Most of us appreciate a long weekend. It’s a chance to recharge, spend time with family, or tackle those home projects we’ve been putting off. But when a federal holiday rolls around in the middle of winter, it often brings a few questions with it. Is the post office open? Will the bank process my transfer? And which president are we actually celebrating, anyway?
For 2026, Presidents’ Day falls on Monday, February 16. It serves as the first major break of the year for many workers and students after the New Year holiday. While it is widely known for mattress sales and ski trips, it also affects financial institutions and government services in ways that can impact your weekly routine.
Planning ahead is the best way to avoid small inconveniences. Whether you are waiting for an important package or need to visit your local bank branch, knowing what is open and what is closed helps you manage your time with confidence. This guide covers the essential details for Presidents’ Day 2026, ensuring you know exactly what to expect.
When is Presidents’ Day 2026?
In 2026, Presidents’ Day will be observed on Monday, February 16.
The date changes every year because the holiday does not fall on a specific calendar day like Christmas or Independence Day. Instead, it always takes place on the third Monday of February. This ensures a consistent three-day weekend for federal employees and many workers across the country.
Because the holiday floats between February 15 and February 21, the 2026 date of February 16 is on the earlier side of the possible window. If you usually associate the holiday with late February, this year it might arrive sooner than you expect.
What is Open and Closed on February 16, 2026?
Federal holidays often mean a pause in standard business operations. Here is a straightforward breakdown of what to expect regarding closures.
Banks and Financial Services
Presidents’ Day is a standard Federal Reserve bank holiday. This means most physical bank branches will be closed on Monday, February 16.
If you need to deposit a check or speak to a teller, you will likely need to wait until Tuesday. However, digital banking tools generally remain available. You can usually check balances, transfer funds between your own accounts, and pay bills online, though transaction processing times might be delayed by one business day.
The Stock Market
The major U.S. stock markets, including the New York Stock Exchange (NYSE) and Nasdaq, observe Washington’s Birthday as a holiday. The markets will be closed for the entire day on February 16, 2026. Trading will resume at the opening bell on Tuesday morning.
Post Offices and Shipping
The United States Postal Service (USPS) treats this as a holiday. Post office locations will be closed, and there will be no regular mail delivery.
Private shipping carriers often operate differently. UPS and FedEx typically continue service on Presidents’ Day, though some modified service levels might apply. If you have a critical delivery, it is wise to check their specific holiday service schedules closer to the date.
Schools and Government Offices
Because this is a federal holiday, non-essential federal government offices will be closed. This includes Social Security offices and passport agencies.
At the state and local level, things vary. Most public schools close for the day, and some districts take the entire week off for a “winter break.” State government offices (like the DMV) are usually closed, but this depends on the specific laws in your state.
Why Do We Celebrate It?
The history of this holiday is a mix of tradition and legal practicality. While most people call it “Presidents’ Day,” the official name of the federal holiday is still Washington’s Birthday.
Honoring George Washington
Originally, the U.S. celebrated George Washington’s actual birthday, which is February 22. It was a fixed date, much like the Fourth of July. For nearly a century, the country paused on that specific day to honor the first president.
The Uniform Monday Holiday Act
Everything changed in 1968. Congress passed the Uniform Monday Holiday Act to create more three-day weekends for the nation’s workforce. The idea was that moving certain fixed-date holidays to Mondays would reduce absenteeism and boost the travel industry.
When the law took effect in 1971, the celebration of Washington’s Birthday was moved from February 22 to the third Monday in February. Interestingly, this move guarantees that the holiday will never fall on Washington’s actual birthday, as the third Monday can never be later than February 21.
What About Abraham Lincoln?
Many states used to celebrate Abraham Lincoln’s birthday separately on February 12. When the federal holiday moved to the third Monday, many people began viewing it as a day to honor both Washington and Lincoln. Over time, retailers and calendars adopted the term “Presidents’ Day” to recognize all U.S. presidents, though the federal government officially sticks with Washington.
Making the Most of the Long Weekend
Since businesses know many people have the day off, Presidents’ Day has become a major retail event. If you have been planning a significant purchase, this weekend is often a smart time to buy.
- Appliances and Mattresses: Historically, retailers offer some of their deepest discounts on home goods during this weekend to clear out inventory from the previous year.
- Winter Gear: As spring approaches, stores look to clear out coats, boots, and cold-weather accessories, making it a budget-friendly time to stock up for next year.
- Cars: Dealerships often run Presidents’ Day promotions, offering incentives to move new models off the lot.
For those not looking to shop, it is a popular time for short trips. Ski resorts are typically busy, and national parks often see an uptick in visitors. If you plan to travel, booking early is recommended, as flights and hotels can fill up quickly.
Frequently Asked Questions
Is the post office open on Presidents’ Day 2026?
No, the USPS does not deliver regular mail on Monday, February 16, 2026. Post office locations will be closed.
Is the stock market open on Presidents’ Day 2026?
No. The New York Stock Exchange and Nasdaq are closed on Monday, February 16, 2026.
Will my bank transfer go through on Presidents’ Day?
Because the Federal Reserve is closed, bank transfers initiated on the holiday usually will not be processed until the next business day, Tuesday, February 17. If you have a critical payment due, it is safer to send it the week prior.
Do all states call it Presidents’ Day?
Not necessarily. While “Presidents’ Day” is the common term, the federal government calls it Washington’s Birthday. Some states officially use titles like “Washington and Lincoln Day” or “Presidents’ Day,” while others adhere to the federal naming convention.
Are schools closed on Presidents’ Day?
Most public schools are closed. However, private schools and universities set their own schedules. Some public school districts in snowy regions may also use the day as a make-up day if they used too many snow days earlier in the winter.
Plan Your Monday with Confidence
Holidays break up the routine, which is generally a good thing, but they can cause minor hiccups if you aren’t prepared. Now that you know Presidents’ Day 2026 falls on February 16, you can plan your financial errands and mail drops accordingly.
If you need to send money to loved ones or pay bills, try to take care of it by Friday, February 13. A little foresight ensures you can spend your Monday relaxing, rather than worrying about a transaction clearing. Enjoy the long weekend!