Remitly Wallet
Your money, ready when you are
Keep a secure balance that’s always within reach—ready to send instantly when life surprises you, save for future goals, or spend.
Acceptance to the waitlist does not guarantee account eligibility. Terms and conditions apply(opens in new window).
Designed for your everyday needs
Remitly Wallet helps you stay prepared for every transfer—simply, securely, and always with Remitly’s best rates.
No minimums, no monthly fees, no foreign transaction fees. Just the flexibility and confidence to send and spend directly from your wallet—your money, ready wherever life takes you.
Always ready. Always at our best rates
When the unexpected happens, every moment counts. With money in your wallet, you can send instantly, knowing it’ll arrive on time and always at our best available rates.
Smart saving, flexible sending
Add money at your own pace and send when the time is right. One balance for everything that keeps life moving — school fees, bills, or a little help for family back home.
No monthly fees. No minimums
Keep more of what’s yours. With no fees to add money and no minimum balance requirements, you can manage your balance without worrying about extra costs.
Trusted by millions who send with care
Since 2011, the Remitly app has made sending money secure and easy, ensuring every transfer arrives safely and on time. Remitly Wallet is built right into the app, offering the same security, reliability, and peace of mind you rely on.
Be one of the first to try the new way to store, send, and spend money with Remitly Wallet
Trusted by millions since 2011
App rating based on all countries or regions. Rating may vary based on user location.
See what customers are saying
“I like knowing that when I need to send, it happens right away instead of waiting for a bank transfer to go through. I just hit send, and it’s done.”
—ED B.
Sends money from USA to Mexico
“I used Remitly Wallet to put aside money for an emergency, and it was very helpful. When I have money there, I don’t need to worry.”
—Kwasi A.
Sends money from USA to Ghana
Get more from your wallet with Remitly One.1
Earn rewards on your balance and make every dollar go further with Remitly One. A flexible plan to send, store, and grow your money across borders, all in one place.
Instant access up to $250 to send now and pay later2
Annual rewards on money stored in your Remitly Wallet3
Up to $5/month cashback for adding money and using autopay4
All inside the Remitly app that millions already trust
Remitly Wallet FAQ
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What is Remitly Wallet?
Remitly Wallet is a feature within the Remitly app that gives you a simple way to keep money ready to send. You can add funds, store them safely, and transfer when the time or rate feels right. Use your wallet to set money aside for future transfers, personal goals, or to have funds ready in case of an emergency—all with no hidden fees.
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Who can use Remitly Wallet?
Remitly Wallet is currently available by invite only for Remitly customers sending money from the United States. We’re gradually opening access to more customers and countries. If you’d like to be among the first to try it, you can join the waitlist.
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What currencies can I store in a Remitly Wallet?
At this time, you can add and store USD in your Remitly Wallet. When you send, your money is automatically converted to your recipient’s local currency with Remitly’s best available rates. We’re working to make more currencies available soon so you can manage and send even more flexibly.
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How is my money kept safe in a Remitly Wallet?
Your security and peace of mind are our top priority. We use advanced data protection to help keep your account safe from fraud. The money you hold in your Remitly Wallet is stored or transferred through trusted U.S. banking partners, so you can feel confident your funds are in good hands.
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How long does it take for money to appear in my wallet?
Transfers from a linked bank account can take 3 to 6 business days to complete. Once your money arrives, it’s ready to send right away.
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How long does it take for a transfer from my Remitly Wallet to be processed?
Transfers from your Remitly Wallet begin processing as soon as you send them. Delivery times depend on your chosen delivery option, and we’ll keep you updated at every step so you always know when your money will arrive.
1Remitly One is a monthly membership subscription service provided by Remitly, Inc. with a monthly flat fee subject to change. Applicable transfer fees and any other fees charged in connection with your Remitly transfer not included in your Remitly One membership. Terms and Conditions apply.(opens in new window) Cancel anytime. Rewards rates and terms subject to change. Eligible customers can join Remitly One directly in the Remitly app.
2Remitly Flex is provided by Remitly Adv, Inc. Offers for first time customers are $50, and $50 to $250 for existing Remitly customers. Increase your Flex offer over time with positive payment history and using Remitly. Advances must be repaid in full within 90 days to remain eligible for future access. Eligibility, offer terms, and pricing may vary and are subject to change. Terms and conditions apply. Not currently available in the following states: CT, MA, MD, NV, NY, and ME. Remitly ADV, Inc., 401 Union Street, Suite 1000, Seattle, WA 98101.
3Boost is a cash rewards program with a variable reward rate and based on the stored value in your Wallet. Rewards program and rate are subject to change. See your Remitly App for current rewards details. Terms and Conditions apply.(opens in new window)
4As a Remitly One member, you will receive 1% cashback on qualifying actions, up to a total of $5 per month in the aggregate. Qualifying actions include enrolling in auto-pay and making a timely repayment of your full outstanding Flex Advance statement balance, and/or making a bank deposit (also known as an Automated Clearing House or ACH deposit) into your Remitly Wallet.
Remitly, Inc. is Licensed as a Money Transmitter by the New York State Department of Financial Services and in PR (TM-143), a Foreign Transmittal Agency in MA, and a Currency Transmitter in RI. NMLS No. 1028236.