throughout the year. The details of their earnings and withholdings are reported on their annual tax form, the W-2.

Independent contractors, on the other hand, manage their own tax payments. You pay them their gross earnings, typically after they submit an invoice. No taxes are withheld from these payments. It is the contractor’s sole responsibility to set aside money for income taxes and self-employment taxes. Here’s a quick comparison:

• W-2 Employees: Receive a regular salary or hourly wage with taxes withheld.
• 1099 Contractors: Are paid a flat fee or hourly rate per project with no taxes withheld.
• Tax Forms: W-2 employees receive a Form W-2; 1099 contractors receive a Form 1099-NEC.

Tax Implications for 1099 and W-2 Workers

The tax liability for workers and employers changes dramatically depending on whether a worker is classified as 1099 or W-2. For W-2 employees, the tax process is largely managed by the employer. For 1099 contractors, the responsibility falls squarely on the individual.

Understanding these tax implications is vital for both federal tax purposes and your own financial planning. Key differences include how taxable income is reported, which business expenses are deductible, and who pays Social Security and Medicare taxes. We will now explore how income taxes and other contributions are handled for each worker type.

Income Reporting and IRS Forms

At the end of each tax year, you must provide the correct tax form to each person who worked for you. W-2 employees receive Form W-2, “Wage and Tax Statement,” which details their total wages, tips, and the taxes withheld from their pay. They use this form to file their personal income tax return.

Independent contractors who earned $600 or more from your business receive Form 1099-NEC, “Nonemployee Compensation.” This form simply reports the total amount you paid them. Unlike a W-2, it does not show any tax withholdings. The contractor uses this information to report their income and calculate their taxes on their tax returns. Most businesses now use electronic filing to submit these IRS forms.

The table below summarizes the key differences in income reporting.

Social Security, Medicare, and Self-Employment Taxes

One of the most significant tax differences involves Social Security and Medicare taxes, which fall under the Federal Insurance Contributions Act (FICA). For a W-2 employee, the employer and employee split this tax. The employer withholds 7.65% from the employee’s paycheck and contributes another 7.65% themselves, for a total of 15.3%.

Independent contractors, however, are responsible for the entire 15.3%. This is known as the self-employment tax. They must calculate and make these tax payments to the IRS, usually in quarterly estimated installments throughout the year. This ensures they stay current with their tax obligations.

This higher tax burden is a major consideration for anyone thinking about freelance work. While contractors have more flexibility and can deduct business expenses, they don’t have an employer sharing the cost of their employment taxes. Managing these tax payments is a crucial part of being a successful independent worker.

Employee Benefits: What’s Included and What’s Not

Beyond salary and taxes, employee benefits are a major dividing line between 1099 and W-2 workers. For W-2 employees, benefits are a significant part of their total compensation package and provide a crucial safety net. These perks typically include health insurance, retirement plans, and paid time off.

Independent contractors, on the other hand, do not receive these benefits from the companies they work for. They are responsible for securing their own health coverage, saving for retirement, and covering their own time off. Let’s look closer at what’s included for employees and what contractors miss out on.

Health Insurance and Retirement Plans

For most W-2 employees, access to employer-sponsored health insurance and retirement plans is a huge advantage. Companies often cover a significant portion of health insurance premiums, making coverage more affordable than buying it on the open market. Many employers also offer retirement plans like a 401(k), often with a matching contribution.

Independent contractors must navigate this landscape on their own. They are responsible for purchasing their own health insurance through the marketplace or a private broker. While they may be eligible for a tax credit to help offset the cost, the administrative burden and full premium costs fall on them.

Similarly, contractors must set up and fund their own retirement accounts, such as a SEP IRA or Solo 401(k). While these plans offer great tax advantages, they lack the benefit of an employer match. Key benefits W-2 employees may receive include:

• Group health, dental, and vision insurance plans.
• Access to a 401(k) or other employer-sponsored retirement plan.
• Employer contributions to insurance premiums and retirement savings.

