When sending funds, use a regulated and licensed money transfer service, like Remitly, which is authorised by the Financial Conduct Authority (FCA).

Avoid social media contacts or WhatsApp numbers that offer deals. Instead, stick to official apps and websites. Once you've sent money to a stranger, it's gone, so ensure you're sticking to official channels.

Some countries have a limit as to how much money can be sent or received in one transaction. Ahead of time, research what these limits are and plan your transfers accordingly.

If possible, track your payment and keep a record of your transfers, digital receipts, and reference numbers. Platforms like Remitly offer tracking services so you can check the live status of your transfer and see the estimated delivery time.

Scammers often lure people in with cheap fees and "too good to miss" deals, but the saying holds true - if it seems too good to be true, it probably is.