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What's the difference between SWIFT codes and BIC codes?

Accepted Answer

SWIFT and BIC codes are essentially the same. Both identify banks for secure international transactions. While "SWIFT code" is widely used, "BIC" is the official term financial institutions use. Both ensure your money reaches the correct destination safely.

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Do I need a SWIFT code to send money internationally?

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Do all bank branches use the same SWIFT code?

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No, SWIFT codes aren’t the same for all bank branches. Each branch usually has its own unique code to make sure your money gets to the right place. Using the correct SWIFT code for the specific branch you’re sending money to is important.

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SWIFT code	ADVOUS61XXX
SWIFT code (8 chr)	ADVOUS61
Bank name	WM ADVISORS, INC.
Bank address	1201 THIRD AVENUE, SUITE 1400, SEATTLE WA 98101, US
Branch code	XXX
City	SEATTLE
Country	United States

WM ADVISORS, INC. SWIFT code in the United States

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What is the SWIFT code for WM ADVISORS, INC.?

Example SWIFT code format

ADVO

US

61

XXX

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