Vietnam keeps popping up on the radar for people who want a more affordable life abroad. Think lively cities, delicious food, and daily costs that feel far more manageable than back home. It’s no surprise that remote workers and families from the US are increasingly curious about what life in Vietnam could look like.
If you’re thinking of planning a move to this rapidly developing country rich in culture and beautiful nature, then getting a clear picture of the cost of living in Vietnam is a great place to start. At Remitly, we know that even thinking about a move can feel complicated. So, we’ve put together this guide to help you figure out housing, food, transportation, healthcare, and everyday living costs.
Is Vietnam still affordable?
The short answer is yes. For many people, it still feels refreshingly affordable. While prices have crept up over the past few years (as they have almost everywhere), Vietnam continues to offer a day-to-day cost of living that’s noticeably lower than the US. For a lot of newcomers, that difference is noticeable as early as the first grocery trip or rent payment.
Cost of living in major Vietnamese cities
Where you choose to move to in Vietnam matters.
Ho Chi Minh City sits at the higher end of the price range, especially if you’re set on living in central neighborhoods. Rent, dining, and nights out add up more quickly here, but you also get convenience in return. Think international restaurants, coworking spaces, modern apartments, and a fast-paced city vibe where everything feels within reach.
Hanoi usually feels a bit lighter on the wallet, but it’s not one-size-fits-all. Some older neighborhoods offer lower rents and a more traditional feel, while newer developments can rival Ho Chi Minh City prices.
Then there’s Da Nang, which has quietly become a favorite for people craving balance. With lower rents, a slower pace of life, and a growing expat community, it’s especially popular with remote workers and couples who want modern comforts without the constant buzz of a major city.
One thing worth remembering is that two apartments in the same city can have very different price tags. In many cases, choosing the right neighborhood will do more for your budget than chasing the “perfect” city.
What’s happening with prices heading into 2026?
Vietnam’s economy has been growing steadily, powered by manufacturing, tourism, and foreign investment. That growth has brought better infrastructure, more job opportunities, and a generally higher quality of life, but it has also pushed prices up in certain places.
Housing and utilities have seen the biggest changes, especially in fast-developing urban areas. Even so, Vietnam’s overall cost base remains relatively low. For people arriving from the US, everyday expenses still feel surprisingly affordable.
The Vietnamese dong
Although the Vietnamese dong (VND) saw chronic inflation in the 1990s, it has been fairly stable against the US dollar since the 2000s, which is good news if you’re earning or saving in USD. In other words, your money stretches further when it comes to everyday costs.
Exchange rates matter most if you’re earning income from abroad, sending money to family in Vietnam, or juggling savings across different currencies. It helps to keep an eye on rates and use transparent money transfer services.
Estimated monthly budget in Vietnam for 2026
When it comes to budgeting in Vietnam, averages can only take you so far. What you actually spend each month depends much more on lifestyle choices than on national averages. Where you choose to rent, how often you eat out, and whether you stick to local habits or lean toward international comforts all play a big role.
The estimates below are meant to give you a realistic starting point for living expenses in Vietnam in 2026, based on current prices and how expats tend to spend after the initial phase of settling in.
| Lifestyle | Estimated monthly cost (USD) |
| Single expat (frugal) | $800–$1,200 |
| Couple (comfortable) | $1,500–$2,500 |
| Family of four (mid-range) | $2,800–$4,000+ |
These ranges usually cover the basics like rent, utilities, food, transportation, basic healthcare, and a bit of breathing room for enjoying life. Living a little farther from the city center, cooking more meals at home, and embracing local options can keep your costs toward the lower end. In contrast, opting for newer apartments, imported groceries, or international services tends to increase overall expenses.
How your lifestyle affects the cost of living in Vietnam
One of the nicest things about living in Vietnam is how flexible it can be. Your monthly costs will shift depending on how you work, who you live with, and whether you’re just trying it out or planning to stay long-term.
Living in Vietnam as a remote worker or digital nomad
Vietnam has become a popular base for remote workers, and it’s not hard to see the appeal. Internet speeds are generally strong, and cafés that double as informal workspaces are everywhere.
If you’re earning in US dollars, you may find your money stretches further than expected. Many remote workers are able to live comfortably while still saving or sending money home. Costs do creep up if you lean toward newer apartments in central areas, premium coworking spaces, or short-term rentals, but even then, people are often surprised by how manageable their budgets feel.
Cost of living for couples and families
Couples often notice the savings almost right away. Sharing rent and utilities can make it easier to afford a larger place or live in a better location than you might have back home. For many people, this is where Vietnam’s value really starts to stand out.
Families usually see slightly higher expenses, especially when it comes to space, healthcare, and schooling. International schools can quickly become one of the biggest budget items, while local schools are far more affordable but may not be the right fit for every family because of the language or curriculum differences.