Paid Time Off, Unemployment, and Worker’s Compensation

W-2 employment comes with a suite of legal protections and benefits that provide financial stability. This includes paid time off for vacations, holidays, and sick pay. Federal and state hour laws also mandate things like overtime pay for non-exempt employees, ensuring they are fairly compensated for extra work.

Furthermore, W-2 employees are covered by programs that provide a safety net during difficult times. Employers pay into state funds for unemployment insurance, which provides temporary income to employees who lose their job through no fault of their own. They are also required to carry worker’s compensation insurance, which covers medical expenses and lost wages if an employee is injured on the job.

Independent contractors receive none of these protections. If they don’t work, they don’t get paid, meaning no sick pay or vacation days. They are not eligible for unemployment insurance if a contract ends, nor are they covered by a client’s worker’s compensation policy. Protections from agencies like the Equal Employment Opportunity Commission also primarily apply to employees.

How Employers Decide: Classifying Workers Correctly

Choosing between hiring a 1099 contractor and a W-2 employee isn’t just about preference; it’s about following legal guidelines. Correct worker classification is essential to comply with rules set by the IRS and the Department of Labor. Making the wrong call can lead to serious penalties.

To make an informed decision, you must have a reasonable basis for your classification based on the nature of the work and your relationship with the worker. The following sections will detail the key criteria the IRS uses and the risks of misclassification, giving you the tools to ensure legal protection for your business.

Key IRS Criteria for Worker Classification

The IRS looks at the entire relationship between a business and a worker to determine the correct classification. No single factor is decisive. Instead, the determination depends on the degree of control and independence, which the IRS groups into three main categories.

First is Behavioral Control, which examines whether the business has the right to direct and control how the worker does their job. This includes the type of instructions given, the degree of instruction, and the training provided. Second is Financial Control, which looks at who controls the economic aspects of the job, such as how the worker is paid, whether expenses are reimbursed, and who provides the tools and supplies.

Finally, the Type of Relationship considers how the parties perceive their relationship. This includes written contracts, whether benefits are provided, and the permanency of the relationship. Some states use a simpler “ABC test,” but the core principle remains: the more control a business exerts, the more likely the worker is an employee. Key IRS considerations include:

• Who controls how the work is performed?
• Who controls the financial aspects of the job?
• What is the nature of the relationship and intent of both parties?

Risks and Penalties of Worker Misclassification

Misclassifying an employee as an independent contractor is a serious mistake that the IRS and Department of Labor investigate thoroughly. If you are found to have a misclassified worker, the consequences can be severe. The penalties are designed to recover unpaid employment taxes and discourage future violations.

If the IRS determines the misclassification was unintentional, you could be liable for a portion of the unpaid FICA taxes, plus interest and penalties. However, if they find you intentionally misclassified the worker to avoid paying taxes, the penalties are much harsher. You could face fines totaling 100% of the FICA taxes for both the employer and employee portions, plus additional criminal penalties of up to $1,000 for each misclassified worker.

If you realize you have made a classification error, you can take steps to correct it. The IRS offers the Voluntary Classification Settlement Program (VCSP), which allows eligible businesses to reclassify their workers voluntarily. This program offers some relief from back taxes and penalties, providing a path to compliance. For additional information, consulting a tax professional is always a wise decision.

Special Scenarios and Common Questions

While the distinction between 1099 and W-2 workers seems clear, some situations can be more complex. For example, what happens when one person performs different types of work for the same company? This can lead to an individual receiving both a W-2 and a 1099 form in the same calendar year.

These special scenarios require careful handling to ensure compliance with federal income tax and state income tax laws. For small businesses managing various types of workers, understanding these nuances is key to accurate tax reporting and avoiding confusion for everyone involved.

Instances When You Might Receive Both a W-2 and a 1099 Form

It is possible for a company to issue both a W-2 and a 1099-NEC to the same person in one year. This typically occurs when a W-2 employee also performs separate, distinct work for their employer as an independent contractor. For the 1099 work to be legitimate, it must fall outside the scope of the person’s regular job duties.

