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What's the difference between SWIFT codes and BIC codes?

Accepted Answer

SWIFT and BIC codes are essentially the same. Both identify banks for secure international transactions. While "SWIFT code" is widely used, "BIC" is the official term financial institutions use. Both ensure your money reaches the correct destination safely.

Question 2

Do I need a SWIFT code to send money internationally?

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Yes, you'll typically need a SWIFT code to send money internationally. The SWIFT code directs your transfer to the correct bank and branch, helping to ensure your funds reach the proper destination securely and without delay. When you use Remitly, you don't need to worry about SWIFT codes, and our network includes a wide range of banks and cash pickup options.

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Do all bank branches use the same SWIFT code?

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No, SWIFT codes aren’t the same for all bank branches. Each branch usually has its own unique code to make sure your money gets to the right place. Using the correct SWIFT code for the specific branch you’re sending money to is important.

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Is it safe to send money online with Remitly?

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The cost of sending money to the United States varies depending on the amount you're sending, the payment method, and the delivery option you choose. At Remitly, we strive to provide competitive exchange rates and low fees.

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Does Remitly offer discounts for new customers?

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What are the ways to receive a money transfer?

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The ways you can receive money include [cash pickup](https://www.remitly.com/us/en/landing/cash-pickup), [mobile money](https://www.remitly.com/us/en/landing/mobile-wallet), [home delivery](https://www.remitly.com/us/en/landing/home-delivery), [debit card deposit](https://www.remitly.com/us/en/landing/debit-card-deposit), or [directly to a bank account](https://www.remitly.com/us/en/landing/bank-deposit), depending on the recipient's location. It's important to let the sender know your preferred method.  Your recipient doesn't need to sign up with Remitly to receive money. However, the sender must [create a Remitly account](https://www.remitly.com/us/en/help/article/sign-up) to send money.

SWIFT code	ANMLUS41XXX
SWIFT code (8 chr)	ANMLUS41
Bank name	ACR ALPINE CAPITAL RESEARCH, LLC
Bank address	8000 MARYLAND AVENUE, SUITE 700, ST. LOUIS MO 63015, US
Branch code	XXX
City	ST. LOUIS
Country	United States

ACR ALPINE CAPITAL RESEARCH, LLC SWIFT code in the United States

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What is the SWIFT code for ACR ALPINE CAPITAL RESEARCH, LLC?

Example SWIFT code format

ANML

US

41

XXX

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