Life doesn’t wait for perfect timing. Sometimes tuition is due, or you want your money to grow while helping loved ones abroad. Managing finances across borders shouldn’t mean choosing between supporting your family and building your own financial future.
That’s why we created Remitly One, a flexible new membership designed to give you more control over your money across borders, right from the Remitly app you already trust. Whether you’re sending money regularly or looking for better ways to manage cross-border finances, Remitly One puts powerful financial tools at your fingertips.
This new membership represents our commitment to helping you do more with your money, no matter where it needs to go or when you need to use it.
What is Remitly One?
Remitly One is a $9.99 monthly membership that unlocks new financial features beyond traditional money transfers. Think of it as your cross-border financial toolkit designed to give you more flexibility, better rewards, and smarter ways to manage your money.
The membership builds on the Remitly platform you know, adding features that help bridge the gap between when you need to send money and what you have available. It’s about giving you flexibility when timing doesn’t align perfectly with your financial obligations, and rewarding you for using those tools wisely, with benefits that grow the more you use them.
All Remitly One features work seamlessly within your existing Remitly app. No new downloads, no complicated setup processes. Just enhanced capabilities that are there when you need them most.
What Early Access Members Can Experience Today
Remitly Flex: Send Now, Pay Later
Remitly Flex gives eligible members instant access to up to $250 in funds to send, even if you’re tight on cash. There are no interest charges, no credit checks, and you can repay at your own pace.*
This feature helps address one of the most common financial challenges: needing to send money when you are a little short on cash. Flex provides a convenient way to support loved ones when timing doesn’t align, so you never have to wait to make an important transfer. While Remitly One includes access to Flex with no instant funding fees, please note that standard transfer fees are not included in the membership price.
Annual Rewards for Money in Your Remitly Wallet
Money you hold in your Remitly Wallet in U.S. dollars can now grow with annual rewards, automatically paid out on a weekly basis. Our current reward rate gives you an ability to grow your money just by holding it in your wallet.** This turns your wallet into a more powerful tool for saving and planning. It’s a way to get added value while you prepare for your next transfer or budget upcoming expenses.
And when you pay for transfers using your Wallet balance, you’ll receive Remitly’s best available exchange rate, making it even smarter to keep funds in your Wallet.
Note: Rewards apply to funds held in your Remitly Wallet in U.S. dollars.
Monthly Cashback: Up to $5
Members can earn up to $5 in monthly cash back to their Wallet through actions like repaying their Flex balance on time using AutoPay. These rewards help offset your membership cost while encouraging good financial habits.
Frequently Asked Questions (FAQs) About Remitly One
What is Remitly One?
Remitly One is a cross-border financial membership designed to simplify and enhance money management across countries. For $9.99 per month, members gain access to exclusive benefits like send-now-pay-later with Remitly Flex, up to $5 in monthly cash back and annual rewards on Wallet balances, and this is just the beginning.
Soon, members will see even more ways to manage and grow their finances like access to a Remitly debit card and a line of credit to help establish U.S. credit history with Remitly Credit.
Who can join Remitly One?
Remitly One is currently available to select eligible U.S. customers. It’s ideal for anyone who sends or manages money internationally and wants a more seamless, flexible experience. Whether you’re supporting loved ones, budgeting for future needs, Remitly One is designed for you.
Join the waitlist to be notified when it becomes available to you.
What benefits does the membership include?
Remitly One provides exclusive benefits to help you maximize your financial potential across borders. Members get instant access to extra funds to send home and settle later, up to $5 in monthly cash back, and annual rewards on wallet balances. All designed to make cross-border money management easier.
And we’re just getting started. Coming soon: a Remitly debit card with cash back for everyday spending, and a line of credit to help establish a U.S. credit history with Remitly Credit.
How does the Flex feature work?
With Flex, you can access between $50 and $250 instantly to send money. You can pay later based on flexible terms, giving you greater control and convenience when it matters most.
Note: Flex is also available to eligible non-members with limited access. Remitly One members get instant access, multiple withdrawals, and flexible repayment options. Not currently available in the following states: CT, MA, ME, MD, NV, and NY.
How do I join Remitly One?
Visit the Remitly website (www.remitly.com/one) or enroll directly if membership is available to you. It’s a simple way to take more control over your cross-border finances.
If you have further questions, feel free to contact our support team for assistance!
Legal disclaimers
* Remitly Flex is provided by Remitly Adv, Inc. Offers for first time customers are $50, and $50 to $250 for existing Remitly customers. Increase your Flex offer over time with positive payment history and using Remitly. Advances must be repaid in full within 90 days to remain eligible for future access. Eligibility, offer terms, and pricing may vary and are subject to change. Terms and conditions apply. Not currently available in the following states: CT, MA, MD, ME, NV, and NY. Remitly ADV, Inc., 401 Union Street, Suite 1000, Seattle, WA 98101.
** The Remitly Wallet is an account where you can store value; it is not a bank account. Remitly Wallet is provided by Remitly, Inc., and offers a stored value wallet Boost is a cash rewards program based on the stored value in your account. Variable rate. Rewards program and rate are subject to change. See your Remitly App for current rewards details. Terms and Conditions apply.
*** Banking services and the Remitly Debit Card are provided by Lead Bank. The Remitly Debit Card is issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. Fees may apply. Lead Bank is not the sponsor or administrator of the rewards program or membership subscriptions offered by Remitly, Inc. Remitly, Inc. is a licensed money transmitter, not a bank. See Terms and Cardholder Agreement for further details.
Remitly One is a monthly membership subscription service provided by Remitly, Inc. with a monthly flat fee subject to change. Applicable transfer fees and any other fees charged in connection with your Remitly transfer not included in your Remitly One membership. Terms and Conditions apply. Cancel anytime.
As a Remitly One member, you will receive 1% cashback on qualifying actions, up to a total of $5 per month in the aggregate. Qualifying actions include enrolling in auto-pay and making a timely repayment of your full outstanding Flex Advance statement balance. Terms subject to change.
Remitly, Inc. is Licensed as a Money Transmitter by the New York State Department of Financial Services and in PR (TM-143), a Foreign Transmittal Agency in MA, and a Currency Transmitter in RI. NMLS No. 1028236. Registered address: 401 Union Street, Suite 1000, Seattle, WA, 98101, USA.