For example, a salaried graphic designer might be hired by their company as a 1099 worker for a one-time weekend project to photograph a company event. The regular design work is reported on a W-2, while the separate photography gig is reported on a 1099. This allows the worker to be treated as an employee for their primary role and a contractor for the unrelated task.

When you receive both forms, you must report both sources of income on your tax return. The income from the W-2 is reported as usual, while the 1099 income is reported as business income. This also means you can deduct relevant business expenses for your contract work, such as business mileage or home office expenses, which you can’t do for your W-2 wages.

Frequently Asked Questions

Are 1099 workers taxed differently than W-2 employees?

Yes, their tax responsibilities are very different. A W-2 employee has employment taxes, including their share of Social Security and Medicare, withheld by their employer. A 1099 worker is responsible for paying the entire amount of these taxes themselves through the self-employment tax. Each worker also uses a different tax form for reporting income.

What are the advantages of being a W-2 employee versus a 1099 contractor?

The primary advantages of being a W-2 employee include access to employee benefits like employer-sponsored health insurance, retirement plans, and paid time off. W-2 employees also benefit from employer contributions to Social Security and Medicare taxes and are protected by laws governing minimum wage and unemployment insurance.

How can businesses ensure they classify workers correctly in the United States?

To ensure correct worker classification, businesses should carefully evaluate the relationship based on IRS and Department of Labor guidelines, focusing on behavioral and financial control. Establishing a reasonable basis is key. For legal protection, consult with a tax professional or employment lawyer to review your specific situation.

The final months of the year are a magical time in many different countries and cultures. It’s a time when people across the globe gather with family and friends to celebrate festivals of immense religious and historical significance. Gift gifting can be a cherished part of such festivities, and there’s no reason to feel left out if you can’t be with your loved ones in person during the holiday season.

Thanks to Remitly, it’s easy to send money home for the holidays, making your presence felt even if you’re thousands of miles away. Here are five reasons why Remitly may be the ideal way for you to treat the people you care about.

1. Great Exchange Rates

When you’re sending a financial gift to a loved one, you’ll want your payment to translate into as much of your home country’s currency as possible. Bearing this in mind, the exchange rate provided by a bank or money transfer company is a crucial thing to consider with any remittance you make. After all, this tells you how much one unit of your current country’s currency will equate to back home.

Say, for example, you’re based in the UK and want to send money home for the holidays as a Christmas gift to a relative in Kenya. You may see a remittance company offering an exchange rate of 1 GBP = 158 KES. This means a hypothetical £50 gift would translate to 7,900 Kenyan shillings.

A number of factors can influence how currencies compare in value on the international market. These include the respective countries’ interest rates, their ratio of imports and exports, and the monetary policies of their central banks. While these big geopolitical considerations are beyond your control, it’s important to remember that the precise exchange rate available to customers will differ between banks and remittance companies. So, it’s a good idea to shop around to see where you can enjoy a rate that turns the amount you’re sending into as much of your home country’s currency as possible.

That’s what you get with Remitly. As we’re entirely online, we don’t have to cover the running costs of land-based premises, and this saving means we can afford to provide highly competitive exchange rates to our customers.

2. Speed

When sending money back home, the last thing you want is for your recipient to be kept waiting a long time, especially when festivities are underway. This is why offering a speedy service is integral to Remitly. What’s more, many of our customers are also able to select how quickly they’d like the money to be delivered. Depending on where your recipients are based, you may be able to choose between the Express option, which is ideal if you want the money to get there fast, or the Economy route, when time isn’t of the essence.

However you choose to send money home for the holidays, Remitly will keep you informed with real-time updates on your mobile device, so you’ll know exactly when your festive gift reaches its destination.

3. Security

Over five million people around the world trust Remitly to send their money, so it almost goes without saying that security is top of our list of priorities. Our customers’ accounts are protected by two-factor authentication (2FA) and the same kind of cutting-edge encryption technology employed by banks and government agencies.

