Send money now and pay later with Remitly Flex Plus

Send money home and pay later

Get instant access to up to $2501 to support loved ones—no credit check, no interest, no surprises.

☑️ Instant access to funds to send home

☑️ Flexibility to repay over time

☑️ No credit check needed—just quick, secure sign up

1 Limited time offer. Offers for first time customers are 50 USD, and 50 to 250 USD for existing Remitly customers. Increase your offer over time with positive payment history and using Remitly.

Eligibility, offer terms, and pricing may vary and are subject to change.

Not currently available in the following states: CT, MA, MD, NV, NY, and ME. Terms and conditions apply.

Remitly Flex Plus helps you

Aid family fast in emergencies

Support loved ones without delays

Ease your budget until payday

Instant access to funds to send home

Get started in minutes with just a few details—no SSN or credit check required. Enjoy predictable pricing at $7.99/month* with the flexibility to cancel anytime.

Send now, pay later

Flexibility to repay over time—with no interest or late fees. The more you send and repay on time, the more your limit could grow.

Send as often as you need

Support your loved ones whenever they need it. With Flex Plus, you can access funds up to your available limit—as often as you need—and pay back later.

Remitly is trusted by millions worldwide since 2011

Safe and secure

Send money home with multiple levels of security designed to keep your transfers protected.

More options

Depending on your recipient's location, choose the best delivery method for you, including a bank account, mobile wallet, or cash pickup.

Guaranteed delivery

Your money arrives at the date and time promised or we’ll refund your fees.

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Send money your way

Our trusted network of providers offers thousands of locations and a variety of delivery options for sending money abroad. Choose what's convenient for you and your recipient, including cash pickup, bank deposit, mobile money, home delivery, and deposit to a debit card.

Trademarks, trade names and logos displayed are registered trademarks of their respective owners. No affiliation or endorsement of Remitly should be implied.

Get it all for $7.99/month

Questions about Remitly Flex Plus?

What is Remitly Flex Plus?

Remitly Flex Plus is a monthly membership plan that provides you with extra funds to transfer money internationally with Remitly.

Remitly Flex Plus gives you:
  • Instant access to up to $250 to send money home
  • The flexibility to repay over time—with no interest or late fees
  • The ability to send up to your available limit as often as you need
  • The opportunity to grow your limit over time by sending with Remitly and repaying on time
Keep in mind that transfer fees and any other fees charged when sending transfers with Remitly are separate from, and not related to, the Remitly Flex Plus membership fee.

How do I qualify?

Getting started is quick and easy. Just provide us your name, date of birth, and address – we'll keep this information secure. Plus, no Social Security Number (SSN) or credit history is required.

See your approved funds in seconds. Access them instantly and start sending with the Remitly app.

Remitly Flex Plus is currently available for transfers from the USA to Mexico, Colombia, the Philippines, the Dominican Republic, El Salvador, Guatemala, Nicaragua, Honduras, and Pakistan. Remitly Flex Plus is not available in CT, MA, MD, NV, and NY.

How much does Flex Plus cost?

Remitly Flex Plus is a membership plan that costs $7.99 per month and gives you instant access to $50-$250 in funds. The monthly recurring charge begins once you review and accept your offer and join Flex Plus—and you can cancel anytime.

With this fee, you get instant access to funds, no interest or late fees on advances, and the ability to grow your limit over time. Plus, no credit check or Social Security Number(SSN) is required to qualify.

Currently, a debit card is the supported payment method for your membership fee and advance.

We hope you’ll love Remitly Flex Plus and the benefits of membership. If you ever decide to cancel, you can do so directly in the Remitly app. Just go to Manage > Remitly Flex > More > Membership details > Cancel monthly membership.

If you have a balance when you cancel, just be sure to repay it within 30 days to stay eligible for future Flex offers.

How much can I get approved for?

Existing Remitly customers can access $50 to $250 based on their transfer history.

New to Remitly? You’ll receive a minimum of $50 to send right away—even without a transfer history with us. Higher amounts are available as you build a history of sending and on-time repayments. We regularly review your limit to reflect your activity, so the more you use Remitly, the more your limit can grow.

How long do I have to pay back?

Flex Plus is built for flexibility—with clear, simple terms. You can repay in the way that works best for your budget, whether all at once or in smaller amounts over time. As a Remitly Flex Plus member, you’ll have up to 90 days to repay each advance in full to stay eligible for future Flex Advances.

There’s no interest, no late fees, and no hidden costs. Repaying on time not only helps you keep your access—it could also help increase your advance limit over time.

Want to stay on track effortlessly? You can enroll in Autopay to have your payments made automatically.



Remitly Flex funds are offered by Remitly ADV, Inc.

*Applicable transfer fees and any other fees charged in connection with your Remitly transfer not included in your Flex Plus membership.

Remitly Flex Plus is a monthly subscription service for $7.99 per month. Cancel anytime.

Remitly ADV, Inc.
401 Union Street, Suite 1000, Seattle, WA 98101