Short-term stays vs. long-term living costs
Short-term living almost always tends to cost more. Furnished rentals, frequent transportation, and eating out regularly can add up faster than you expect.
As you start to settle in, sign longer leases, buy basic household items, and fall into local routines, you’ll see that your monthly spending tends to stabilize. It’s normal for your first few months to be the most expensive. Once daily life starts to feel familiar, budgeting usually becomes easier and a lot more predictable.
Cost breakdown
When you start looking at the details, the cost of living in Vietnam becomes much easier to wrap your head around. Some categories will feel impressively affordable, while others depend heavily on personal choices.
Housing costs in Vietnam
Housing is likely to be your biggest monthly expense, but it’s also where you have the most control. Small changes in location or apartment style can make a noticeable difference to your budget.
A one-bedroom apartment in a city center typically costs more than one outside the center, and larger apartments or houses push costs higher depending on the neighborhood and amenities. Newer buildings with elevators, security, or gyms often come with higher rents, while older or more local-style apartments tend to be easier on the wallet.
Utility costs are generally affordable, but be careful with electricity bills during the warmer months when you’ll want to use the air conditioning more.
Food and grocery costs
Food is one of the easiest places to keep your spending in check, and it’s also one of the most enjoyable parts of living in Vietnam.
Local meals are inexpensive, filling, and widely available, whether you’re grabbing something quick or sitting down for a relaxed meal. Shopping at local markets helps keep grocery costs low, while imported products like cheese, cereal, or wine can noticeably increase your spending. Many expats find a happy middle ground, enjoying local food most days and budgeting intentionally for imported favorites.
Transportation costs
Getting around Vietnam is generally straightforward and affordable, which makes everyday life and weekend adventures much easier to plan.
Ride-hailing apps are used a lot, motorbikes remain a common option, and public transportation continues to expand in larger cities. Domestic travel within Vietnam is also budget-friendly. That means you can explore different regions without needing a large travel fund.
Healthcare costs and insurance
Healthcare is an area where planning ahead really pays off. Vietnam offers both public and private options, and most expats mix and match depending on their needs.
Public hospitals are very affordable, but some people prefer private or international clinics for shorter wait times and English-speaking staff. International health insurance is popular among expats, and while it adds a monthly cost, it also brings peace of mind and broader access to care.
Entertainment and everyday extras
Enjoying life in Vietnam doesn’t require a big entertainment budget, which is part of what makes living here feel lighter.
Coffee culture is affordable, gyms and fitness classes are reasonably priced, and movies or casual nights out rarely feel expensive. Many of the most popular activities, like spending time at parks, beaches, or neighborhood events, cost little or nothing at all, and they often end up being the most memorable.
Tips for managing your budget in Vietnam
After you’re settled in, budgeting in Vietnam is about making small, smart choices that quietly add up over time.
- Learn a little Vietnamese: You don’t need to be fluent, but knowing a few basic phrases can make everyday interactions smoother and sometimes help with pricing, especially at local markets.
- Focus on neighborhoods, not just cities: Taking time to explore neighborhoods often leads to better value and a better fit for your lifestyle.
- Live locally before upgrading: Embracing local life at first helps keep costs down and gives you a clearer sense of what’s worth spending more on later.
- Be aware of expat pricing: Knowing typical local prices and asking around can help you avoid paying more than necessary, without making things awkward.
The longer you’re in Vietnam, the easier this gets. Most people naturally find a rhythm that balances cost and enjoyment.
Planning your next chapter in Vietnam
For many people, Vietnam continues to offer something that’s hard to find elsewhere: a lifestyle that feels balanced and flexible. With a bit of planning and realistic expectations, it’s possible to build a comfortable routine and enjoy affordable living in Vietnam without constant money stress.
The key isn’t trying to spend as little as possible; it’s getting a feel for daily life, understanding where your money naturally goes, and giving yourself time to adjust. If you’re managing money across borders along the way, Remitly can help you send money to Vietnam, support the people who matter to you most, and stay connected financially, wherever life takes you next.
FAQs
How much money do I need to live comfortably in Vietnam in 2026?
Most single expats live comfortably on $1,200-$1,500 per month, depending on location and lifestyle.
What is the most expensive part of living in Vietnam?
Housing and international schooling are usually the largest expenses.
Can you live on $1,000 a month in Vietnam?
Yes, especially outside major city centers and with a local lifestyle.
Is it cheaper to live in Vietnam or Thailand?
Vietnam is generally slightly cheaper overall, though costs vary by city.
How will visa policies in 2026 affect the cost of living for expats?
Visa rules may influence renewal fees and travel costs, so try to stay up to date.