Round-the-clock fraud monitoring is integral to Remitly, with automated risk management procedures running 24/7 to identify any signs of suspicious activity. We also have a team of in-house security experts who manually monitor our operations, staying vigilant for potential vulnerabilities, upgrading systems, and fixing any issues that might arise.

As we touched on earlier, you’ll receive updates on every step of every transfer, so you’ll have complete peace of mind throughout the process. You can also check the progress of your transfer through the Remitly app or website.

4. Customer service

Whenever you’re sending your hard-earned money online, it’s reassuring to know there are people on hand to answer your questions and resolve problems. At Remitly, we’re always ready to help with any issue related to your account or transfer, with customer support staff available via online live chat, 24 hours a day. You can open up the chat window and speak to Remitly staff who are fluent in English, French, and Spanish.

Alternatively, we have staff fluent in English and Spanish ready to chat on the phone between 5am and 11pm PT. So, in the unlikely event of a delay with your transfer, or any other problem, you won’t be left wondering what to do.

5. Disbursement methods

Convenience is key to international money transfers. After all, whether you’re sending a gift for the holiday season or providing ongoing financial support, it can be pretty frustrating if your loved ones aren’t able to receive the money in a way that suits them.

At Remitly, we support a range of disbursement methods. Depending on the country you’re sending money to, your friend or relative may be able to receive money by:

• Bank transfer, which means the money will simply land in their account, ready to be used. Your recipient won’t have to do anything at all except wait for the gift to get there.
• Mobile money, where the funds are sent to eligible mobile money apps in your home country. This is a particularly important service for customers sending money to countries where mobile apps are the norm, like China.
• Cash pickup, so your recipient can collect the money in banknotes from a designated location that’s convenient for them. A great solution if your loved one doesn’t have a bank account.
• Home delivery, which as the name suggests means the money is delivered as cash by courier to your loved one’s door. This is a popular option for those living in rural or remote locations.

So, however you send your gift, Remitly will make the process as secure, as fast, as fairly priced, and as convenient as possible.

Do you use the same password for your financial apps, whether they’re for money transfers, payments, or banking? If you do, you’re not alone. One safe password is hard enough to remember, let alone multiple.

Still, creating a strong and unique password for sites like Remitly is a good idea. More than 65% of all data breaches in 2019 led to password leaks. That’s a scary statistic, considering a leaked password can lead to fraud.

The good news is that selecting a strong and memorable password can go a long way toward protecting you. This guide teaches you how to create a safe password for Remitly and every other site you use.

Quick tips for password safety

• Create different passwords. Use a variety of passwords for the sites you use to deter cyber criminals.
• Use a password security tool. Check your password against a security tool that can offer suggestions to improve the strength of your login information.
• Review data breach notifications. If a website informs you of a data breach on its site, act quickly and change your login information.
• Regularly change your login information. Consider changing your passwords every few months to reduce the risk of getting hacked.
• Opt for two-factor authentication. Take advantage of any site that offers additional security measures like two-factor authentication. For example, some sites may send you an email with a code to verify your identity in addition to entering your secure password.

• Consider using a password manager. Password managers store your password information and in some cases, they may use facial recognition software as an added layer of defense.

The weak password phenomenon

Nearly 7 in 10 people admit to using the same password on multiple sites and devices. Meanwhile, 13% say they use the same password on every site that requires a password.

These numbers show that even though most of us receive warnings about the dangers of an insecure password, we often overlook them for convenience.

In fact, when people get asked to change their passwords for security purposes, about half change just one digit or add one character to their old password. 

Of course, we’ve all been guilty of less-than-safe password practices at some point or another. However, when it comes to passwords for our financial services, it’s important to take the extra steps to ensure security.

Why does a strong financial password matter?

It’s so important to use unique, strong passwords everywhere they’re required because of the emerging technologies that hackers and cybercriminals have at their fingertips.

