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Frequently Asked Questions

All Questions

Why does it take longer to process a transaction if you pay with a bank account?

Funding a transaction with your Bank Account is the most cost effective way to send money with Remitly.

Here's how it works and why it takes 3-5 banking days:

Remitly will make an electronic withdrawal from your checking account just like when you write a check. However, this takes three banking days to go through the bank clearing process.

Even though Remitly does not receive the funds until the third banking day, you may notice a pending charge on your bank account on the first business day. After we receive the funds from your bank, the transaction is released for processing.

During the processing time you'll receive e-mail notifications and real-time updates on your Activity page until your transfer is complete. You won't miss a thing!