Cracking a password isn’t a matter of someone sitting in a dark room typing in a variety of combinations. While some people become fraud victims due to this type of brute-force attack, most cyber criminals are much more resourceful.

It’s entirely feasible to use modern software to try every single eight-character password combination in a relatively short time. That’s why new suggestions recommend using 12 or 16 characters in your password.

Adding just one character exponentially increases the number of possible combinations, which is why the longest passwords are the most secure.

How to create strong passwords

Passwords can be tough to remember, especially when a secure password tends to be long and seemingly random. 

The requirements for your Remitly password align with the expert suggestions, such as:

• At least one uppercase letter;
• At least one lowercase letter;
• At least one digit;
• At least one special character; and
• At least 12 characters in total

Combining uppercase and lowercase letters can lead to around 2 billion potential combinations for a six-letter password. However, throwing in digits and special characters is an extra safety step.

How to remember your safe password

Writing down your password isn’t a good idea, so what can you do if you need help remembering it?

Use the following tips to make your secure passwords easier to recall, whether it’s your Remitly password or any site’s login information:

Save clues

Instead of writing down your passwords, follow McAfee’s advice and keep a list of clues. Make these clues unique and something only you can decipher. 

Use a formula

If you absolutely can’t remember a random password, create a formula that helps you remember it based on the site you’re using. For instance, your Remitly password may start or finish with “N” since navy blue is the site’s dominant color.

Get creative

It’s best to avoid spelling out common words or including birthdates in your password, but you can get creative and come up with your own “coded” language for passwords. For instance, lowercase “e” may also be replaced with a “3,” or you can use “m” instead of “n.”

Create an acronym

Incorporating the rules above, you might create a password using the acronym of a memorable sentence. For example, “You will forever and always be in my heart, Jenna” could be turned into “uwf+ab1M<3J.” Adding memorable numbers to the start, end, or middle adds extra security.

Use dictionary words

Another approach is to use a paper dictionary as a source for random passwords.

With this method, you open the dictionary to any page and look at the random words that appear there.

Choose a long one to be your hard-to-crack password, and then add the page number of the word and a punctuation mark at the end.

Adding these characters can protect you from so-called dictionary attacks. In these attacks, hackers create software that enters all the dictionary words in a database to see if any provide access to accounts.

Once you’ve created your strong password, grab a notebook and write down the name of the site. Then, put the page number and the line number of the word.

For example, say you open the dictionary to page 30 and find the word apparition 10 entries down on the page. You could make your Remitly password Apparition30!.

Then, write the following in your notebook: Remitly 30 10. Continue using this method to create unique passwords for all of your accounts.

For security, store your notebook in a safe place, such as a lockbox, and store your dictionary somewhere else.

Top password security tips

Follow these important tips to create strong passwords and protect your password information.

Employ different passwords for your online accounts

We touched on this earlier, but it’s so important that it’s worth repeating. Create a unique password for every site you use.

Unique passwords limit how much damage cyber criminals can do through brute force attacks and hacking software. 

For example, say that a hacker manages to get your social media account password through a security breach. If you only have one password for all of your accounts, they can now potentially get into your email. From there, they can find out what websites you use and gain access to more of your accounts, like your online banking.

On the other hand, if your social media account has a unique password, the damage the hacker can do is greatly limited because they don’t have the information for all your accounts.

Use a checker to review strong passwords

A good rule of thumb when creating your password is to check it against a security tool. These tools can suggest tweaks to your password ideas. For example, “uwf+ab1M<3J” goes from taking about 52 years for a computer to crack to 400,000 years just by adding “11” to the end.

Among other security precautions, most websites have a built-in tool that shows you the strength of your password while you’re creating it. This proves very helpful as you work to upgrade the security of all your passwords. 

Try a password generator

If you’re finding it difficult to come up with strong passwords, try a password generator. It’s a tool built into some browsers and available on certain websites.

When you click a button, the password generator creates a random password that consists of lower and uppercase letters, numbers, and characters.

The codes generated are usually good password ideas because they feature a random series of characters. Since it only takes a second to create a strong password this way, you can make multiple passwords in no time.

The only downside to using a generator is that the characters they produce aren’t often memorable passwords. As a result, people often use generators along with password managers, which we’ll introduce you to in the next section.

Consider a password manager

A password manager makes remembering and creating strong passwords for every site you use much easier.

Password managers are apps and software programs that store password information for you. You typically need to create a separate unique password consisting of letters, numbers, and symbols to access them.

Some password manager apps take security one step further by working with the camera in your mobile device or your webcam. These password managers have facial recognition software that lets them scan an image of your face and only open it when the camera confirms that you’re trying to gain access.

If you use a password manager, you don’t have to worry about remembering the login details for all of your accounts, freeing you to create a super-secure long password consisting of random letters, numbers, and symbols.

Keep an eye out for data breach notifications

When websites and service providers learn of data breaches, they’re obligated to notify those affected, but how they do so may vary. Some send emails, while others mail letters.

If you receive a notification, select a new password that’s completely different from your previous one to protect your account.

Update your login credentials regularly

Choosing a new secure password for all of your accounts on a regular basis is a smart move. While you may get a notification if you’re ever affected by data breaches, it’s possible that what you thought was a strong password has gotten into the hands of data thieves without your knowledge.

By changing to a new secure password every few months, you reduce the risk of hacks. 

Rethink storing passwords in your browser

Most web browsers can store your password details for various sites.

With some browsers, the storage feature may provide the same level of security you’d expect if you use a separate password manager, but this isn’t always the case.

Before you agree to save your strong password in your browser, read about the security features to keep your password private.

If you opt to store your passwords, limit who has access to your mobile device or computer. While you’d hate to think that someone you know may betray your trust and access an account without your knowledge, it does happen.

Be wary of public Wi-Fi

Many hotels, restaurants, office buildings, and other places offer public Wi-Fi you can access without entering a password.

While these hot spots are convenient, they can provide opportunities for clever data thieves. Avoid entering passwords on sites when you’re using a public Wi-Fi hotspot to protect your personal information.

Consider your social media profiles when creating passwords

If you prefer to create your passwords rather than use a generator or another of the methods described above, keep in mind what you’ve shared with the public.

Public social media profiles can provide a wealth of information for cybercriminals to exploit.

Depending on how much you share, they may be able to determine the names of your pets, where you were born, your birthday, your anniversary date, the name of your high school, your graduation year, and other personal information you might use when making passwords.

Never use personal information you’ve shared on social media as a starting point to avoid ending up with weak passwords. Setting your social media accounts to private can also help.

Don’t share passwords with anyone

Keeping your passwords private is vital to your online safety. While it may seem obvious to not share your passwords with anyone, the truth is that many people do.

For example, you may have heard of someone using the password from a friend’s account to access a streaming service like Netflix or Hulu. If that person uses simple passwords, their friend may be able to easily guess what login information they use for other sites.

Also, scammers may try to obtain your password in different ways. Some make phone calls claiming to be security departments and ask for password details. They may even send out fraudulent emails or texts requesting the data.

If you receive this type of call, text, or email, the best password safety practice is to contact the business directly using the contact information you have for them. Double-checking the authenticity of the message or call can prevent you from becoming a victim of fraud.

Opt into two-factor authentication

Two-factor authentication works hand in hand with strong passwords.

Available through many websites, it requires you to do more than just enter a password to access your account. For example, you may need to enter a code sent to you via text message or email, or scan your fingerprint or face for access.

By providing a second layer of security, two-factor authentication can dramatically reduce the risk of data theft, so opt for it whenever you can.

Create a strong password and send money today

Now that you know the best way to create a strong password, you’re ready to protect yourself while sending money to your family abroad with our easy-to-use app.

Remember to keep your new Remitly password safe and secure, too.

Learn more about what Remitly is doing to protect your personal information and accounts here, and begin sending money today.